Lendcare Opiniões 

On January 29, 2025 I took out an emergency loan with Lendcare. Their pamphlet was in the Animal Emergency Hospital I was in with my beloved dog Rockee. I would have paid anything to save her life; however, she ended up passing away a few days later on February 3, 2025. Her illness and subsequent death was unexpected. My life is completely shattered without her.

On May 23, 2025 I paid off the balance of the loan I had with Lendcare ($7473.15). LendCare kept calling me and I was able to determine that I still owed them a small outstanding balance. On June 21, 2025 I paid them $37.28. A $75.00 NSF charge was waived as I had put a stop payment on the account by then.

On July 2, 2025 LendCare tried to debit .26 cents from my bank account. The payment was rejected.

Till this day I keep getting phone calls from LendCare. They never leave a message. I am being harassed for no apparent reason.

I have filed a complain with Consumer Protection and the Better Business Bureau. My next step will be to file a complaint with the Financial Services Regulatory Authority of Ontario (FSRA) and then with the police.

Stay away from this company.

I reached out multiple times to make an early loan payment and requested they take an additional amount — but never received a reply to any of my emails. If you're planning to take a loan with this company, I strongly recommend looking elsewhere. They don’t respond to emails, and if you’re hoping to pay off your loan early to save on interest, this company won’t make it easy.

This guys are thief’s, big thief’s with there stupid fake system, I called Lendcare about a payment, I got charged 3 times on July 3, July 7 and July 9 back to back, they told me they didn’t know about the July 3rd own and I sent them alll proof, they said I will be refunded, my bank returned the July 9 payment due to low balance, I called them to confirm the payment and I cleared it all via on call with there nsf fee and main fee totaling to 182.39 (attached screenshot) I confirmed and they said they removed the actual charge date for July 18 cause I already cleared the fee, I called again to confirm, another person said they have removed the fixed charge date of July 18, now I’m typing this message on July 19 3am, only for me to wake up and see my bank have been charged again, meanwhile my next actual charge is supposed to be on July 23, so what was the last payment I made for, I callled this thief’s countlessly to confirm they won’t charge my card but they still did, I’m going to fight this cause this is day light robbery in the name
Of loan, they know what they are doing and they have employed and trained thief’s to work for them, you even call there customer support and complain and they won’t say anything and just transfer you to another person like 5 consecutive times, this company needs to be locked out, they are big thief’s, I’m writing this from a place of hurt cause I calculate my earnings, but this thief’s want to ruin my earnings, bad service, bad customer support service, all poor and terrible!

Update to my review, instead of helping, they went ahead and created a double account under the loan, saying it a network glitch, please avoid this people by all means, they are deceptive and liers and very unprofessional, I went to there office at Pickering to complain, the receptionist said the manager will call me within 15 to 20min, it been over 24 hours, no calls, no response no email or anything. I have attached the pics of my profile to my comment.

Today is July 26, Yet again while trying to solve all written above, today is July 26 they have removed another money again after removing one July 23, this is sick I tell you Guys and no one not even there customer support is working!

if i could give zero stars I would. Try affirm, or a money mart, those people wont take money when they are not supposed to

I have a car loan with Lendcare, and they have recently invited me for a personal loan. I have never been late on a payment, correct payments dates and amounts have been honoured by them. My credit rating is getting much better after less than a year with them. I have never had to call customer service, as all has gone smoothly in the last 11 months.

The customer service was absolutely amazing when I telephoned . Any concerns about my loan was explained politely, and anytime I required documentation it was emailed as soon as I inquired.This is proof that reviews you read that are negative is not necessarily everybody’s experience. You pay your loan on time and in full….simple.I would absolutely recommend them.

Terrible company they are scammers. I am going through hell with them. I wish I read about them before getting a loan. Stay far away from these people it’s been an absolute nightmare with me. This company needs to be shut down. All of these people that have had bad experiences we should all get together and sue them. Updated: my husband called to offer them a settlement of all the money owed on the original contract and they are ignoring us. Wow like they won’t even take the money we are offering they just want to try and scam me

Don't bother trying to call them been on hold for about 40 mins now.. calling cause finance that motor Sport took a loan out that I didn't approve fully. Was just shopping around anyways now trying to get it cancelled neither company knows where the money is but they expect me to pay for it. Horrible experience. The seller refuses to contact me and they tell me I need to go thru them to cancel a 18k loan I never received. For a vehicle I never recieved. Absolutely fraudulent behavior. You would assume at these interest rates they would at least be helpful or responsive but nope. Predatory loans with predatory service all one nice package. Soon closing out my other two loans with them credit be damned !

