Quontic Opiniões 690

TrustScore: 4 em 5

4,1

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

I had the privilege of working with Marvin Harris and Sharon Ledbetter. They both provided exceptional service. They were quick to answer questions I had regarding my home loan options, line of credit... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Marcelo, Ray, and Patricia were amazing to work with. No other lender would have done what Quontic did for us in order to close the deal that we desperately needed to close on, even when everything we... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

My experience with this team was outstanding, and I highly recommend their services. I had the pleasure of working with Fulvio, Angie, and Yessy, and each of them made the process smooth and stress‑fr... Ver mais

A empresa respondeu

Classificada 2 em 5 estrelas

Went through the application process for a savings account. Verified by Plaid, added bank account information for the funding of the new account. Everything looked okay, until it was denied. It's p... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Banco
  2. Credor hipotecário

Escrito pela empresa

Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities. The bank focuses on truly understanding and serving the underdogs, entrepreneurs, gig-economy workers, immigrants, and more with a curated banking experience as opposed to a one-size-fits-all banking approach.


Informações de contacto

4,1

Bom

TrustScore: 4 em 5

690 opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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Classificada 5 em 5 estrelas

Quontic is a winner!

Our experience with Quontic was fantastic. Shawn Carson and Angie Varvarigou were incredible and extremely on top of the paperwork. They made it a seamless and painless process. Highly recommend!

21 de janeiro de 2025
Opinião espontânea
Classificada 1 em 5 estrelas

Quontic is simply underhanded. Do not put money here

This bank is simply underhanded. They sent a paper letter (no email) on the date my CD matured giving me 10 days to stop the auto-renewal. I got the letter a day after the 10 day period was over. And they asked for 3 months of interest when I called them on day 12 after the date it renewed. Other banks offer 30 days and you can do this electronically and not have to cancel. Quontic is not a place to trust your money in

12 de agosto de 2024
Opinião espontânea
Classificada 1 em 5 estrelas

They cannot/will not help determine why application was denied

Same experience as the others in the reviews, went through the whole process to set up a CD account, as s very highly qualified applicant, We have many other CDs, people offering us financing of all sorts based upon our credit status. We have never encountered an issue with any bank until Quontic. Got a quick automated denial and the bank was unable to help and that it was my responsibility to look at my account and fix and there was nothing they could tell me or do to help me. Makes no sense and quite frankly supports a significant drop in the rating of the bank.

18 de dezembro de 2024
Opinião espontânea
Classificada 5 em 5 estrelas

Going thru mortgage financing can be painful

Going thru mortgage financing can be very painful Quontic Bank made the process much easier! With Marcelo Bianchi-Montana and Patricia Almodovar leading the process, communication and professionalism far exceeded expectations. I look forward to working with you guys again in the future!

10 de dezembro de 2024
Opinião espontânea
Classificada 5 em 5 estrelas

Excellent service, extremely professional

Cory and Ashley were excellent to work with answered all my questions throughout the entire process. I highly recommend this company that anybody that is struggling with getting finances that is Self-Employed.

14 de novembro de 2024
Opinião espontânea
Classificada 1 em 5 estrelas

Same experience as the others

Same experience as the others, went through the whole process to set up a CD account, very well qualified applicant, I ladder CD's everywhere, never encountered an issue with any bank until Quontic. Got an automated denial and the bank refused to help me on the phone saying there is no way to remedy it or send proof of my identity. Absolutely kafka-esque experience.

15 de novembro de 2024
Opinião espontânea
Classificada 1 em 5 estrelas

Denied for the most absurd reason

I tried to open an account online. Before doing so, I contacted them to ask if I needed to unlock my credit report before submitting the application, and they said "No, we don't recommend you do that". I submitted the application, and in a matter of seconds it popped up a message that I was denied, and said they were sending an email with more details. Bear in mind this was not for a loan or anything like that, just to open an account. The email didn't really say anything, so I called them. They told me they couldn't be sure why I was denied (!), because it was determined by a 3rd party, but reviewing my application, they said it was probably because my credit report was frozen! I said, "Well, I did ask you about that. I guess I need to unfreeze it and reapply". She said, "Unfortunately, our policy is not to accept someone after they have been denied once. You can try again in a few months". Are you kidding me?!! My credit score is over 800, and I did nothing but follow their instructions. Absolutely ridiculous.

15 de novembro de 2024
Opinião espontânea
Classificada 1 em 5 estrelas

waste of time

I had the same experience as another reviewer. Spent all the time to set up an account, give them a lot of information and in the end got denied a CD account.
Don't waste your time trying to open an account with them

7 de novembro de 2024
Opinião espontânea
Classificada 2 em 5 estrelas

Applied for a CD

Applied for a CD. First time. Went through the whole process including SS# etc. Then at the end, it told me i wasn't qualified for the acct and ended it. I am certainly qualified for ANY account at any bank. Bad vibe off this. Beware applying, giving out ALL of your info only to be told, sorry, too bad.

