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Scratch & Patch Opiniões 

2244
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TrustScore: 4.5 em 5

4,5

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Leia as opiniões dos outros

Classificada 1 em 5 estrelas

The company put the renewal up by over 40% without policyholder making a claim. They didn't write to or email the policyholder. They emailed to a third party who asked them 4times in the year to email... Ver mais

Classificada 5 em 5 estrelas

First check was speed of contact by phone. After the usual recorded Go to our Website and AP my initial call was answered in seconds. That hurdle crossed the policy and single excess with no additiona... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

My dog had 2 episodes of cancer that required surgery monitoring lasar and dressings he also had monitored analgesia. Scratch and patch paided my claim for which I was grateful but above all my boy wa... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Unfortunately I had to make a claim recently but Scratch & Patch handled it quickly and effectively without any stress or worry. I was paid out within 2 weeks and it was fast and straightforward. I di... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Companhia de seguros de animais de estimação
  2. também em
  3. Companhia de seguros

Sobre Scratch & Patch

Escrito pela empresa

Scratch & Patch

At Scratch & Patch, we know one thing for sure: your dog or cat is not just a pet — they’re part of the family. That’s why we’ve built our pet insurance to deliver reliable protection, simple choices, and genuine peace of mind for every paw in your household. 😺🐶

Our plans 💎

We offer a range of policy options, with up to £8k of Lifetime vet fee cover.

Fuss free claims 🩺

Making a claim is quick and easy. You can claim online or by phone. We can even deal directly with your vet.

Free unlimited 24/7 vet careline 📞

Not every pet health concern needs an immediate trip to the vet — and that’s okay. All customers get access to our unlimited 24/7 vet careline, so support from our UK-registered vet team is there whenever you need it.

Multi-pet discount 💸

One team. Epic savings! Unite all your pet heroes under one policy and unlock a mighty 20% discount.

Protect the paws you love 🩷

Choose a pet insurance partner that’s built for real life, real pets, and real people.

Start your quote today

Informações de contacto

Scratch & Patch Pet Insurance

Protect the paws you love 🩷

4,5

Excelente

TrustScore: 4.5 em 5

2 mil opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Pede aos clientes que escrevam opiniões

Esta empresa convida os seus clientes a escrever opiniões, sejam estas positivas ou negativas

Respondeu a 97% das suas opiniões negativas

Geralmente responde em 14 horas

Como esta empresa usa o Trustpilot

Veja como as respetivas opiniões e classificações são obtidas, classificadas e moderadas.

4,5

Todas as opiniões

(2244)

630 opiniões nos últimos 12 meses

Escreva uma opinião
Na Trustpilot, as empresas não podem oferecer incentivos ou pagar para esconder opiniões. As opiniões pertencem a cada um dos utilizadores e não à Trustpilot. Saber mais

Classificada 5 em 5 estrelas

Very friendly and helpful.

Having to recently make a claim, I can honestly say, I've had plenty of updates, which I find very useful.

9 de julho de 2026
Opinião espontânea
logótipo da Scratch & Patch

Resposta da Scratch & Patch

Hi Theresa,

Thank you for taking the time to leave us a review. We’re really pleased to hear that our team kept you well informed throughout your claim and provided regular updates along the way. We know how important it is to feel kept in the loop when your pet needs treatment, and we hope they’re making a speedy recovery.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

friendly, efficient staff,

friendly, knowledgeable staff. helped efficiently and seem to care about owners and their pets instead of just wanting to make money out of them, When I called, phone was answered immediately, issue dealt with and no hidden surcharges.

1 de julho de 2026
Opinião espontânea
logótipo da Scratch & Patch

Resposta da Scratch & Patch

Hi Steph,

Thank you for taking the time to leave us such a lovely review. We’re so pleased to hear that our team were friendly, knowledgeable and able to resolve your query efficiently. We genuinely care about our customers and their pets, so it means a great deal to know that this came across during your call.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

Good experience

Easy to get quote and a good selection of covers pleased with all so far

19 de julho de 2026
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Resposta da Scratch & Patch

Hi Jennifer,

Thank you for taking the time to leave a review of your experience with us so far. We’re pleased you found it easy to get a quote and that our range of cover options gave you plenty of choice when arranging that all-important protection for your pet.

It’s great to have you along for the journey with us. Should you ever need any clarification or support, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

Kind

Kind, helpful and knowledgeable support

17 de julho de 2026
Opinião espontânea
logótipo da Scratch & Patch

Resposta da Scratch & Patch

Hi there,

Thank you for taking the time to leave us a positive review. It’s always great to hear that our Customer Service team is providing the highest level of care and support when our customers need it most, helping to make those all-important decisions about the right cover for you and your pet that little bit easier.

It’s great to have you on board with us!

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

Was amazing with our douge de bordeaux…

Was amazing with our douge de bordeaux when she got ill and died so I have got a jack russell and insured with them again

13 de julho de 2026
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Resposta da Scratch & Patch

Hi there,

Thank you for taking the time to leave us a review. We’re very sorry to hear about the loss of Douge, and it’s reassuring to know that you could rely on us for support during such a difficult and unimaginably stressful time.

