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Bikmo Opiniões 

459
TrustScore: 4 em 5

4,0

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

I’ve been insuring my bikes through BIKMO since 2021. BIKMO is the only insurance company I’ve found that covers bikes during a triathlon—and at their current replacement value. Unfortunately, my b... Ver mais

A empresa respondeu

Classificada 1 em 5 estrelas

Wie oft beschrieben ist die Erreichbarkeit des deutschen oder österreichischen Zweiges per Telefon überhaupt nicht möglich und Antworten per Mail erhielt ich nur, nachdem ich mich telefonisch im engli... Ver mais

Classificada 5 em 5 estrelas

I've insured my bicycles with Bikmo for a few years now. I'm jolly glad I did, because I recently had a close encounter with a deer on a steep hill in which I was knocked unconscious - helmet smashe... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

This is something I really didn't want to have to do, theft is a horrible experience to go through, its hard not to feel that its personal. However, the process to make a claim was very simple, and st... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Companhia de seguros de bicicleta
  2. Companhia de seguros de desporto
  3. Companhia de seguros de viagem

Sobre Bikmo

Escrito pela empresa

Bikmo exists to protect the world's riders and the places we ride. Our award-winning cycle insurance and travel insurance are designed to protect your passion, and our team is made up of cyclists who ride, race and commute – so whether you're getting a quote or making a claim, you're always talking to someone who gets it.

Whatever you ride – road bike, mountain bike, e-bike, gravel bike, cargo bike or something custom-built – our cover protects the things that matter most to riders: theft, accidental damage and vandalism, with worldwide cover and your kit and accessories included. And with no depreciation on payouts, you're covered for the value you've insured. Heading further afield? Our cycling-specific travel insurance protects you, the rider, wherever the road or trail takes you.

We provide cycle insurance across the UK, Ireland, Germany and Austria – because more people riding more often makes the world a better place. Alongside cover for riders, our cycle business insurance protects the bike shops, tour operators and community groups that keep cycling communities going strong.

We believe caring for riders and the planet go hand in hand. As a certified B Corp and 1% for the Planet member, we turn our business into impact – supporting projects that keep trails, roads and wild places thriving.

Our promise to riders

No depreciation. No claim penalties. No hidden costs.


Informações de contacto

4,0

Bom

TrustScore: 4 em 5

459 opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Pede aos clientes que escrevam opiniões

Esta empresa convida os seus clientes a escrever opiniões, sejam estas positivas ou negativas

Respondeu a 34% das suas opiniões negativas

Geralmente responde dentro de duas semanas

Como esta empresa usa o Trustpilot

Veja como as respetivas opiniões e classificações são obtidas, classificadas e moderadas.

4,0

Todas as opiniões

(459)

120 opiniões nos últimos 12 meses

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Classificada 4 em 5 estrelas

My bike was stolen having been locked…

My bike was stolen having been locked to a public bike rack with a diamond secure lock. I provided all the extensive evidence required (including lock and bike receipts and photos, maps, crime number etc). The claim was settled in full after 19 days. Other than no response to a couple of follow up emails I sent and a longer time than anticipated to settle (I’m sure I read somewhere that 95% of claims were settled within 2 days!) I was happy with the service and response.

19 de setembro de 2025
Opinião espontânea
Classificada 5 em 5 estrelas

Bikmo were pleasant and easy to deal…

Bikmo were pleasant and easy to deal with on a recent claim. After ruining several hundred pounds worth of kit and accessories in a crash, Bikmo processed and upheld the claim very promptly. The entire process was surprisingly smooth and efficient from start to finish, which is a rarity with insurers.
Yes they're expensive, but you get what you pay for in spades!

18 de setembro de 2025
Opinião espontânea
logótipo da Bikmo

Resposta da Bikmo

Thanks so much for taking the time to share your experience with us! We’re really glad to hear that the claims process was smooth and that you felt supported throughout.

While we know insurance can feel like an extra cost, it’s great to hear that the cover and service gave you real value when you needed it most

Classificada 5 em 5 estrelas

Bikmo insurance was fantastic when my…

Bikmo insurance was fantastic when my bike was stolen. They responded quickly, guided me through a simple claims process, and settled everything within days. Highly recommend their prompt, professional, and supportive service!

