Income Marketplace Opiniões 

Sometime you get answers - sometimes not. I have some loans which are in buyback for one or two weeks - and the buyback is not processed. Lots of promises from CEO and the founder on YouTube - but nothing happenes (or extremely slow). I was happy at the beginning - but the situation on the platform and the development of the platform stands still. It's almost impossible to invest manually because of timeouts. Let's see what the next one or two months brings - maybe it's time for changes in my P2P portfolio.

To be avoided. They mark certain loans as secured, but in case of default there is no security to execute so the investment is as good as lost. The borrowers do not always repay their loans on time so you cannot reinvest your funds, ending up with losses. There are no notifications when new loans are available so you will lose investment opportunities. Too time-consuming and frustrating for a so-called passive income.

Yes, basically very few classic loans with a clear investment horizon, very little diversification, because if you choose, for example, short-term investments of 3 to 6 months maximum, you will find that only one company offers them, then you have all the means, for example, investing only and only in Indonesia, or you have to accept their game of spells and magic, the so-called early redemption option, when the company offers you a very long investment horizon, for example, 5 years, but does not promise early redemption, for example in 3 months and so on, which can only work

I‘ve been investing with income for years and so far my experience has been good. The support is quick to answer when emailing them. The only weakness has been the availability of loans, which is sometimes limited, but better a little Cashdrag than bad loans in my opinion.

Transparent communication within telegram group, relatively high interests, broadening LO and loan availability.

Working on 2FA, timeline is unclear. But as there is no 2ndary market, it's not as critical as other platforms.

I've been actively investing on Income Marketplace for a year now. I haven’t needed support yet, but I’ve noticed that the information on the website and app has been outdated for quite some time. This seems intentional, possibly to create a misleading image. While the interest rates are high, the platform still has areas to improve in terms of professionalism."

Three years in and Income Marketplace has not disappointed so far. I was first very skeptical when I started my P2P journey three years ago. So I did what everyone would do: I watched YouTubers talking about their experience with Income and signed up using one of those affiliate bonus codes. I started with a hundred bucks. Slowly but steadily I kept earning interest (some cents) and I also received the bonus as promised. When I discovered the Telegram group, I immediately joined and was positively surprised how pleasent the chat and how in-depth the discussion topic were. I have since added more money and received a whole lot more interest. Usually the Auto Invest functionality works fine for me. But from time to time I like to manually invest, too.
Overall I am really happy I found this platform. I greatly appreciate the direct and transparent communication to the support and even the CEO of Income and some of the LOs.

I started investing on Income last year, and I’m glad I did. The platform runs smoothly most of the times, and returns have been OK. Customer support is fine, and please add more Loan Originators.

Fast, team is responsive, easy to use

Using the Income platform for around a year. Despite small flaws like from time to time slow system everything goes well.

Looking forwrd to increase the portfolio. Please bring more LOs :)

Iam registered at Income Marketplace since February 2022. What should i say, iam really happy. Its my biggest used P2P platform, reasons: Proper and reliable interest payments, Telegram chat with direct contact to CEO and other investors. Android app is also fine to make an "investment on the go", if required (not often). Yes, sometimes the app (and via browser) is slow. Tuesday and friday are buyback-Days (if i remember correctly), there its a bit slower. I check balance weekly, all fine. Thanks income, i will stay 😊

"Buyback initiated" defaulted loans for 2+ years, my whole portfolio consisting of over 25 loans have been supposedly buyback initiated for over 2 years, these "secured" loans are supposed to be protected though buyback protection though income company but haven't seen any money returned from these loans for years, very misleading

Terrible platform - total nightmare with support and account issues! Joined with a referral link but never got my bonus. Support kept feeding me excuses about IT being "too busy" for 2+ months. Then they actually took away interest they already paid me and completely ignored my messages about it.

Sure, the support people are nice, but they're useless at fixing anything. Can't even handle basic stuff like bonuses, so what happens when real problems come up? Clearly can't trust them with my money. Look elsewhere unless you enjoy being ignored and having your earnings disappear!