It means a great deal that you’ve chosen to insure with us again, and we’re very grateful for your continued trust.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

Great Price

Great Price and easy to navigate to get new policy

16 de julho de 2026
logótipo da Scratch & Patch

Resposta da Scratch & Patch

Hi there,

Thank you for taking the time to leave us a review. We’re pleased to hear you found the price competitive and the process of setting up your new policy quick and easy.

It’s great to have you with us!

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

My dogs 🐕 vet fees

Easy to use website highly competitive pricing with the right level of cover

15 de julho de 2026
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Resposta da Scratch & Patch

Hi there,

Thank you for taking the time to leave us a review. We’re really pleased to hear you found our website easy to use and were able to find the right level of cover for your dogs at a competitive price. It’s great to have you and your pet family on board with us!

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

Easily set up

Easily set up, just inspires my 3rd dog with them, very good price for top level cover!

12 de julho de 2026
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Resposta da Scratch & Patch

Hi Lorrain,

Thank you for taking the time to leave us a review. We’re so pleased to hear you found everything easy to set up and that you were happy with the price for top-level cover. It’s great to see you bringing more of your pets along for the journey too — we’re delighted to have you and all three of them with us.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

I went through a compare web site and…

I went through a compare web site and scratch and patch were not the cheapest but I felt offered the type of cover I felt was right for my pets

7 de julho de 2026
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Resposta da Scratch & Patch

Hi Carol,

Thank you for taking the time to leave us a review. We’re really pleased to hear you found cover that felt right for you and your pets, even if we weren’t the cheapest option. It’s lovely to have you on board, and we really appreciate you choosing Scratch & Patch to help protect your pets.

If you need anything further, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 4 em 5 estrelas

Very good experience.

Very good experience with the website, very easy to navigate. I recommend.

18 de junho de 2026
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Resposta da Scratch & Patch

Hi Richard,

Thank you for taking the time to leave us a review. We’re really pleased to hear you found the website easy to navigate and would recommend us.

If you have any questions or issues whatsoever, you can contact us here: https://scratchandpatch.co.uk/contact/

Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas
logótipo da Scratch & Patch

Resposta da Scratch & Patch

Hi Harry,

Thank you for your review.

We're really pleased to hear you found our pet insurance to be good value. We appreciate you choosing Scratch & Patch and hope we'll continue to provide you with great service for years to come.

If you ever need us, we're here to help: https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

I had plenty of communication not left…

I had plenty of communication not left wondering what's going on . Very fast turnaround from when I put claim in . So reasonable too each month

10 de julho de 2026
Opinião espontânea
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Resposta da Scratch & Patch

Hi Debbie,

Thank you for taking the time to leave us such a review.

We're delighted to hear that you were kept informed throughout your claim and that it was processed so quickly. It's also great to know you feel your monthly premium offers good value.

If you ever need anything, we're always here to help: https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Classificada 1 em 5 estrelas

I recently lost my dog roxi at age 7…

I recently lost my dog roxi at age 7 no signs of illness till out walking her leg just snapped in half. Due to bone cancer so sadley had to let her go peacefully. cut a long story short vets bills £2500 .£1100 was taken of vet fees leaving me with £1400.Then I'm told I have to keep paying policy on my dead dog for a further 6 months. Didn't see this in the small print. This is shamefully.and so stressful to me.also recive nothing for lost of my beloved dobberman roxy.please think carefully read everything and consider is insurance worth it .to me I just ended up with nothing considering all cost .
Regards phil mayoh iv read your reply to me on trustpilot.i think your policy was not worth the premium and having to carry on paying for 6 moths after dogs death is ridiculous. I will be get anoughter dog at sum point in life but will not be you customer anymore 6 members of my family all have pet insurance with your company and they are shocked on outcome of claim especially paying insurance for a deceased dog would this happen for a deceased human iv learnt a life lesson read small print again and again and double check

11 de julho de 2026
Opinião espontânea
logótipo da Scratch & Patch

Resposta da Scratch & Patch

Hi Phil,

We’re very sorry to hear about the loss of Roxi and understand how upsetting and stressful this experience must have been.

We’ve sent you a request via Trustpilot for some further information about your policy and claim. If you could provide the additional details requested, we’ll investigate your experience further and ensure the concerns you’ve raised are reviewed and that you are contacted by our customer care team

Kind Regards,
Scratch & Patch 🐾💙🧡


------- Updated Reply ----------

Hi Phil,

Following an internal review of the concerns raised in your Trustpilot review, our Customer Care Manager has now completed their findings and sent you an email directly addressing the points you raised.

We hope this provides some further clarity, and once again, we are very sorry for the loss of Roxy.

Scratch & Patch 🐾💙🧡

Classificada 1 em 5 estrelas

Not to be trusted to insure your pet

My first claim has been incorrectly rejected by scratch and patch. They seem to be wriggling out of a claim saying it’s an existing condition when it clearly is not. In their rejection email they are also referencing lots of other terms and conditions as a basis to reject and this seems to be overly legal and not even relevant. Very disappointing and not to be trusted with your pets insurance!

