Happy Money Opiniões 772

TrustScore: 4.5 em 5

4,7

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly a... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3... Ver mais

A empresa respondeu

Classificada 4 em 5 estrelas

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed. I had to resort to cr... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Serviços financeiros não bancários

Escrito pela empresa

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Informações de contacto

4,7

Excelente

TrustScore: 4.5 em 5

772 opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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Classificada 5 em 5 estrelas

Easy to apply - Great Rates

Easy to apply; great rates; payment in days directly deposited.

6 de março de 2026
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Resposta da Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Classificada 5 em 5 estrelas

Excellent service

Excellent service. Everything was paid off in less than 5 days. The approval process was extremely easy. This company exceeded my expectations.

18 de março de 2026
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Resposta da Happy Money

We're happy to hear that our service exceeded what you expected! We appreciate you mentioning how easy the approval process was and how quickly everything was resolved.

Classificada 4 em 5 estrelas

What made the experience great was the…

What made the experience great was the turn around time. Funds were dispersed as said and it's easy for payments to be made. I would like to have a payment account I can see and where to make additional payments of the loan amount.

8 de fevereiro de 2026
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Resposta da Happy Money

Thank you for the kind words! We're glad the funding was fast and payments have been easy. You can view your loan balance and make payments anytime by logging into your Member Portal at happymoney.com. if you have any questions! We are happy to help. You can reach us at 1-800-878-0901, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Classificada 5 em 5 estrelas

Smooth process with top tier customer support team.

I don't usually leave reviews but wanted to leave one for Happy Money because the process and customer support has been fantastic.

The process is from start to finish is very quick. I had the loan in my bank account within a few days after application.

Now, what really surprised me was the customer support. Life happens and I got caught in layoffs. It was completely unexpected but put a huge strain on my cash flow.

Their insurance claim process covered 3 month with proper documentation during these tough times as the job market was not in my favor. I was able to pause for 2 months as I got a job to create some buffer and got back on track.

I highly recommend their loan services.

23 de fevereiro de 2026
Opinião espontânea
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Resposta da Happy Money

We love to hear it! Thank you for sharing your experience! We're happy to hear that you found the loan process quick and the customer support helpful!

Classificada 1 em 5 estrelas

The most incompetent loan company I…

The most incompetent loan company I have ever dealt with. I jumped through hoops for three days with these individuals, providing every piece of documentation requested, including pay stubs, two tax forms, and bank statements with direct deposits from payroll highlighted. Yet, I was denied due to "cannot verify income." I have never had an income verification issue or any other issue with other loan companies I've used. A complete clown show.

20 de fevereiro de 2026
Opinião espontânea
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Resposta da Happy Money

We’re sorry to hear that your experience did not meet your expectations. Although we try to help as many people as possible, we have minimum requirements and underwriting policies that factor into application decisions. If you have questions, please reach out to our support team at support@happymoney.com or 1-800-878-0901, Monday - Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Classificada 5 em 5 estrelas

I was really grateful for the loan I…

I was really grateful for the loan I received from Happy Money. It allowed me to consolidate my cards and gave me breathing room so I could get my financial house in order. The process was quick and easy with a decent interest rate. Thank you.

12 de fevereiro de 2026
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Resposta da Happy Money

We're happy to hear that our loan helped you consolidate your debts and improve your financial situation. We appreciate you sharing your positive experience with our quick and easy process!

Classificada 5 em 5 estrelas

The process was super easy

The process was super easy. They came through in a pinch.

9 de fevereiro de 2026
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Resposta da Happy Money

We're glad the process was easy, and we could assist you when you needed us. Thank you for your feedback!

Classificada 5 em 5 estrelas

You were to help me through the…

You were to help me through the application process. Even when I made a mistake you were professional. Whole process was just a few days. Then funds were deposited in my bank account. Thank you all very much.

9 de fevereiro de 2026
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Resposta da Happy Money

We're happy to hear that we could assist you professionally through the application process, even when you made a mistake. We're glad the funds were deposited quickly. Thank you very much!

Classificada 5 em 5 estrelas

Appropriate For Needs

The process was simple. It was easy to receive the money by just making a deposit. The information is provided and easy to understand. The customer service is excellent. The money received provided me what I needed.

8 de fevereiro de 2026
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Resposta da Happy Money

We're happy to hear that the process was simple and easy, and that our service met your needs. We appreciate you taking the time to share your positive experience with us.

Classificada 5 em 5 estrelas

It was simple

It was simple. fair and easy to use.

8 de fevereiro de 2026
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Resposta da Happy Money

We're glad you found it simple and easy to use. Thank you for your feedback; we appreciate it.

Classificada 5 em 5 estrelas

This is my second loan with Happy…

This is my second loan with Happy Money. The process is easy, the repayment process is seamless, and I never encountered any problems or difficulties with my relationship with them. I highly recommend them if you are in need of a loan.

7 de fevereiro de 2026
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Resposta da Happy Money

We're happy to hear that your experience with us has been so positive! Thank you for sharing your feedback and for recommending our services. We appreciate your continued trust.

Classificada 5 em 5 estrelas

Best company thus far

I didn't have any problems obtaining a loan ,the process was very easy and they work quickly, so if you need fast cash they are the answer

7 de fevereiro de 2026
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Resposta da Happy Money

We're happy to hear that obtaining a loan was easy and quick for you. We appreciate your feedback and are glad we could provide you with fast service.

Classificada 5 em 5 estrelas

Getting a loan from Happy money was one…

Getting a loan from Happy money was one of my happy time in life. I had high interest rate credit cards and the loan help me to paid them off. I hope I don't go back using those cards again. The most important aspect of it is that the interest rate was very low.

6 de fevereiro de 2026
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Resposta da Happy Money

We're happy to hear that our loan helped you consolidate high-interest credit cards. It's great to know the lower interest rate is beneficial for you, and we appreciate your feedback.

Classificada 5 em 5 estrelas

Very simple loan process and funding…

Very simple loan process and funding was fairly quick. The interest rates were also very competitive. I highly recommend Happy Money for any loan needs!!!! 10/10

6 de fevereiro de 2026
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Resposta da Happy Money

We're happy to hear that you found the loan process simple and the funding quick. We're also glad our interest rates met your expectations. Thank you for the recommendation!

Classificada 5 em 5 estrelas

No additional comments.

No additional comments.

2 de fevereiro de 2026
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Resposta da Happy Money

Hi, we are so happy you've had a wonderful experience. We love helping people achieve their goals!

Classificada 5 em 5 estrelas

Easy to apply

Happy Money was very simple and straight forward. I applied and was funded in just a few days. 10/10 recommend.

14 de novembro de 2025
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Resposta da Happy Money

We're happy to hear that our process was simple and straightforward for you. Thank you for recommending us and for sharing your positive experience!

Classificada 5 em 5 estrelas

Easy to use

Easy to use. I received the funds when Happy Money said. That feeling that I felt was that I was secure using Happy Money.

2 de fevereiro de 2026
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Resposta da Happy Money

We're happy to hear that our platform was easy to use and that you received your funds as expected. It's great you felt secure using our services!

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