Forces Mutual Opiniões 

298
TrustScore: 5 em 5

4,9

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

We were served by Jennie Lewis. Oh what a lovely lady she was. She was soft spoken and calm, professional, very very helpful and has a beautiful heart. She was patience throughout the process, giving... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

My advisor, Ross was extremely helpful. He called back promptly after an expression of interest in life and critical illness cover and provided clear and excellent advice and support throughout the ca... Ver mais

Classificada 5 em 5 estrelas

Suzanne from Forces Mutual in Faslane was really helpful. She took the time to answer all of my questions and helped me to understand all of the key points with starting a life insurance policy. I was... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Lynne Dickaty was fantastic. My car renewal quote was given with outdated information held on account (my fault) she quickly updated the system which cut my final payment in half next month. The renew... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Finanças e seguros

Escrito pela empresa

Committed to offering a competitive range of insurance, money and health products to meet the needs of the Army, RAF, Royal Navy and Royal Marines, we exist only to improves the lives of the military and their families.


Informações de contacto

4,9

Excelente

TrustScore: 5 em 5

298 opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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Respondeu a 100% das suas opiniões negativas

Geralmente responde em 48 horas

Como esta empresa usa o Trustpilot

Veja como as respetivas opiniões e classificações são obtidas, classificadas e moderadas.

4,9

Todas as opiniões

(298)

148 opiniões nos últimos 12 meses

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Classificada 5 em 5 estrelas

Life Insurance

Our experience with Suzanne was fantastic. Her knowledge and expertise were outstanding and immediately put both my partner and me at ease when proceeding with our life insurance plan. Communication was clear and consistent throughout, and everything was completed promptly, exactly as promised. We will definitely be using Forces Mutual again for any future needs.

28 de novembro de 2025
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Resposta da Forces Mutual

Thank you for taking the time to leave a positive review. We are delighted to hear that with Suzanne's help you were able to plan your cover.

We will ensure your feedback is shared with Suzanne and the wider team,

Clare - Regional Manager

Classificada 5 em 5 estrelas

Sophie Travers the my Advisor was very…

Sophie Travers the my Advisor was very patient and explain everthing clearly before assisting me to sign up. The questions were clearly explained. This made me feel relaxed knowing that I have given all the relevant information with acuracy.

26 de janeiro de 2026
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Resposta da Forces Mutual

Many thanks for leaving Sophie positive feedback.
Its great to hear you were happy with the service she provided and your questions were clearly explained.
We will ensure we feed this back to Sophie and the rest of the team at FM.

Heidi
Regional Manager

Classificada 5 em 5 estrelas

User-friendly website for quotes. Swift response when taking out a policy.

Website is easy to navigate to get an instant quote and take out a policy. Documents emailed same day.

15 de janeiro de 2026
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Resposta da Forces Mutual

Thank you for taking the time to leave a positive review. We are happy to hear that you found the website easy to use and your policy was set up quickly.

We will ensure your feedback is shared with the wider team,

Clare - Regional Manager

Classificada 1 em 5 estrelas

“Expect a used item as a replacement.”

“Expect a used item as a replacement.”

I’ve held a Forces Mutual policy for years, but when my phone was stolen, the reality of the cover became clear. My claim was fully outsourced to third parties, and I was offered a refurbished/used phone as a replacement — justified only by fine print.

Forces Mutual take no real ownership of the claim and leave you dealing with third-party suppliers they choose. Loyalty counts for nothing once you actually need to claim. This is not the level of service I expected after years of paying premiums, especially from a provider that markets itself to the armed forces community.

For clarity: a “resolution being accepted” does not mean I was satisfied — it means I was worn down by delays and a lack of alternatives.

The core issue remains unchanged and unanswered: when I needed to claim, Forces Mutual outsourced the entire process, took no ownership, and offered a refurbished device as a replacement, relying on fine print rather than fair expectation.

Pointing customers back to renewal documents after the fact does not address the service failure or the mismatch between how this policy is marketed and how claims are handled in reality.

I’m sharing this so others can make an informed decision, not to reopen the case.

29 de dezembro de 2025
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Resposta da Forces Mutual

Hello Arjun,

We are sorry to hear you are unhappy with the service provided.
Please could you get in touch with the details of your claim so we can look into this further for you. Please mark it for the attention of Heidi Saunders.
https://www.forcesmutual.org/contact


Thank you for providing the additional information and for your patience while we reviewed this matter. Our records show that a resolution has been accepted, and we’re pleased it reached an outcome you were satisfied with.
Each year, the full benefits and exclusions of your policy are included in the renewal pack sent to you when you’re invited to renew. If you’d like one of our team members to talk through any part of this in more detail, please get in touch.

Heidi
Regional Manager

Classificada 5 em 5 estrelas

Top notch Service

Its one of the best insurance companies in the world. Service are very great.

18 de janeiro de 2026
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Resposta da Forces Mutual

Many thanks for your positive feedback. We appreciate you taking the time to leave us a review.

Clare - Regional Manager

Classificada 5 em 5 estrelas

Excellent insurance

Excellent insurance, very easy to use web site, highly recommend

9 de janeiro de 2026
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Resposta da Forces Mutual

Hi Connor,

Thank you for leaving us a positive review. It's great to hear you found the website easy to use and that you would recommend us.