2 de dezembro de 2025
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Resposta da Scratch & Patch

Hi,

We're very sorry to hear about your experience and appreciate how frustrating it must have been.

Thank you for providing your policy information via Trustpilot so that we can investigate and review your claim thoroughly. Once we've completed our initial review, a member of our team will be in touch directly to discuss your concerns.

Warm regards, Your Scratch & Patch Family 🐾💙🧡

---------------------- Updated Reply ----------------------

Hi Mr Bayly,

Thank you for taking the time to share your feedback. Following a further review of your claim, we're sorry to hear that you're disappointed with the outcome.

We appreciate that having a claim declined can be upsetting. However, our review confirmed that the decision was made in line with the policy terms and the veterinary history provided. Pet insurance is designed to cover new conditions that arise after cover begins, and unfortunately it does not provide cover where the available veterinary evidence indicates that a condition, or related signs or symptoms, existed before the policy started.

We understand that you may feel your pet's current condition is separate, but all claims are assessed using the veterinary records alongside the policy wording to ensure decisions are fair and consistent for all customers.

Due to confidentiality, we cannot discuss the specific details of your claim publicly, but we remain available to discuss any concerns directly with you, or through our formal complaints process if required.

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

Cheaper than the competition

Cheaper than the competition, easy to set up insurance with

10 de julho de 2026
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Resposta da Scratch & Patch

Hi Paul,

Thank you for your fantastic review 😊

We're delighted to hear you found our cover competitively priced and that arranging your pet insurance was quick and easy.

Thank you for choosing Scratch & Patch—we're so pleased to have you with us!

If there is anything else we can help with, please don’t hesitate to contact us https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

Insurance easy to set up

Insurance easy to set up and quite reasonable price considering our dog's age (9).

7 de julho de 2026
logótipo da Scratch & Patch

Resposta da Scratch & Patch

Hi Alexandra,

Thank you for your lovely review! We're delighted to hear you found it easy to arrange your dog's insurance and that you were happy with the price, especially for a senior dog.

We really appreciate you choosing Scratch & Patch and look forward to being there whenever you need us https://scratchandpatch.co.uk/contact/

Warm regards,
Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

I found the site for insuring both of…

I found the site for insuring both of our Miniature schnauzers very easy.

7 de julho de 2026
logótipo da Scratch & Patch

Resposta da Scratch & Patch

Hi Christine,

Thank you for your lovely review! We're delighted to hear you found it easy to arrange cover for both of your Miniature Schnauzers.

We really appreciate you choosing Scratch & Patch and look forward to being there whenever you need us https://scratchandpatch.co.uk/contact/

Warm regards, Your Scratch & Patch Family 🐾💙🧡

Classificada 4 em 5 estrelas

Easy to buy insurance

Easy to buy insurance

10 de julho de 2026
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Resposta da Scratch & Patch

Hi,

Thank you for your review! We're so pleased to hear you found it quick and easy to arrange your pet insurance.

If there’s anything else we can help with, don’t hesitate to get in touch with us via https://scratchandpatch.co.uk/contact/

Thank you for choosing Scratch & Patch - we're delighted to have you as part of our family! 🐾💙🧡

Classificada 5 em 5 estrelas

Competitive price and easy to switch…

Competitive price and easy to switch from previous provider

10 de julho de 2026
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Resposta da Scratch & Patch

Hi John,

Thank you for your review! We're delighted you found our prices competitive and that switching from your previous provider was quick and easy.
We really appreciate you choosing Scratch & Patch.

If there’s anything else we can help with, don’t hesitate to get in touch with us via https://scratchandpatch.co.uk/contact/

Warm regards, Your Scratch & Patch Family 🐾💙🧡

Classificada 5 em 5 estrelas

Great Vaue and Customer Service

Just taken out a second policy with Scratch and Patch via Confused.com which was £240 cheaper than my renewal with Argos!! Same cover, with only an additional £26 in excess.
When I couldn't register the policy due to my details already being in the system, I contacted them via the online chat and CSA Daisy, not only sorted it quickly and efficiently, she also applied a 20% discount to the new policy fee on their multi-pet scheme which I had no idea about.
Thankfully, I haven't had to claim yet, so cannot comment on that front, but otherwise great so far.
Well Done Scratch and Patch 😁

10 de julho de 2026
Opinião espontânea
logótipo da Scratch & Patch

Resposta da Scratch & Patch

Hi,

Thank you so much for your fantastic review! We're delighted to hear you found great value with us and that switching saved you so much on your renewal.

It's especially lovely to hear that Daisy was able to resolve your query quickly and make sure you received your 20% multi-pet discount. We'll be sure to pass on your kind words to her – she'll really appreciate the recognition 😊

If you do need to make a claim, our team will be here to support you every step of the way https://scratchandpatch.co.uk/contact/

Thank you again for choosing Scratch & Patch to protect both of your pets!

Warm regards, Your Scratch & Patch Family 🐾💙🧡

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