From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly a... Ver mais
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Leia as opiniões dos outros
Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3... Ver mais
A empresa respondeu
This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and... Ver mais
A empresa respondeu
Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed. I had to resort to cr... Ver mais
A empresa respondeu
Informações sobre a empresa
Escrito pela empresa
Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.
Informações de contacto
21515 Hawthorne Blvd, Suite 200 , 90503, Torrance, Estados Unidos da América
- 1-800-878-0901
- success@happymoney.com
- happymoney.com
4,7
Excelente
772 opiniões
Na Trustpilot, focamo-nos em conteúdo criado por pessoas reais. Ainda assim, esta empresa pode usar a nossa ferramenta de respostas assistida por IA, para ajudá-los a redigir respostas.
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Easy procedure
Easy procedure, fastest service, I would like to thank the whole team!
6 de novembro de 2025
Resposta da Happy Money
Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
Everything it’s VERY GOOD
6 de novembro de 2025
Resposta da Happy Money
We love to hear it! 😍 🙌Money really can be a tool for happiness.
Very helpful- many thanks
1 de novembro de 2025
Resposta da Happy Money
We're so glad we could assist you! Thank you for your review!
Haven’t received funds
Signed my loan documents and was approved on 10/14. They stated funds would be received in 3-10 business days. It’s now 14 business days and I haven’t received the funds. I received an email on 10/22 stating my funds were deposited but they weren’t. I contacted support several times and they just keep telling me someone will be in touch but when they do it’s just to tell me they’re “working on it.”
1 de novembro de 2025
Resposta da Happy Money
We are sorry to hear about your experience with Happy Money. One of our member advocates will be reaching out to you directly. Thank you.
It was direct and was done in one day…
It was direct and was done in one day and I paid my cards off, it would have been better if interest rate was lower thank you
1 de novembro de 2025
Resposta da Happy Money
We're happy to hear that the process was direct and quick, allowing you to pay off your cards. Thank you for the review!
Great company
The process with this company was very easy. I received the funds in less time than was given, so a very positive experience. If I ever need to get a loan again, I will definitely go through this company.
31 de outubro de 2025
Resposta da Happy Money
We're happy to hear that the process was easy and you received your funds quickly. Thank you for your positive feedback; we appreciate your recommendation!
No one knows where my money is
No one knows where my money is. The funds were available on the 21st yet I never received them.
31 de outubro de 2025
Resposta da Happy Money
We are sorry to hear about your experience with Happy Money. One of our member advocates will be reaching out to you directly. Thank you.
Nice rate and super fast funding
I had checked options with all of the other options and I was being offered 24% APR, Happy Money offered me a nice 17% rate, process was super easy and funding extremely fast.
Excellent service
25 de outubro de 2025
Resposta da Happy Money
Thank you for the review! We're happy to hear that you had an excellent experience! We're glad our process was easy and funding was fast, and we appreciate your positive feedback on our rate.
Recommended!!!
I'm a happy camper, the experience was excellent all the way through from applying online to receiving the funds in no time, thxs!!!
11 de junho de 2025
Opinião espontânea
Resposta da Happy Money
We're happy to hear that your application and funding experience was excellent and timely! Thank you for sharing your positive feedback with us.
Skeptical but very happy with Service
I was skeptical in the beginning , but I found Happy Money was true to their word. I couldn’t be happier with the process and professionalism they handled everything. I highly recommend Happy Money’s products to meet your needs.
23 de outubro de 2025
Resposta da Happy Money
We appreciate you sharing your experience! We're happy to hear that our team professionally met your needs and that you are pleased with the process. Thank you for the review and for recommending our products!
I was skeptical about the company
I was skeptical about the company, the offer, and then the funding. All of my fears were unnecessary. The approval went well once they discovered that I was a Sr. The funding was in the timeline specified. I would do business with them again and wholeheartedly recommend them.
3 de outubro de 2025
Resposta da Happy Money
Thank you for the review! We are happy the funding process met your expectations. It's great to hear you had a positive experience, and we value your recommendation!
Burden lifted!
Happy Money was a stressless experience that helped to lift a burden that I hadn't realized was so heavy. The terms were very clear, their fees were far more fair than other companies, and their customer service was excellent. If I ever find myself needing a little break from my finances I will not hesitate in working with them again.
30 de setembro de 2025
Resposta da Happy Money
We're happy to hear that our services provided you with a stress-free experience and financial relief. We appreciate your kind words regarding our clear terms, fair fees, and excellent customer service. Thank you for your positive feedback!
Happy Money site used 3X
I’ve used HM three times and they are easy to apply, funds transfer quickly, fees are minimal and no fees to pay off early
18 de outubro de 2025
Resposta da Happy Money
That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.
The process was easy and quick
The process was easy and quick. I never had a loan at this low of an interest rate. It really saved me.
30 de setembro de 2025
Resposta da Happy Money
Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
Easy to apply loan company
The application is so quick and convenience and I received the funds in 3 days!
2 de outubro de 2025
Resposta da Happy Money
Thank you for the review! We're happy to hear that the application process was quick and convenient, and we appreciate your feedback on the funding timeline!
Resposta da Happy Money
We are so glad that you had a seamless experience. Thank you for your positive feedback; it means a lot to us.
Exceptional Experience
Exceeded my expectations with whole process! Site was user very friendly and their approval process was timely and straight forward. Happy Money is One of the Best, if not the Best, Loan institutions that I have come across! Customer service is exceptional and funding took a few days. Overall, Exceptional Company and Love the Name!
16 de outubro de 2025
Resposta da Happy Money
Thank you for the review! We're happy to hear that you found our site user-friendly and the approval process straightforward. We appreciate your kind words and are so glad you had an exceptional experience with our customer service.
Such a great experience
Such a great experience everything was so fast and easy! This approval will save me so much in interest and be out of debt so much sooner.
16 de outubro de 2025
Resposta da Happy Money
Thank you for the review! We love to hear it! 😍 🙌Money really can be a tool for happiness.
Great service
Very good service, quick turnaround time and no redirecting to credit consolidation companies
16 de outubro de 2025
Resposta da Happy Money
We're happy to hear that you had a positive experience with our prompt service. Thank you for the review!
Funds came relatively fast
Funds came relatively fast. Lowest APR. Credit score bounced 60 points with lower credit utilization.
13 de outubro de 2025
Resposta da Happy Money
We are so happy you've had a wonderful experience. 🥳 We love helping people achieve their goals!
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