Dyme Capital Opiniões 11

I really don't like admitting when i screwed up these guy took my money never did what they said they would worst mistake ive ever made i have a 777 credit score and they did nothing every time i asked for a refund they would just dance around the issue

I signed a Business Credit Consulting Agreement with Dyme Capital on September 12, 2025, and paid a $3,000 fee. The contract promised six months of service, including access to a dedicated advisor and ongoing funding opportunities.

While Dyme initially helped secure $75,000 in funding, they stopped there. Their own funding plan listed Chase, Bank of America, and Wells Fargo as part of the strategy, yet they have not moved forward with those applications. When I asked about it, I was told their obligations ended after the $75K, which directly contradicts the contract language requiring six months of continued support.

To make matters worse, I actually provided Dyme with feedback that improved their contract language, saving them from potential legal disputes and business risk. Despite this, they’ve failed to deliver the services I paid for.

Bottom line: Dyme did not honor their commitments. I am requesting either that they complete the applications to Chase, Bank of America, and Wells Fargo as promised, or guarantee $150,000 in total funding with a partial refund for any shortfall.

Here is their contract language in question, I share this as they are clearly unwilling to be honest. They claim I signed up for a $50K funding guarantee. WRONG. I made it clear I was looking for funding closer to $200K. They showed me examples of previous clients getting this much with the program I signed up for. Here is the only clause in the contract that mentions $50K:

"1.3 Refund Policy:
If Dyme Capital is unable to secure any funding for the Client, a full refund of the consulting fee will be issued. Refunds will be processed within five (5) business days.

In the event Dyme Capital secures funding below the target amount of $50,000, a pro-rated refund will be provided based on the percentage of the funding shortfall.

Bank Requirement Waiver: If the Client declines to work with a recommended bank for any reason, unless disclosed upfront, they waive the right to a pro-rated refund."

This clearly is setting a minimum for establishing a Refund claim this is made clear in that this "target" is defined under their Refund Policy, not under their Services Provided. Here is their Services Provided:

"2. SERVICES PROVIDED

Dyme Capital shall provide the Client with business credit consulting services, which include but are not
limited to:
Guidance on meeting lending credibility standards.
Assistance in building business credit.
Access to cash funding options.
Evaluation of TransUnion, Experian, and Equifax FICO scores.
Access to a dedicated funding advisor for a period of six (6) months."

They erroneously claim that their obligation to provide services ends once they hit their arbitrary, non-contractual target. Yet, as you can see, they failed to define a measurable target for their services provided except to mention 6 months of continued access.

I have video evidence where their owner/founder admits that the language of their contract is lacking clarity of definition of their target. I have video evidence of their personalized funding plan for me as well which also makes no mention of a funding target. They failed to mention that they had also offered to guarantee they continue working to fund up to $100K after I voiced my disapproval of their termination of services to try and appease me. I was willing to accept their results upon their submitting applications to the Banks aforementioned according to their communicated plan. To which, they declined and locked me out of my account. I'm very disappointed with their clear breach of contract and am exploring my options to pursue either the completion of their Funding Plan OR a full refund.

They held true to their word. We couldn’t get the loan because of circumstances with my credit and they honored the money back guarantee so I was appreciative of it given my tight situation.

Dyme provided the financial support I needed to cover renovation expenses for my Airbnb property located at our lake house.

Their service played a key role in helping me maintain a stable cash flow throughout the renovation process. I would confidently recommend Dyme to both colleagues and friends seeking similar financial solutions.

I initailly signed up for $60,000 in business funding, and with the guidance and support of my my funding manager at Dyme capital, I was ultimately able to secure $85,000 in total funding process moved much faster than I expcted, and they even assisted in removing credit inquiries once everything was finalized.

In today's world, it's often difficult to trust online finacial service, but Dume capital far exceeded my ecpectations. I'm extremely satisfied with the results and tryulyca

The Dyme Capital team was great.

I would recommend Dyme Capitol. I worked with Adrian and Nick and both were involved with my process, trying to improve my credit scores. Even though I did not have the credit score to acquire business funding, Dyme capital refunded 100% of my payment which I received directly into my bank account in a couple days.

Horrible experience... DO NOT use them!!! you can do it by yourself all they do is tell you who to call give you a word document and then you are by yourself in front of the bank. They don't have special relationship that gives you a competitive edge. If you are thinking of paying them or do it by yourself just go for it. Call the bank or go in person and you will get the same result. They are just a small middle man and even that they can't do a good job

As a real estate investor, finding low-cost funding is crucial. Dyme Capital helped me secure a 0% interest business credit card through one of their banking partners. Very satisfied with their service!

I couldn't believe it when Dyme Capital got me approved for a 0% interest business credit card. It was game-changer for my startup. They really understand the need of entrepreneurs and delivered beyond my expectations.

Highly recommend. Easy to work with and great communication.