Loanplus Opiniões 

**1 star — Loan credited without my consent**

I registered with Loan Plus, but I was not aware that an “Automatic Loan” feature was enabled. I never selected a loan amount, accepted a loan agreement, or knowingly gave consent for a loan to be credited to my bank account.

Despite this, LKR 4,000 was automatically credited to my account.

I immediately contacted customer support to clarify the situation. I was told that if I repaid the LKR 4,000 within 24 hours, I would only need to pay LKR 4,000. However, the repayment amount shown to me was LKR 7,166.67, and I had already made the payment. The exact repayment amount excluding the transaction fee was shown as LKR 6,880.

I have now requested a refund of the excess amount and asked Loan Plus to close/delete all accounts associated with me. I have also clearly requested that no loans ever be credited to my account without my explicit consent.

My main concern is the lack of clear consent before the loan was disbursed. A loan should not be automatically credited to someone's bank account without the customer knowingly selecting and agreeing to it.

I hope Loan Plus resolves this matter promptly and processes the refund as requested.

Scam Site dont fall for this

Scam and misleading loan service. Extremely unfair charges, hidden terms, and poor transparency. Customers are not properly informed about repayment details before approval. The process feels deceptive and unethical. Be very careful before using this platform and always read every condition carefully. I do not recommend this service to anyone.

I needed money urgently, so I thought I could get it through this site. The loan could be repaid only within 15 days. There was also a high interest rate of 33%.

But,

They are sending text messages to my phone number every day saying, "We are giving money at 0% interest, you can get it from us on a loan basis."
But the real situation becomes clear only when you enter their official website....you know, don't you....

There are scammers Dont know to treat clients

Asked for 15k loan and Got 1K loan. They offered 0% processing fee or interest for the 1st loan, and then asked more than 90% with Interest + Service Fee.

Also, They do not know how to behave with their clients. Blocked me by commenting on their Facebook Page.

They don't even know how to talk to customers. Please check Sri Lankan media, which has exposed how they handle their business. They engage in various illegal activities. As a software company, they provide loans with exorbitant interest rates. When someone cannot repay, they resort to doxxing, threats, and accessing phone information without the customer's knowledge. Please stay away from this company.

Even after paying the full loan, these people will ask for more money. When you take the first loan, they show the option to prolong it for 30 days, but once you pay, they only prolong it for 15 days. Even when you pay the full amount using the link on their site, they will again ask for more money. These are financial frauds. Do not ever take loans from these illegal companies. Google their location; it's an unfinished home. Stop scamming people. We are taking legal action against you all.