This company accepted a loan application from Orogold with fake signatures. They work together with companies to defraud customers and hold people to loans that they were not even aware they were signing. I have an eight page contract from them that I never signed.

Just had dealings with this company, they ask for £25 payment for insurance firstly and then promised you full amount of loan. They then keep you hanging on phone for 5 mins and come back and ask for another £150 because you have bad credit. Don't pay this and report to bank as a scam. Block your card straight away and ask for new one off bank

I would never recommend this company to anyone as dealer breeze Financial messed up on bill of sale and neither lender or dealer wanna fix it so I'm paying more for the atv then I should be.

had a balliff try to repo my van I've owned it in my name for 2 years ,there is a lien on it but when I bought it was a quebec ownership it was transferred from lien holder in Ontario to quebec ,licence bureau never said anything so how do I know it had a lien called them 3 times and emailed 2 times no response they say I owe 18000 on a 1500$ van I have nothing to do with this company ,van is moved to a secure space I can't use it for work losing 500 to 1500 a day these guys are clowns

This company is a scam. Every effort to talk to them proved abortive. I don't owe them money; I have paid them off. They keep removing money from my account till I keep having NSF. Negative balance in my account. I want them to refund my money and stop deducting my money. I am tired of this on and off.

This company was bought out by EasyFinancial. They are a bunch of criminals. Absolutely no notice of the buyout. No letters sent out or emails. I found out by going on their website. Couldn’t make online banking payments thru my account. Even though they are listed in the Payee section, the account numbers don’t work. Stay away from these douchebags. There is a special place in hell for these people at Lendcare and EasyFinancial.

One of the most devious lender in Canada. Lies to get you to buy in making it sound positive. Over a year later and nothing but avoidance and lies. Each time I ask to speak to a supervisor or manage I am told there is none available. Never do business with this company ever. They will screw you over

Using lendcare for a car loan… the incompetence of this company shows how low the standards are to get a job with them. It’s like they follow DEI. They messed up the banking info in their system, so they didn’t get their money. When they finally sorted it all out and realized they are the ones who screwed up and clearly can’t double check their work or copy a few numbers down correctly. I asked how they will compensate me for this mess, the girl says “we won’t charge you late fees” FOR THEIR OWN SCREW UP 🤣 sorry you were still going to charge me a late fee even though your employee couldn’t copy my banking info into your system correctly?

Today is easter monday. I have gotten 6 or more phone calls and when i answer they hang up. They tried to debit money from a different bank account which put me in negative and they wont fix it. This company is criminal and harrasing. Next step is lawsuit

I just wanted to say for being a client of Lendcare they have the worst customer service. I have a few loans with them and it took over 4 months to give me answer for a loan increase. I guess that how they take care of loyal customers that have a loan with them have also had previous loans that they paid off in full also. I would not recommend anyone looking for a loan to use them at all unless you want to not get any calls back or wait months for an answer.

Like many others, I would give Lencare negative stars if I could. I obtained a car loan through Canada Drives with them two years ago. At the time, I had just bought a house and faced several recent expenses that lowered my credit score to about 680, making it difficult to qualify for a better lender. Knowing I would pay off the car in about two years, I accepted an interest rate of around 15%, which wasn't ideal, but I needed a car quickly.

Fast forward to now—more than two years later—after no late payments and a perfect track record with them. I decided to pay off the remaining loan balance of $21,761. After waiting 48 hours for the payment to post, I contacted them to confirm receipt.

The customer service representative simply asked for proof of payment from my bank. I sent a screenshot of my account, but she replied that it was insufficient and that it could take five days for the payment to post automatically. When I inquired about ensuring the next automatic payment wouldn’t be deducted since the loan was paid off, I was told that this wasn’t possible. They claimed they would refund me for any overpayment once the payment posted.

Now, it's been seven days since the payment, and they still can't trace it. I asked if they had internal procedures to find where the money went (my bank assured me they sent the payment to the correct company with the right account number), but they insisted it was my responsibility to prove that I paid.

This company is a joke—stay away!

I called and paid with my visa card yesterday and now these losers went and took it out again now leaving me with the nsf! When I asked Bailey she says I have to get the bank to give me a letter so she can try to fix it. It wasn't my fault!!!! Then she's supposed to send her email for me to give the bank and all day I'll calling and she is lying and saying she sent it. I have to take time out my day dealing with lots of things and she give me the run around all day. Still was oh no help. They take a lot of money from me every month and now they giving me all this run around for my nsf. Guys please please DON'T ever use this company for loans or anything you will regret it. It's the worst I've ever had to deal with.!!