Ikano Bank UK Opiniões 

Every part of me wants to be able to give less that 1 star!

I have paid my loan off in full with them 3 years early, they took the payment and confirmed with me my account was clear. Then they have sold my loan and posted a default on my credit file. When I ring them they tell me there’s nothing they can do and are going to refund my payment to me! I’m sure I will be seeing them in court!

Have recieved twice now Compensation for mis- information by Ikano. Having being sent incorrect information A number of times I was assured it would not happen again. . The Ombudsman was involved and was dealt with . After returning from Holiday this week I have now recieved More bullying letters. Do I need a solicitor this time

I applied for an interest free loan from Ikea. I filled in all the details with Ikano and then Experia. I was refused credit and have not been able to find out why despite many attempts to get Experia to give me a report. They contacted my bank several times to share my information but nothing happened.
I filled in a compaints form to Ikano but it would not submit, again trying several times. I got a good report from ClearScore. Have never been in debt or failed to pay my credit cards on time. I will now have to ring them. Don't expect they will care that much. Shame on you Ikea for using this bank and causing much grief.

First class service with this company.
Would not hesitate to use again and recommend to family/friends.

A few days ago I described my very bad experience with IKANO Bank. I wrote there about purchasing Termomix in installments. I received a reply that someone from IKANO would contact me. NO ONE HAS CONTACTED ME SO FAR! I BELIEVE THAT IKANO BANK IS NOT TRUE AND IT IS NOT WORTH TRUSTING THEM! IKANO IS A COMPLETE LACK OF PROFESSIONALISM. IKANO AND THE MANAGEMENT AND THE IGNORANCE TEAM. IF IT WAS POSSIBLE, I WOULD RATE THIS BANK MINUS 100.... If you have the courage to talk to me, please call me: 07955691556

Disgusting application process, I was accepted in 2023 with a lower credit rating and never used the credit.I just applied with a better rating and also I have an excellent payment record I have never missed a payment I always pay the full amount I never ever pay interest they do a soft search which says approved then declined, after approving them to do hard search. The photo ID is a nightmare I had to do a selfie over 15 times before it excepted it. I will never apply to them again, I would rather go without, stay well clear they are a nightmare, would I recommend them….NEVER.

The electronic system does not respond as it state. When you talk to anybody. They apologise for the failing of another department and that’s as far as the customer service goes. Nothing gets resolved. This is my experience to date.
I have stopped paying them by direct debit until I get clarity via hard copy via Royal Mail.
Presently it appears that I will be paying back double the borrowed figure.
Unacceptable.
You try to access your account. The computer. It says “NO”!
You try to change your password. “No”!
The system states it will email you. It doesn’t.
You resolve nothing.
Stay well clear.

I've found Ikano very helpful and knowledgeable on my loan requirements. An excellent service

Don't try to contact this bank. They dislike talking to customers.

Useless site , I have been asking for a settlement figure for over a year. I keep getting told they cannot find my loan despite giving my loan number. When I tried to submit a complaint the complaint submit button does not work. Useless.
Attached below the same again from TODAY. Maybe if i stop my direct debit i will get more of a reaction!

Hello Jonathan

We’re unable to find an account for you

Thanks for contacting us and confirming your details. We’ve checked our system and have been unable to find an account matching the details you provided.
If your address has changed since you applied for the account, please go to update your address .

Your name needs to match how it appears on your account. If your name has changed since you applied for the account, please go to update your name.

Many thanks

Ikano Customer Services

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© 2021 Ikano Bank AB (publ) 
Ikano Bank UK, WaterFront House, Station St, Nottingham NG2 3DQ, United Kingdom 

Important information

Ikano Bank AB (publ) UK branch Registered Office: Waterfront House, Waterfront Plaza, Station Street, Nottingham, NG2 3DQ. Registered In England And Wales No. BR016253 VAT Registration No. 265321711. Ikano Bank AB (publ) Is incorporated In Sweden With registered And head office: Hyllie Boulevard 27 Malmö 215 32 Sweden. Ikano Bank AB (publ) Is a Swedish Public Limited Company (publikt bankaktiebolag) registered With the Swedish Companies Registration Office (bolagsverket) With organisation number: 516406-0922. The Financial Conduct Authority Is the supervisory authority under the Consumer Credit Act. Ikano Bank AB (publ) Is authorised And regulated By the Swedish Financial Supervisory Authority (Finansinspektionen) (Registered No:11153). Deemed authorised By the Prudential Regulation Authority. Subject To regulation By the Financial Conduct Authority And limited regulation By the Prudential Regulation Authority. Details Of the Temporary Permissions Regime, which allows EEA-based firms To operate In the UK For a limited period While seeking full authorisation, are available On the Financial Conduct Authority's website
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Very easy to deal with. Continuous updates as promised.

I'm made up I get statements every month to wat is owed I'm really happy with ikano

Excellent service
Regular statements , informative of remaining balance and payment dates .
Good company, would definitely use again

I liked having emails every month making the balance of my loan easy to see.

Very easy set up and kept up to date on a regular basis,thanks

The fitters was amazing very polite and friendly, and when they put my bed together i was explained thoroughly how to use the bed step by step, cannot praise enough thank you very much.

Great clear statements. Able to pay off early.