Half an AI is no AI
Now let's see the downsides:
Your conversations are cut - so if the ai responds to you, they will not deliver you the entire message and you will just get half of it.
And the AI does not remember what it wrote in the previous message. So you cannot really build up a conversation, it starts from 0 every time. If you ask it to reference a previous message it cant.
And if you think oh cool I will get Claude super cheap, false hopes. I have claude premium and I can tell you they have given their Claude 4.5 Monet version instructions in the backgrounf to answer super short - in fact my Claude premium is one of the best AI I have ever tested and in AI-Zolo Claude is the most stupid of all and replies always super short messages. So that means they are not being transparent with you and are manipulating the AI with instructions to limit your usage. I will immediately send a complain to Razorpay for their account to be suspended for not offering a way to cancel.

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