Boldin Opiniões 

Boldin (formerly NewRetirement) has been a critical tool in navigating the preparation for and early years of retirement. They keep adding new improvements, including a very good AI interface that makes it easy to explore "what ifs".

I like comparing “what if” scenarios.

Awesome tool to track retirement progress and gives confidence in making important financial decisions. Nice to have many what-if scenarios to gauge whether plan is robust enough to handle market downturns and other possible life events. Highly recommended!

I like the software. The success rate and the algorithm is accurate. I had 4 advisors basically give me the same information. What I don't like is that when you do a detailed budget it gives you a number. But then it doesn't add in health insurance and and I'm not sure what other data. So though it's in the math it's not accounted displayed in the detailed budget giving you a false number. For me it was a difference of $2000. Obviously my mistake but I think the software should make you more aware or better yet show it in the detailed budget.

I have used Boldin for 3-4 years and trust it to guide me honestly and accurately into and through retirement. I don't follow it's projections to the dollar but use them as a general direction/amount. Although I had educated myself on retirement finances for 20+ years, Boldin was the final piece to give me confidence in my plan and act on it.

It is very comprehensive and easy to use.

Boldin allows me know where I am financially and to feel comfortable moving into my retirement.

Constant new features. Easy to use. Can accommodate complexity or simplicity. Appreciate leaving renewed accounts at legacy subscription rates.

I have used Boldin for several years and have appreciated the ongoing additions, improvements and technical capabilities of the software. I am within a year of retirement and have solid confidence in my retirement plan working for myself and my wife. I have also used the CFP review process and found it of great value. I will be doing the yearly checkups going forward.

I have been using it for around 3 years now. I am 4 years away from retirement. Before Boldin, I would have thought I was 8-10 years away. It has been that big of a change in my retirement education and tbought process. Knowledge is power. And I know I have the power to retire much earlier than I would have thought. So, I'm definitely a Boldin guy.

Improving consistently and lots of aids to ensure accuracy of plan

The best platform to project your financial life. Easy to use. The Bolding AI is a fantastic help, gives great advice and has a direct link to your portfolio

Bolding replaced my spreadsheets that I had fine-tuned over the course of several years and does so much more that I could ever hope to do by myself.
The community and free training sessions are fantastic (thanks, coach Nancy!) and the AI assistant is getting better all the time.
The most important thing is that I now have much improved confidence about my retirement journey.

Boldin is a good value. Good data and the best package for creating clear output to XL. Lets me create specific reports. However, many shortfalls cause me to use other software packages. Ready Aim Retire’s new version is very powerful and handles annuities elegantly-a major weakness of Boldin. Boldin also doesn’t allow assets to be convertible to cash. For example, I have a gold metal asset that I plan to sell for cash to fund Roth conversions. No can do in Boldin. I would have to call the gold an investment account. The lack of HELOC support is inexcusable. FYI I have subscriptions to Boldin, RAR and Income Lab

The constant improvement through new releases brings more capabilities resulting in new insights on your estate. The AI feature combined with detail queries really offers knowledge on how your strategy and processes communicate to bring vale.

Nothing like it. I've been a user for years, back when it was called New Retirement. They keep adding extremely valuable features, listening to their users and what would improve their experience and help them prepare for, or navigate their financial lives in retirement. It's perfect for those who want to DIY building their financial future (which most can do, with just a little bit of help, and I highly encourage it!).

Best tool I have found for easy comprehensive retirement planning. Very helpful in seeing different ROTH conversion timing and choices when one is retired. The data interaction of Net worth, Taxes, IRMAA, RMD, and tax on a surviving spouse is super useful when making decisions. Also tools that show success rates, monthly spending, Monte Carlo simulations, and detailed budgeting all really help with developing a sound plan. I would recommend an update that would allow one to more easily compare monthly, quarterly, or annual ROTH conversions. The timing options can help one to prevent an IRS underpayment penalty that might incur if say only one conversion was done at the end of the year. Also allow the conversion timing to vary so that you can pick the first of the month, quarter, or year vs the end. This can give a more comprehensive picture of possible ROTH conversion results. I know you can work this up fairly well with the AI feature, but it seems to take too much time unless it is operator error on my part.

Boldin respects their loyal customers by allowing current customers to keep the rate they pay when others give discounts to new customers. They continually work on improving their platform. Boldin is a one stop shop for retirement; the plan, education and seminars, financial advisors available. Best thing I ever did was becoming a Boldin user!!

Boldin makes my financial planning easy. It takes a little time to explore it deeply. However. it really is user-friendly for the basic financial plan and most of us need to start off with. I really appreciate it.

Ease of use, very helpful AI tool embedded to answer questions an help with modelling scenarios. Accurate up to date existing account data and info.