My wife and I are both in our late 50s…
My wife and I are both in our late 50s and most of our retirement money has been in index funds across our IRAs and 401ks. Its done well for us and I have zero complaints about that to be honest .. But when retirement gets closer you start looking at things differently. Its no longer just about saving more every month. You start asking what that capital can realistically produce and how long it needs to last. I liked that Market Institute never trashed what we already owned or acted like their strategy was some magic solution. They showed us the historical numbers, but also showed us losing periods and were very clear there are no guaranteed returns. We ultimately decided it was worth exploring with a portion of our capital. I woult tell anyone to blindly jump into something like this, but I would absolutely recommend hearing them out!