Ich muss hier leider mein für mich besonders schlechtes Ereignis von heute wiedergeben:
Thema Autoinvest:
Ich freute mich heute darauf meine eingezahlten 10K in kurz laufende Kredite zu investieren und dazu den Autoinvest über mein Mobilphone einzurichten.....da man aber diverse Einstellungskriterien (z.b. Kreditgeber, Zinsen, Laufzeiten etc.) nicht sofort im Menü des Autoinvest findet, sondern dort direkt nur wenige Eingaben möglich waren bestätigte ich den Autoinvest, in der Annahme, dass ich dann in die nächste Einstellungsmöglichkeit wie Laufzeit, Zinsen, Kreditgeber etc.gelangen würde. Falsche Annahme. Der Autoinvest war sofort uneingeschränkt aktiv und innerhalb von maximal 10 Sekunden waren die gesamten 10K in z.b. in bis zu sagenhaften 5 Jahre und 11 Monate laufenden Car rent Krediten investiert. Das war niemals mein Ziel! Warum versteckt income Marketplace die genauen Filterkriterien so, dass diese Kaum sichtbar sind???? Warum stehen diese Auswahlmöglichkeiten nicht direkt alle untereinander wenn man den Autoinvest öffnet und einrichten möchte???? Also Warnung an alle bei der Einrichtung!!!! Es wurden nur lang laufende bis zu 6 Jahre laufenden 9% Kredite von beispielsweise Autovermietungen investiert! Es war kein einziger z.b kurzlaufender höher verzinster Kredit von z.b.14% dabei. Die Performance dieser Plattform ist somit sehr sehr schlecht. Man ist nun in langlaufenden schlecht verzinsten Krediten von Laufzeit bis zu knapp 6 Jahren investiert!!! Das hätte ich nie bewusst gemacht. Also Warnung an alle.

Plataforma cien por cien confiable, para poder diversificar tus ahorros. Registro U5FDYH. Un saludo a la comunidad de Trustpilot.

The platform is growing, and so are my assets. The support is very responsive, and the Telegram chat is the best I’ve encountered in the industry. Transparency and a strong appetite for growth are what set Income apart from its competitors. I'm committed for the long term, and I hope you will be too.

Unclear Bonus explaination
I expected to receive as Bonus the 1% of my invested amount during the First 30 days.
But I received only half of what expected (+/-) due to the very unclear rule of weighted average.

On the positive note- the support lady is kind and honest.

Por ahora todo perfecto, iré actualizando según vaya trabajando con ellos

Ive earned good money without any problem

Gute Sicherheiten, transparent, sehr bemüht, freundlich, gute Zinsen, innovativ, mittlerweile sehr guter AI.

Nicht alles klappt gut. Aufbauzeiten der Seiten oft extrem lang (bis über 2 Minuten), da ist manuelles Invest unmöglich. Einzahlbestätigung hat nie funktioniert, Statistik ist nicht aktuell, Diversifikation kaum möglich und leider akzeptiert die neue Bank (anders als die vorherige) keine Direktüberweisungen, anders als fast alle anderen Mitbewerber. So kann eine Überweisung schon mal eine Woche ohne Zinsen dauern...fast überall geht das am selben Tag...sehr ärgerlich. 15% gibt es auch nicht mehr...und ich fürchte, auch die max.14% werden mittelfristig nach unten korrigiert.
Alles ist im Wandel... momentan meine Lieblingsplattform!

Nachtrag 12/2024:
Ab sofort Zinsen Danarupiah max. 13%. Sollen jährlich sinken.
Nachtrag 02/2025:
Zinsen nur noch selten 12 %. Es geht abwärts. Die Kreditgeber testen den kleinsten noch akzeptierten Gewinn...ich reduziere mein Investment, wir haben es in der Hand.
Nachtrag 09/2026:
Manuelle Investitionen nur selten möglich, immer noch die einzige extremst langsame Plattform. Aber keine Verluste. Wollte eigentlich aussteigen, jetzt erhöhe ich wieder. Direktüberweisungen wieder möglich.
Zinsen wieder im Mix bei 14%.