Happy Money Opiniões 772

TrustScore: 4.5 em 5

4,7

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly a... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3... Ver mais

A empresa respondeu

Classificada 4 em 5 estrelas

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed. I had to resort to cr... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Serviços financeiros não bancários

Escrito pela empresa

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Informações de contacto

4,7

Excelente

TrustScore: 4.5 em 5

772 opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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Classificada 5 em 5 estrelas

Great customer service ..patient

Great customer service ..patient, helpful with pertinent information, encoraged optimism and gave me the results I was looking for'

9 de abril de 2026
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Resposta da Happy Money

We are happy to hear that our customer service was helpful and provided you with the information and results you needed. We appreciate your positive feedback!

Classificada 4 em 5 estrelas

Trustworthy

It was easy to apply and receive the funds. My only issue was that my APR was high even though I have excellent credit. I wasn't allowed to change it either.

22 de abril de 2026
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Resposta da Happy Money

We appreciate you sharing your experience. We're glad the application process was easy. We regret that the APR was higher than you expected.

Classificada 5 em 5 estrelas

EXCELLENT SERVICE

EXCELLENT SERVICE! VERY VERY COMMITTED TO HELPING ME RECEIVE MY LOAN IN A VERY TIMELY MANNER. MADE PROVIDING INFORMATION TO SECURE THE LOAN AN EASY TASK CONSIDERING OTHERS WERE VERY DIFFICULT IN WANTING OVER THE TOP INFORMATION. I HIGHLY RECOMMEND HAPPY MONEY TO ANYONE NEEDING A QUICK AND PAINLESS LOAN!

18 de abril de 2026
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Resposta da Happy Money

We're happy to hear that you had such a positive experience! We appreciate you highlighting our commitment to providing timely and accessible loan services. Thank you for recommending us!

Classificada 5 em 5 estrelas

When I needed why questions answered…

When I needed why questions answered the had all the right things answered with clearity. Got approved didn't hurt

20 de abril de 2026
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Resposta da Happy Money

We're happy to hear that we provided clarity and the right answers for your needs. Thank you for sharing your positive experience with us!

Classificada 5 em 5 estrelas

Fast and easy process

Fast and easy process! Highly recommended! Thank you Happy Money!

20 de abril de 2026
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Resposta da Happy Money

We're glad you found the process fast and easy! Thank you for recommending us; we appreciate your positive feedback very much.

Classificada 5 em 5 estrelas

The only company that didn't give me…

The only company that didn't give me the Run around, easy to apply and approved quickly!!!!

20 de abril de 2026
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Resposta da Happy Money

We're happy to hear that our application process was easy and fast. Thank you for your positive feedback; we appreciate it greatly!

Classificada 5 em 5 estrelas

The Best Loans Company,

The Best Loans Company,, Fast and on Point..TY

20 de abril de 2026
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Resposta da Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Classificada 5 em 5 estrelas

Very easy and shame-free

From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly appreciate all the agencies involved for giving me the chance to restart without feeling ashamed about my debt.

20 de abril de 2026
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Resposta da Happy Money

We're happy to hear that the process was smooth and straightforward, from start to finish. Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Classificada 5 em 5 estrelas

My experience with Happy Money was very…

My experience with Happy Money was very positive - it was easy to set up and the terms were reasonable.

17 de abril de 2026
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Resposta da Happy Money

We're happy to hear that setting up your account was easy and our terms met your expectations. Thank you for sharing your positive experience with us!

Classificada 5 em 5 estrelas

I had a great experience

I had a great experience with this company. I got the money in the three business days sent straight to my bank.

19 de abril de 2026
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Resposta da Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Classificada 5 em 5 estrelas

Payed off a lot of credit card debt…

Payed off a lot of credit card debt nice to have me st of my paycheck going back to me at 62 and getting ready to retire it was very important to take care of this stuff.

18 de abril de 2026
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Resposta da Happy Money

Hi, we are so happy you've had a wonderful experience. 🥳 We love helping people achieve their goals!

Classificada 2 em 5 estrelas

I wish I could give this company a good…

I wish I could give this company a good review. Initially, the loan process was fast and easy. My loan was funded relatively quickly, but I don’t have much experience with personal loans so I don’t know how long other companies usually take. I believe I was funded within 14 days.
I have to leave a poor review because I recently requested to add additional money onto my personal loan after having completed a 65% payoff of my loan and was denied based on my performance with the company. Mind you I have never missed a payment and the only time that I was late on a payment was when I was making an additional payment to the principal and the payment failed so although I have a record of automatic payments for my loan on the same day every month they still didn’t qualify me for a loan increase. Their reasoning was asinine. I attempted to call in and discussed this with a customer service representative, but they have no power or no desire to reevaluate criteria overall, I am pretty disappointed with my experience.

17 de abril de 2026
Opinião espontânea
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Resposta da Happy Money

We’re sorry to hear that your experience did not meet your expectations. If there is anything we can assist you with or do to enhance your experience, please let us know. You can reach our team at support@happymoney.com or 1-800-878-090, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Classificada 4 em 5 estrelas

Easy, Breezy

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and easy to use. The only thing I would like to see different, is a better app, that lets you both download your payment schedule and loan terms. There were a couple of times, I couldn't remember how long my loan was for, and because i wanted to make sure it was paid off on-time, I had to dig around for the original paperwork to see my loan term.

17 de abril de 2026
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Resposta da Happy Money

We're happy you found our loan process straightforward and appreciate your feedback on the app. Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Classificada 5 em 5 estrelas

Easy to use

Easy to use. Easy to maintain. Thank you for helping me in a time I really needed it.

17 de abril de 2026
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Resposta da Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness!

Classificada 5 em 5 estrelas

I was trying to get a loan with many…

I was trying to get a loan with many companies including the 2 companies with I had loan, being a good payer and with a small debt and It was impossible until I contact you

16 de abril de 2026
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Resposta da Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Classificada 5 em 5 estrelas

Excellent loan experience

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3 repayment options depending on the term that worked best for me.

The online portal was also straightforward and easy to use, which made the whole experience even better.

Overall, this was one of the smoothest and easiest loan experiences I’ve had, and Happy Money was excellent to deal with.

16 de abril de 2026
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Resposta da Happy Money

We're happy you found the loan process easy and quick. It's great to hear the online portal was straightforward for you. Thank you for sharing your positive experience!

Classificada 5 em 5 estrelas

Happy Money

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed.
I had to resort to credit cards to pay off bills and after her delivery my max out credit cards came punching me hard leaving me stressed and restless.
Surprisingly, my loan was approved within 10 minutes and deposited to my account in less than a week. I’ve paid most of the cards and can now have very happy moments with the family and little baby. Happy Money is the way out for people with my situation. I’ve been given options to choose a date for payment and the monthly payment will allow me to put bread and butter matter to rest. Thank you Happy Money 🙏🙏🙏

27 de março de 2026
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Resposta da Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness! It's wonderful that Happy Money has helped with your credit cards, allowing you to focus on your family.

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