23 de outubro de 2024
Opinião espontânea
Classificada 5 em 5 estrelas

Lewis and his team made the process…

Lewis and his team made the process soooo simple and smooth. We were able to close on our home without delay. Ashley was so kind and wonderful to work with. Super glad I found Quontic as an entrepreneur.

24 de outubro de 2024
Opinião espontânea
Classificada 5 em 5 estrelas

Outstanding Home Buyer Experience

My husband and I recently used Quontic Bank as our mortgage lender, as we embarked on the search of our new home for our family. Our broker, Mr. Shawn Carson, made the entire process extremely smooth and put us at ease every step of the way. His team of colleagues who worked on our loan application, including but not limited to Angie, were extremely responsive, knowledgeable, and kept us informed of the status at every step of the process. We were treated like family and not just a loan number. We were never rushed or forced. Shawn always took the time to give us a call and explain and answer in detail, whatever questions and concerns we had. We really really appreciate the constant communication and the guidance we received on what would be most beneficial for our unique situation, and our family goals both immediate and future. We highly recommend Quontic Bank for mortgage products, and we really really want to thank you all for making this one of the easiest and stress-free experiences during our intrastate relocation, which can itself be a very daunting and scary journey. Shawn’s experience in the industry and knack for understanding and deciphering trends in a way we could understand is extremely valuable. As much research as a buyer can do is recommended, but nothing beats the wisdom of a Trusted Advisor, and Shawn was exactly that for us all the way. A very special Thank You to Shawn, we are grateful to you for your help and wish you the best in the future. We are adding you to our list of recommended must-haves for anyone who is looking for a reputable and honest company to start a relationship with.

18 de outubro de 2024
Opinião espontânea
Classificada 5 em 5 estrelas

From taking application to Processing…

From taking application to Processing it was very fast not only that Processor Vasiliki was in constant touch with me to update my loan application, It was a pleasant working with the whole team from Loan officer to processing. cant ask more

21 de outubro de 2024
Opinião espontânea
Classificada 5 em 5 estrelas

This is my 2nd home purchase with…

This is my 2nd home purchase with Joseph and his team (Christina and Julissa). Both times were great experiences because Joseph is so knowledgeable and takes his time explaining the process and answering all your questions. Christina and Julissa go over and beyond to get all the behind the scenes work done. Would highly recommend not only this amazing team but also Quontic's competitive loan terms. We will definitely be back for our next home or investment property purchase.

10 de outubro de 2024
Opinião espontânea
Classificada 5 em 5 estrelas

Joseph - 10/10 for professionalism and kindness

I wanted to take a moment to share my experience working with Joseph, who played a pivotal role in helping me purchase my first home.

As a mortgage agent, Jo demonstrated exceptional professionalism and transparency throughout the entire process. He assisted me in calculating my affordability and clearly outlined how much I would need, the mortgage amount I could qualify for, and whether I could comfortably afford the property. His thorough explanation of the pros and cons of making an offer empowered me to make informed, independent decisions. Moreover, Jo meticulously defined all terms and conditions, providing numerous examples to ensure my understanding. He effectively illustrated the risks versus benefits from both short-term and long-term perspectives. Jo dedicated the time necessary to review all agreements, ensuring that I was legally protected and compliant to minimize any potential risks. It has been a privilege to collaborate with such a talented and honest professional. I wholeheartedly recommend Jo to my family and friends, and I look forward to working with him again in the future.

27 de setembro de 2024
Opinião espontânea
Classificada 5 em 5 estrelas

Solid and trustworty

I've had a solidly trustworthy experience with Quontic for the few years we've had several account types there. I love their payment ring that requires no charging like a Smart Ring. It is very handy for quick small payments at tap terminals.
My only complaint would be their low dollar limits for ACH transfers to external banks, otherwise it's been an excellent financial institution.

27 de setembro de 2024
Opinião espontânea
Classificada 1 em 5 estrelas

Terrible Application Decision

Like others, I'm extremely nervous that Quontic has my personal data after declining the submission, no reason given.

Despite my excellent credit, zero debt, high bank balances, the simple procedure of '3 mins to a CD' online failed 3 times. All my information was correct, the submission accepted, and 5 minutes later I had emails telling me I was declined but they were 'unable to provide any reason'. I called their customer service number, a helpful assistant told me she had no idea and 'you accepted the terms' (yes: read, understood, and all was fine) — and once declined this was forever! Never allowed to apply again. I complained via email, and 24 hours later received a 5th confirmation that repeated the 'declined and we're not telling you why' story.

As this shockingly bizarre reaction to a simple account application with supporting documents is online and Quontic now has my personal data, I contacted my bank to flag the issue.

My bank now has an escalated alert on my accounts for fraud, and any suspicious activity as a result of this very unusual decision. They were concerned for me as a long-time customer too.

Bottom line: don't use them. If a company cannot be transparent — they don't deserve YOUR money.

18 de setembro de 2024
Opinião espontânea

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