easy system and approval
15 de maio de 2026
Embora não verifiquemos reivindicações específicas uma vez que os autores têm direito a ter a sua opinião, podemos classificar as opiniões como "Verificadas" quando conseguimos confirmar a ocorrência de uma interação com a empresa. Saber mais
Para proteger a integridade da plataforma, todas as opiniões na nossa plataforma (verificadas ou não) são analisadas pelo nosso software automatizado 24 horas por dia, 7 dias por semana. Esta tecnologia foi concebida para identificar e remover conteúdos que violam as nossas diretrizes, incluindo opiniões que não se baseiam numa experiência real. É possível que não consigamos dar conta de tudo, pelo que poderá sinalizar alguma coisa que ache que nos possa ter escapado. Saber mais
Informações sobre a empresa
Escrito pela empresa
Cheers is committed to building credit on autopilot, empowering 45 million underserved Americans to achieve financial freedom.
Informações de contacto
130 West union Street, 91103, Pasadena, Estados Unidos da América
- support@cheers.credit
- cheers.credit
3,8
Bom
10 opiniões
Pede aos clientes que escrevam opiniões
Esta empresa convida os seus clientes a escrever opiniões, sejam estas positivas ou negativas
Respondeu a 100% das suas opiniões negativas
Geralmente responde em 14 horas
Como esta empresa usa o Trustpilot
Veja como as respetivas opiniões e classificações são obtidas, classificadas e moderadas.
I didn't need the app so I didn't…
I didn't need the app so I didn't really try much of it. But they did refund my money for membership but it still looks bad on my credit because it started a new month before I was able to cancel it. 😞 I thought it was too much each month for what it did. I will stick with the other options I use. Ty tho
27 de fevereiro de 2026
Resposta da Cheers
Hi Lil, thank you so much for giving Cheers a try and for sharing your feedback. We really appreciate it.
We recently launched a new Starter Plan at only $7/month to make credit building more affordable. With Cheers, you can build credit and save at the same time, and you get your money back at the end minus a small interest cost. It’s cheaper than a Netflix subscription and designed to be a simple, low-cost way to keep building your credit over time.
Thanks again for trying Cheers!
Cheers help me on credit and saving, glad I use it.
I used it for 4 months now and happy to see the score went up 32 points so far and getting some money saved each month. Killing two birds at the same time, nice!
1 de dezembro de 2025
Resposta da Cheers
Hi Matthew,
Thank you for your feedback, and we’re sorry to hear about your experience.
We take cancellation requests seriously and want to make this right. Our team will reach out to the account associated with this name shortly to assist you directly. Once we receive your confirmation, we will proceed with closing the account and processing everything accordingly.
We’re sorry to see you go, but we truly appreciate the opportunity to have supported your credit journey. If there’s anything we can do to help you continue building your credit, we’d love the chance to assist.
Our customer support team typically responds very quickly. If you need immediate assistance, please feel free to contact us anytime at support@cheers.credit
Wishing you all the best,
The Cheers Team
Good Credit Product!
I have used Cheers for a few months. The sign up process was easy and smooth. After I opened the account, I didn’t need to do anything else. Just make sure my bank has enough funds for the monthly payments and my credit score already increased by 10 points!
27 de fevereiro de 2026
Great experience with Cheers
I'm new to the US and can't get a credit card from Chase to begin building my credit, but since using Cheers, my credit score has increased 30 points!
26 de fevereiro de 2026
As an international student
As an international student, I just got my SSN and was rejected by several traditional banks when applying for a credit card. SUPER glad that I found Cheers. It actually helped me start building my credit from scratch. Very helpful and highly recommended for international students!
16 de janeiro de 2026
Opinião espontânea
Cheers is bulls***
So, I'm giving this "credit builder app" a one star (they're lucky I can't give them a zero star). Since I enrolled in their program they have taken plenty of payments but nothing reported on my credit report. I've tried to reach out to their customer service but no response. I've tried reaching out on social media. I've tried contacting the financial institution that supposedly has my money and backs this fin tech company. Nothing. The website says cancel anytime but there is no one to talk to, no app to chat on....I can't believe I didn't do my due diligence. There is no app, no phone number, no customer service, nothing but just taking my money every month. I continue to have hope that this company will come to their senses but I've given up. This is just another scam company that is worth nothing to invest in or be affiliated with.
6 de dezembro de 2025
Opinião espontânea
Resposta da Cheers
Dear Christopher,
We’re very sorry to hear about the issues you experienced with your Cheers account. Our data reporting team has confirmed that your payment activity was reported multiple times to the credit bureaus, as payment history is a key factor in building credit.
At Cheers, users can cancel at any time. Our records show that we sent you an email on 12/17/2025 regarding your inquiry and were awaiting your confirmation; it’s possible that message was missed. Please rest assured that we have now closed your Cheers account per your request.
Your refund is being processed and should be received within 3–5 business days. If you have any additional questions, feel free to contact us at support@cheers.credit
.
Again, we sincerely apologize for any miscommunication. We are continuously working to improve our service and hope we may have the opportunity to earn your trust again in the future.
Best regards,
The Cheers Team 💚
Cheers credit builder works
After using Cheers credit builder, my credit score improved significantly and I was able to get a very good rate for my car loan. Cheers!
13 de janeiro de 2025
Opinião espontânea
A Experiência Trustpilot
Qualquer pessoa pode escrever uma opinião na Trustpilot. As pessoas que escrevem opiniões têm direito a editá-las ou eliminá-las a qualquer momento. Estas opiniões serão exibidas enquanto uma conta estiver activa.
As empresas podem solicitar opiniões enviando convites automáticos. Classificadas como "Verificada", pois se tratam de experiências genuínas.
Saiba mais sobre outros tipos de opiniões.
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Leia mais sobre como processamos as opiniões na Trustpilot.
Aqui estão 8 dicas para escrever óptimas avaliações.
A verificação pode ajudar a garantir que são pessoas reais a escrever as opiniões que lê no Trustpilot.
Oferecer incentivos em troca de opiniões ou solicitá-las selectivamente pode distorcer o TrustScore, o que vai contra as nossas directrizes.