Republic First Funding Opiniões 

“Pre-approved funds” wording creates a misleading impression, fraud and hope that is soon decimated.
I received a letter from Republic First Funding asking, “Ready to kiss your credit card bills and other debts good-bye?” It also encouraged me to use my “pre-approved funds disbursement option.” To me, that is clearly wording that suggested, instructed and pretty much guaranteed that promised funds had already been approved and were available. However, the company’s website states that Republic First Funding is not a lender, does not make loans or credit decisions, and may submit your information to lending partners. Its disclosures found online,and not found in their solicitation letter also say that submitting information does not guarantee approval or specific loan terms. This statement is in direct conflict with the flyer, probably sent to million unsuspecting Americans in need of funding. Also, we found the difference between the letter’s message and the online disclosures are extremely misleading, disturbing, unsettling, distressful, and unconscionable especially when so many people are facing financial hardship who may understandably feel hopeful when they read “pre-approved funds.” The truth as well as funding conditions should be just as prominent and apparent as the promise in the letter that was mailed out. We're sharing our experience so other recipients know to read the disclosures carefully before providing personal information (PITI). Receivers of the mailer should be informed that just by receiving the letter/mailer does not mean that they have actually received final approval or guaranteed funds.

(INSECURE DATA!!! DON'T GIVE THEM YOUR INFORMATION!!!)
They have very friendly customer service reps that say all the right things and make you feel like they have your best interest at heart. They gathered my "needed" information to do a soft credit lookup to see what loans they could offer. They came up with a credit score 100 points lower than anything I can find and offered me a loan from SoFi at 18.5% or their debt payment plan. What they don't explain up front is their plan is a debt cancellation program where they cancel your credit card, negotiate a settlement then set you up to repay them for the lower amount plus their "maintenance" fees. Not what I was looking for to do debt consolidation.
BIGGEST PROBLEM, MY INFO WAS LEAKED!!! When I verified my Experian report I found my credit score more than 100 points higher than they claim. No big deal. However I got a bunch on notifications that my Social and other personal information was shared on the Dark Web. The date my data was found... the exact date I shared my information with Republic First Financial. Coincidence? I think NOT!!!
DO NOT SHARE YOUR PERSONAL INFORMATION!!!!

Shady. Pre-approved offer but it's bogus since it has a range for the amount. Enter the prided code on the site and they don't show you options, rates or terms. They want to call you. Avoid, likely a scam or predatory lender.

I’ll start with the icing on the cake. Republic First Funding claims on their website to be “rated ‘Great’ on TrustPilot.” This is an obvious lie, since (until mine) they had zero reviews on TrustPilot and had the standard average 3.5 rating assigned by TrustPiilot as a baseline score. Received a “pre approved personal loan” letter in the mail. Info in the letter featured “too good to be true” rates, which contradicted themselves within the letter and also contradicted info on their website. Very difficult to find any info about the company online such as even a single review anywhere. Interestingly, there was quite a bit of info on a couple of other financial institutions with similar names. Perhaps they hoped we’d see the great rating on TrustPilot for First Republic Bank (A completely separate entity.) and believe mistakenly, that to be connected to Republic First Funding?