Intuit Credit Karma US Opiniões 

50 dollar guarantee.

I applied for a loan via SoFi from CK website and was declined. They asked for a review on the call tag and I gavef them a 1 there as well and told them to keep their money. I will no longer used this service.

I liked Credit Karma. It was an easy way to review my open credit items and my credit score. But then when I actually tried to follow their advice when they suggested a loan to me with the “karma guarantee” things backfired. I was not approved for the loan which meant they would give me $50, right? Nope. They did not honor their guarantee. I am very disappointed in the company and no longer trust them.

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I applied for First Latitude after Credit Karma recommended it. Worst decision ever. Even after getting “approved,” they’ve dragged out the process for over 40 days — asking for repeated identity verifications and no clear updates. Their support is useless, and I had to file a CFPB complaint to get my money back.

Yes, Credit Karma says the offers are “advertisements,” but that doesn’t make it okay to promote predatory or incompetent financial products that put users at risk. If you’re going to push these cards, you have some responsibility to vet who you’re endorsing.

Credit Karma has its uses in keeping track of spending, assets, income and credit as well as helping to determine not only your credit worthiness but your net worth as well, however they do miss the mark far to often when it comes to updating overall credit limits and backing their guarantee to award $50 if they guarantee a credit approval and you’re declined. You must also be on the side of caution if you use their banking as a hub for all of your finances because they have very poor customer support skills! I had used their bank MVB to receive all of my income sources via direct deposit and then from there I would transfer funds to various other institutions for banking, checking and investment accounts but when I got very sick and was in the hospital for almost 3 weeks and upon discharge I went to open up the CK app to dispense payments they somehow failed to recognize my log in information and for the next 2 weeks I went through hell to restore everything because it was as though my accounts never existed! Their support is outsourced to foreign countries and between the language barriers and all the tech involved it made for an absolute nightmare. I even had to contact the VA & Social Security to verify my deposits all the way back to my initial accounts opening and they gave me social workers to assist with this mess. So beware and be very careful to maintain daily or weekly vigilance of all of your assets so as not to have my experiences.

I submitted a support ticket and promptly got a response from the UK support team, telling me I needed to contact the US team. Submitted a new support ticket and 4 days later, it's crickets. You have a bogus entry on my CK report, indicating Experian reported a large balance on a retail card, which is not showing on my Experian report in order to dispute it, so the mistake is on your end. I need this fixed immediately.

I received a pre-approval for an auto refinance with Tresl via Credit Karma, applied for the Refinance and received an approval.

They said all they needed to do was contact my lienholder to get a payoff amount then sent me an email the following day saying they are sorry but they can not approve. This is after they sent me an "Approval and Congratulations" email.

Stay away from these people! They are obviously not honest. I logged onto Credit Karma today and the pre-appproval is no longer there and they have somehow blocked me from leaving a review and feedback about my experience.

Wasn’t able to create account, neither verify it. Even had issue of deleting personal data. Had to go through a hell with support

Credit Karma discriminates against people who do not need so don't own a cell phone. I have an account but cannot log in because the only way they verify is via a text message and they refuse to verify via email. I chatted with an agent and the agent said if you don't own a cell phone you will never be able to log into Credit Karma. What a horrible way to run a business. DO NOT USE CREDIT KARMA FOR ANYTHING, THEY ARE PATHETIC.

Too many, way too many pop-ups. Way, way too much. Just aggravating. I can't even use mu phone. STOP THE MADNESS

Credit Karma performance has diminished significantly over the years. And Intuit needs to dump it as it reflects on them. Algorithms incorrectly affect scoring. Information is incorrect in account. Customer Service is non-existent or incompetent on the chat and the effort to attempt contact is disgusting. I deactivated my account and sent a reply to the email requesting confirmation that I want ALL my information deleted along with a confirmation. There has been no response to my request. Consumers should deactivate their accounts as the credit cards we have typically offer free scoring and they do not harvest your information for profit. Those who use Intuit should evaluate safer options.

I had been working hard to get my credit score where it was. Credit Karma suggested a credit card. I applied and instantly received a hard inquiry, instantly lowering my score 60 points. They sell your info off without a care what actually happens to your score. I'd recommend using anybody but credit karma.

Bate and switch bullshit.

Use Credit Karma to monitor your credit, nothing else.

Classic bate and switch, show me a 5.04% rate on an auto loan refinance. I fill out all the information, get a sales rep to call me to find out it's actually a 5.9% rate...

They are supposed to be well equipped given all they know about you so you don't need to deal with that non-sense.

The score they give you, isn't your real score. They get your hopes up and pushes you to apply for things though them. It's all a lie. They get paid and you hurt your credit from the hard inquires.

I am so disappointed in myself for applying for one of their consistent offers for Capital One, saying my chances were good. The advertisements come daily. I do not use credit often, so I don't worry about a high score. I had a 655, which is fair. I have been using Affirm to finance things I need that are big ticket items. I have NEVER missed a payment with them and always paid off my loans early. Now, since I've succumbed to Credit Karmas constant advertisements, a hard credit check was done on my credit and it is now trashed for up to 2 years. Affirm no longer offers me credit due to this. I had a high credit limit with them because I've been perfect with repayment, even paying off my loans early. Now I have nothing. I am going to file a complaint with the FTC and anyone else that I can, unless Credit Karma removes the inquiry from my credit reports. I fully understand that it was my choice, but I was deceptively advertised repeatedly, and all that does is hurt people. So, I deleted my Credit Karma account and all of the sudden, my transunion credit report is no longer scorable. WTH??? Everyone needs to file complaints when this happens to them and maybe they will be held accountable for deceptive advertising. I had to rejoin Credit Karma so I can dispute these things.

Not only are their scores completely inaccurate (50+ points below), but they filed a loan application with 'Avant' through the app without my consent and claim I did it myself and now are trying to refer me back to Avant. I have successfully deleted my account with them and warn anyone who has this app to be very cautious. Also, their credit card 'approval chances' are totally inaccurate.

CK sends me emails describing easy to get loans for credit card consolidation, so I check out the offers, I see FOUR at 7.85% but when I submit, they tell me I am approved but the rate is 11.79% and a $1200 fee. WTH? So I try again and same deal. I thought CK was a trusted source of financial resources. Then I start reading all the bad reviews. What a world where this kind of ethics and way of doing business is the norm.

As many have posted here, CK is a lead generation company which is how they make money. They lure you into applying for CC and loans with teaser rates and guarantees of approval and then when you apply, you get denied. Now they have all your financial info to sell to other loan shark operations.
They tell you how to get rid of your high interest CCs by applying for loans at 35% interest rates. Bait and switch. Can't believe this stuff isn't illegal. Avoid these non bank companies. Call a local bank yourself and speak to a local person.

Do not use this app! They are running a massive scheme with everyone’s money. Never fails, if you have a transaction that gets voided immediately then they literally hold your money for a week or more. Then if it’s a dispute that is in fact proven fraud they make you wait over two weeks to get money refunded!! It’s just an illegal operation that probably has zero ftc backed. It’s a complete scam

I dont know why turbotax send my tax refund to credit karma now I have to struggle to get my money its like a roller coaster I have spent 2 hours just to take to the cs