A to Z Cover Opiniões 

Insurance at its best.
Inexpensive and good coverage.

Would not use this company again 3 months and still waiting for small holiday claim to be settled, no response by several emails sent asking for update, sitting on the phone waiting for response over 30 mins losing the will to live. disgraceful service

Quick easy to deal with

Happy with my travel insurance quick and easy

It’s important to know that your covered for all your needs, and at reasonable cost.

Easy to book. Easy to see what is and what isn't included. Competitive prices for old people with medical issues! Thank you.

Only problem is I can't print it out in pdf forrmat

I don't know how good they are because I didn't need to use the insurance...I previously used Ergo travel insurance..DONT!!!!! 3 MONTHS to claim for a cancelled flight and still no outcome ..probably all the same

Good price and easy to navigate booking, but printing the documents was a bit of a pfaff!

While on holiday, we faced every parent’s worst fear — our daughter suddenly became unwell and needed to be taken to the hospital. What could have been an incredibly stressful and overwhelming situation was made so much easier thanks to the exceptional support from AtoZ Insurance.

From the moment we reached out, the AtoZ team were calm, reassuring, and incredibly efficient. They guided us through every step of the process, explaining exactly what we needed to do and what to expect. Their representatives stayed in regular contact, offering clear instructions and immediate assistance with arranging the hospital visit, handling documentation, and making sure we understood our coverage.

What impressed us most was the compassion and genuine care shown throughout. AtoZ didn’t just handle the practicalities — they made us feel supported at a time when we felt vulnerable and far from home. The whole claims process was smooth, straightforward, and far less daunting than we imagined, thanks to their professionalism and expertise.

We are so grateful for the peace of mind AtoZ provided during such a difficult moment. Their service was nothing short of exceptional, and we would wholeheartedly recommend AtoZ Insurance to anyone looking for reliable, responsive, and truly caring travel insurance.

Thank you, AtoZ, for turning a frightening experience into one we could manage with confidence and clarity. Special thank you to the call handlers Ismael and Vee

Speaking to someone I could understand and who could understand me

The price of arranging insurance was straight forward.

Good price for a group. Only took a few minutes to complete the form.

This is the first year I have taken my Travel Insurance out with AtoZ and it will certainly be the last. They were recommended to me via the website MedicalTravelCompared.com. I joined them in May 2025. The joining process was smooth and I was happy that they were a good company.

Unfortunately in August 2025 I developed a back problem which has affected my mobility and I had to cancel a holiday to Albania in Sept. On 21/9/25 I submitted the Claim Form by email along with 12 pages of attachments including a doctor’s letter saying I wasn’t fit to travel. Apart from an automatic reply saying they were very busy but hoped to get back to me in 5 days I have had nothing back from them.

On 16/10/25 I rang the Customer Service Team who are based in South Africa and was told that they were very busy and had not yet looked at my claim. The lady I spoke to said she would send my email to the Admin Team and I should get a Ref. No. once the claim was opened.

On 19/11/25 I rang the Customer Service Team on 0330-175-7858 again and once again was told that they are very busy. She said she would speak to a Senior Handler in the Admin Team and I would get Ref. No. I held on for ages and answered various questions, the answers to which were all documented in the Claim I had submitted on 21/9. The lady on the phone actually gave me a Travel Claim Ref. No. and said my claim would be handled quickly.

As you can imagine after 2 months I was very disappointed, so I tried to find a telephone no. for Ergo Customer Services in the UK. On 20/11/25 I spoke to Customer Services, who gave me the Claims Team No. (01403-788983). I rang that number and found myself talking to someone in S. Africa again! I told that lady all that happened, but still it appears my claim was not yet being looked at. That was on Thursday 20/11 and the lady promised me that I would hear back from their Claims Team either on Friday 21/11 or latest Monday 24/11. Guess what? I still haven’t heard from them.

I hope this feedback helps any potential customers thing twice about taking out a policy with AtoZ. My next issue is deciding what to do. Take them to a tribunal? Any suggestions?
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Update 2/2/26
Within 2 hours of putting my review onto Trustpilot on 30/11/25 AtoZ contacted me after almost 3 months getting no response! Thank you, Trustpilot. Thereafter followed several emails back and forth, asking for confirmation that I had not used the Ryanair flights or transferred them to someone else and challenging some of my medical issues.

On 5/12/25 I got an email to confirm that they would pay me for the cost of the flight, minus the £95 excess and the Air Passenger Duty (APD), which AtoZ said I should claim from Ryanair. They did not refund me the £85 which I had paid to the doctor to confirm I was unable to travel.

I contacted Ryanair, who said there was no APD in their fares and therefore there was no refund!

I emailed AtoZ on 5/12/25 documenting these facts and confirming that I had also to cancel a holiday to Portugal on 28/11/25. I have never had any response to that email.

Today I have contacted AtoZ again, attaching my email of 5/12 and sending them all the documents I assume they need to refund me the losses I incurred by cancelling the Portuguese holiday.

I await their response………….

Straightforward, simple process[ just what you need for a basic product.... No frills

Was very happy with the service

Well I’m back from my holiday.. fortunately no accidents or mishaps so no need to call on A to Z Insurance. However, taking out a policy gave peace of mind, particularly after a diagnosis earlier this year. The whole process was simple and affordable. I would definitely recommend and use again.