Bikmo Opiniões 

I have been with Bikmo insurance for a few years now but had to make a claim for the first time for the bike after I had a crash. Everyone from their team was really helpful and they responded quickly. I can’t recommend them enough!

Good morning everyone, I would not recommend this insurer because in order to pay you it takes a long time to answer the phone, you have to spend more than three days calling every day and for them to answer your email it takes between four and a week and when they manage to answer you They're lying, it's not safe, you can imagine, in case you have a problem, I don't think they're going to solve it if they solve it, and if they solve it, I don't think it will be that fast, be careful, my experience is being very bad.

 the guys at Bikmo are fantastic very helpful and gave me a super service

The best insurance 'experience' I have had. Bikmo made a clear requests for the details required and followed up quickly once I provided them. Comms were good at each stage, they listened to my requests, and I had an identical replacement bike within 3 weeks of the theft (it took over a week to get police details). I delat with 3 different people, but they all had a clear understanding of the case and progress.

After mybike stolen awfully on my eyes in minutes despite locked it .it was very stresfull and big lost for me economically which I coud not afford to replacing it .But Bikmo team never left me alone at this diffuclt time since i applied for my claim .i cant thank them enough they make me feelt less stressed and solving my claim smoothly .Deepest gratitude to Bikmo and the team helping and informing me efficiently .

Initially, Bikmo appeared to be the best option for bike insurance. The staff is super friendly and knowledgeable, which instills confidence. Unfortunately, the problems start when you need to file a claim. Bikmo is essentially a front for Hiscox, and dealing with claims reveals their true nature.

My bike was stolen by someone who removed the bike rack using specialized tools. Hiscox refused to pay the claim, arguing that the bike rack could be undone. Following that rationale, any bike rack can be undone with the right tools, making this excuse entirely unreasonable.

I had to appeal their decision four times. It was only when I threatened to go to the Financial Ombudsman that they accepted the claim. Even then, they tried to shortchange me by £500 less than the insured value. Once you have a claim, you deal directly with Hiscox, and the friendly customer service of Bikmo becomes a distant memory. Instead, be prepared to fight against the penny-pinching bureaucracy of Hiscox.

Despite eventually receiving payment, the process was long and stressful. I recommend looking for other insurance options. The ordeal with Bikmo and Hiscox was not worth the hassle.

Helpful on the phone, easy to deal with,

watch out - this company is insolvent - take a look at their accounts on Companies House

Amazing service and assistance received from this company throughout a claim when my very expensive carbon frame suffered a fracture due to a rock strike.

In particular Aaron, who was my point of contact during the claim, and my questions were always answered swiftly and professionally.

Customer for life!

Bikmo is affordable and the customer service is excellent. They are clear about their terms, there's no hidden gotcha fine print, and they're quick to process claims. Even when they deny a claim, they're very nice about it and give clear reasons about why. Would recommend!

My brompton completely died on me after the frame cracked. I called bikmo (who should be counselors!) they were so reassuring and Ryan shorted me out and got me back on the bike with a big smile on me and my mental health. They're just great to be with

Excellent and reliable insurance!

Strongly recommended for costly bike. It is important to use the type of lock they suggest for the bike value. I recommend also to take picture of serial number , receipts of bike and accessories, a picture of the bike where it is normally left .

Wish they did more than bike insurance because they are trustworthy and excellent

Excellent in handling claim and settle very quickly with payment in days. This is exactly what insurance should be! Definitely highly recommend!

Just as everyone else says, Hiscox will find any reason to reject your claim. Not worth it, look for alternate insurance companies would be my advise.

Great service , very helpful through the claim process. Highly recommend

Excellent service and communication. They helped me get all the information together to make the claim and it was processed with no fuss.

I had an unfortunate accident on the bicycle and needed to use my insurance to be able to fix it.
Opening the case and dealing with the Bikmo team was very easy. They were very responsive and gave me advise at all times.
I am very happy with the outcome
I definitely recommend getting your bike insurance with Bikmo.

Had to make a number of claims in the last few years - stolen handlebars, vandalism and now most recently a theft.

All the people who worked with me to do my claim were really helpful and nice. You can tell they are all passionate about bikes and cycling as well - which always helps!

Thanks so much Bikmo!

I got some accidental but expensive damage on my mountain bike. The whole process for going through my claim to my settlement was professional , friendly and stress free. Glad I had the insurance. I’m back on a repaired bike and riding again.