Heidi
Regional Manager

Classificada 5 em 5 estrelas

Five Star Service

Overall from first contact to receiving policy documents I had a fantastic experience. Notably the account handler that took my initial call who gave me five star advice couldn't have done a better job - Thank you Danielle.F

19 de janeiro de 2026
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Resposta da Forces Mutual

Hi James,

Many thanks for taking the time to leave Danielle a positive review. We are delighted to hear you are happy with the service she provided and will make sure it gets fedback.

Heidi
Regional Manager

Classificada 5 em 5 estrelas

Great customer service

Sophie was really friendly and talked me through the whole process, making it so easier to make sure I get the right cover I need for the price I can afford

19 de janeiro de 2026
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Resposta da Forces Mutual

Hi Callum,

Thank you for leaving a positive review for Sophie. We very much appreciate your feedback and will ensure we share this with Sophie and the rest of the team.

Heidi
Regional Manager

Classificada 5 em 5 estrelas

Very helpful.

8 de janeiro de 2026
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Resposta da Forces Mutual

Thank you for taking the time to leave a positive review, we will ensure it is shared with the wider team.

Clare - Regional Manager

Classificada 5 em 5 estrelas

Sam was very helpful throughout the…

Sam was very helpful throughout the entire process providing excellent advice and showing a vast knowledge of her trade.

16 de janeiro de 2026
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Resposta da Forces Mutual

Thank you for taking the time to leave a review for Sam, we are delighted to hear that her knowledge and advice were helpful.

We will ensure that this is shared with Sam and the wider team,

Clare - Regional Manager

Classificada 5 em 5 estrelas

Jennifer was very thorough and had a…

Jennifer was very thorough and had a good understanding of our situation and the best outcomes for us.

14 de dezembro de 2025
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Resposta da Forces Mutual

Hi Shaun,
Thank you for sharing your positive experience and review for Jennie, its great to hear that her advice was thorough and you have the right cove in place.

We will share this with Jennie and the wider team,

Clare - Regional Manager

Classificada 5 em 5 estrelas

Efficient

It was nice and easy to follow. Paula was very helpful.

11 de novembro de 2025
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Resposta da Forces Mutual

Hi Eldridge,
Thank you for sharing a positive review, it great to hear that Paula was helpful.

We will share this with Paula and the wider team,

Clare - Regional Manager

Classificada 5 em 5 estrelas

Great explanations

Great explanations

13 de novembro de 2025
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Resposta da Forces Mutual

Hi Troy
Thank you for sharing a positive review, it great to hear that your options were well explained to you so you could make the right choice.

We will share this with the wider team,

Clare - Regional Manager

Classificada 5 em 5 estrelas

Excellent service from Sophie

Excellent service from Sophie, was very informative and helpful.

5 de novembro de 2025
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Resposta da Forces Mutual

Hi John,
Thank you for taking the time to leave a review for Sophie. We are happy to hear that she was informative and helpful.

We will ensure your feedback is shared with Sophie and the wider team,

Clare - Regional Manager

Classificada 5 em 5 estrelas

Paula Blacth - Cover advice

Speaking and receiving all the information and advice required from Paula helped me in making my decisions. Without her, I wouldn’t have the cover I have today. TY

8 de janeiro de 2026
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Resposta da Forces Mutual

Hi Paul,

Thank you for leaving positive feedback for Paula, its great to hear she was helpful for you to make the right decisions.

We will feed this back to Paula and appreciate you taking the time to leave a review.

Heidi
Regional Manager

Classificada 5 em 5 estrelas

Good overall experience

Ashleigh was clear and concise with everything, explained it all perfectly and I had 0 issues or unexplained questions

7 de outubro de 2025
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Resposta da Forces Mutual

Hi Thane,

Thank you for taking the time to leave positive feedback for Ashleigh.

We are delighted to hear she explained everything perfectly.
We will ensure your feedback is shared with Ashleigh and the wider team.

Heidi
Regional Manager

Classificada 5 em 5 estrelas

Good price for our renewal

Good price for our renewal. Friendly and knowledgeable guy I spoke to on the phone when I rang with some queries

18 de dezembro de 2025
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Resposta da Forces Mutual

Hi Liz,

Many thanks for your positive feedback. Its great to hear you found our customer service rep friendly and knowledgeable. We appreciate you taking the time to leave us a review.

Heidi
Regional Manager

Classificada 5 em 5 estrelas

Impressive

I have been very impressed with the process of taking out this policy. On ringing the customer care line, to make initial enquiries, a young man named Luke, was extremely helpful. The following process online, was straightforward and simple. If the actual cover provided is as satisfactory, I shall be delighted. Thus far, thank you Forces Mutual.

15 de dezembro de 2025
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Resposta da Forces Mutual

Hi Betty,

Thank you for leaving a positive review. We are delighted to hear the process online was straightforward and simple.

Heidi
Regional Manager

Classificada 5 em 5 estrelas

Mallory was great

Mallory was great, explained everything thoroughly, Very beneficial overall.

15 de dezembro de 2025
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Resposta da Forces Mutual

Hi Toby,

Many thanks for leaving a positive review for Mallory. We really appreciate the time you have taken to leave feedback.

Heidi
Regional Manager

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