17 de setembro de 2025
Opinião espontânea
logótipo da Bikmo

Resposta da Bikmo

Thank you so much for sharing your experience! We’re really glad we could support you during such a stressful time and that the process felt smooth and straightforward.

Classificada 5 em 5 estrelas

A pleasure to deal with

Don’t really write many reviews. Unfortunately I needed to make a claim and the service I received throughout the process was amazing. Rarely these days you get a such a high level of customer service from a company. Everybody you speak to is knowledgeable and helpful. I dealt mostly with a guy called Johnny who was brilliant. I wouldn’t contemplate insuring my bikes with anybody else. Thanks guys

10 de setembro de 2025
Opinião espontânea
logótipo da Bikmo

Resposta da Bikmo

Thank you for taking the time to share such a thoughtful review, Christopher. We’re really pleased to hear that your claim experience was smooth and that our team, especially Jonny, was able to give you the support you needed. We’ll be sure to pass your kind words on to him.

It means a lot to know you wouldn’t insure your bikes anywhere else – we truly appreciate your trust in us!

Ride safe,

Team Bikmo

Classificada 4 em 5 estrelas

Free 30 days insurance

Free 30 days insurance, but you are still quite expensive. Some insurers are half the price, but offer fewer distinct cover categories. Home contents cover leaves a lot of cover areas unavailable, and some with vague wording or lacking cautions provide no away from home cover at all.

28 de agosto de 2025
logótipo da Bikmo

Resposta da Bikmo

Thank you for your feedback, John.

You’re absolutely right, the benefits included for bikes under home insurance often fall short. For more detail on the differences between home insurance and specialist cycle insurance, take a look at our helpful video here: https://www.youtube.com/watch?v=hz1pZ2QIwXs

Ride safe,

Team Bikmo

Classificada 1 em 5 estrelas

Finger weg von Bikmo

Wollt ihr keine Probleme haben mit eurer Fahrrad Versicherung ? Leider suggeriert diese Versicherung genau das.Habt ihr aber mal n Problem passiert genau nichts ,man bekommt immer die selben e Mails dies und das fehlt noch ,obwohl du es schon drei Mal verschickt hast ,für mich ist diese Versicherung BETRUG .
Mfg.Roland

4 de agosto de 2025
Opinião espontânea
Classificada 1 em 5 estrelas

Unresponsive, slow

They are not a terrible company; the claim not was fulfilled properly--they declined it for an unintelligent reason. But most importantly, it took an EXTREMELY long time for it to come through--about a month--and they wouldn't respond to emails for weeks at a time. I could have taken care of it myself.

This is the second time this has happened – – and they pretend that there is an abnormally high volume – – I guess having a high volume of incidents is normal for them so they can just say there are too many incidents and that is why they are always slow.

2 de setembro de 2025
Opinião espontânea
logótipo da Bikmo

Resposta da Bikmo

Hi Michael,

Thank you for your feedback. We’re glad your claim was fulfilled correctly, but we sincerely apologise for the delay and the slow response to your emails. We’re currently experiencing a large volume of claims, which has unfortunately impacted our response times.

We appreciate your patience and understanding, and we’re working hard to ensure a quicker, smoother experience for all our customers.

Ride safe,

Team Bikmo

Classificada 5 em 5 estrelas

Made my claim quickly information I…

Made my claim quickly information I gave them was submitted and claim was processed and waiting for payment very happy with the service from Tom at bikmo insurance

21 de agosto de 2025
Opinião espontânea
logótipo da Bikmo

Resposta da Bikmo

Thank you so much for your kind words! We’re delighted to hear that your claim was processed smoothly and that Tom was able to provide you with great service. Your feedback means a lot to us.

Ride safe,

Team Bikmo

Classificada 1 em 5 estrelas

This is not worth the premium

This is not worth the premium. Bike was stolen from a locked bike store room in our block of flats. In that room the landlord provided bike racks bolted to a concrete floor. We locked the bike by 3 approved locks to the bike rack . Thieves somehow managed to access room and unbolted the bike rack from the floor and took my daughter's bike.
But no payout by bikemo as the locked room doesn't count and the bolted to the floor rack is in their view not immovable. Just a joke and a waste of the premium.
I wish I had kept my money. Oh, and it took over a month for them to decide not to pay. Cyclists friend ? That's just the marketing
Beware .

10 de julho de 2025
Opinião espontânea
logótipo da Bikmo

Resposta da Bikmo

Hi Ian,

Thank you for sharing your feedback. We’re very sorry to hear about your experience and completely understand your frustration. Please be assured that we do not take the decision to reject any claim lightly. Each case is carefully reviewed against the terms of the policy to ensure a fair outcome.

In this instance, although your bike was secured to the bike rack with approved locks, the object it was locked to could not be deemed an immovable object because it had been easily removed by the thieves during the theft. We recognise that this is an upsetting situation and apologise that the investigation process contributed to delays in reaching a decision.

We always aim to protect our customers and provide peace of mind, and we’re sorry that this outcome did not meet your expectations.

Team Bikmo

Classificada 5 em 5 estrelas

Excellent customer service and easy process - would recommend

Unfortunately had a bike stolen whilst in possession of the bike. Bikmo were excellent in dealing with the claim explaining what needed to be provided as evidence and a fairly quick turnaround in approving the claim. Top tip is take photos of your bike especially any upgraded parts and this made the process very smooth. Would recommend

17 de julho de 2025
Opinião espontânea
logótipo da Bikmo

Resposta da Bikmo

We are glad to hear that your claim was approved. Hopefully you'll be back out riding soon enough! 
Thank you for providing your experience throughout the claim.

Classificada 5 em 5 estrelas

Brilliant customer service and claims process

I cannot rate Bikmo highly enough. I have been insuring my bike with them for years and love the fact that I can update the value I want to insure as the price of bikes increases, ensuring that I will always be able to purchase a replacement bike at a like for like spec if I need to claim.

Recently, I was knocked off my bike by a car resulting in multiple fractures of both my bones and my bike frame! I contacted Bikmo from hospital for advice on whether or not I could claim, and then made my claim once I was discharged. The Bikmo support team were incredibly helpful and friendly at every stage. Hiscox, who underwrite the insurance, were also helpful and responded to my claim promptly. The payout was prompt and although my injuries mean that I'm not ready to purchase a new bike yet, the money is in the bank ready for when I am ready.

28 de julho de 2025
Opinião espontânea
logótipo da Bikmo

Resposta da Bikmo

Thank you so much for taking the time to share your experience, we really appreciate your kind words and long-standing support.

We’re so sorry to hear about your accident and the injuries you sustained. It’s good to know you're on the mend, and we’re glad we could support you during such a difficult time. We aim to make the claims process as smooth and reassuring as possible, so it’s great to hear that reflected in your experience.

Wishing you a full and steady recovery, and we hope you’re back on two wheels when the time is right. If there’s anything else you need in the meantime, we’re just a message away.

Take care,
 
Team Bikmo

Classificada 1 em 5 estrelas

I applied for insurance

I applied for insurance, sent details of the lock I bought and asked what he meant by the online link. He never got back to me.

27 de julho de 2025
logótipo da Bikmo

Resposta da Bikmo

Hi Adam,

Apologies if our previous reply didn’t reach you. I’ve checked our records and can confirm we responded to your request on 29th July. We’ve now re-sent that reply in a new email thread.

If you don’t receive it, please give us a call on 01244 470 337 and we’ll be happy to go through the details of your lock with you.

Thank you,

Team Bikmo

Classificada 5 em 5 estrelas

Good service

After a short wait (c. 1 week) I received payout on my claim for a stolen bike.

The evidence they asked for seemed fair and flexible (e.g. I only had photos of my lock, not the receipt).

The team are helpful in email responses, which come usually in 24 hours, and clear in communication.

30 de julho de 2025
Opinião espontânea
logótipo da Bikmo

Resposta da Bikmo

Thank you for your thoughtful review. We’re really pleased to hear your claim was handled smoothly and that you found our process fair and flexible. 

If you ever need anything else, we’re just an email away!

Ride safe,

Team Bikmo

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