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Leia as opiniões dos outros

Classificada 1 em 5 estrelas

My wife and I easily made enough money to afford our apartment, but because we had been paid in GBP and not USD, Nova Credit counted our income as zero. Further, I showed Nova Credit near perfect cred... Ver mais

Classificada 1 em 5 estrelas

Nova Credit asked my son for my bank login information. My son is a doctor. Clearly, they are phishers. If you provided them with your bank login information, change your password, then close your... Ver mais

Classificada 2 em 5 estrelas

Mediocre! Nova Credits are only supported by Amex, who already let you transfer your creditscore in 2 ways without nova credit! Namely, by filling in your own foreign credit card number on the websi... Ver mais

Classificada 5 em 5 estrelas

Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and ther... Ver mais

Informações sobre a empresa

  1. Agência de avaliação de risco
  2. Agência de crédito

Escrito pela empresa

Nova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.


Informações de contacto

2,6

Mau

TrustScore: 2.5 em 5

169 opiniões

5 estrelas
4 estrelas
3 estrelas
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1 estrela

Não respondeu a opiniões negativas

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Classificada 1 em 5 estrelas

This company shouldn’t exist

My wife and I easily made enough money to afford our apartment, but because we had been paid in GBP and not USD, Nova Credit counted our income as zero. Further, I showed Nova Credit near perfect credit and a bank account with enough liquid USD to cover my rent until I’m dead from old age and they still require a co-signer. What an absolute joke of financial services company.

13 de março de 2026
Opinião espontânea
Classificada 1 em 5 estrelas

scum

scammers, trying to replace traditional credit scores with their proprietary version

hides the option to use pay stubs as income verification behind a direct bank account connection and payroll service connection not working

they do not have your best interest at heart

13 de março de 2026
Opinião espontânea
Classificada 4 em 5 estrelas

If at first you don’t succeed

The experience was great due to their representative Kasey providing step by step instructions in order to complete the income verification. The website is a bit clunky but was able to get it done.

18 de fevereiro de 2026
Opinião espontânea
Classificada 5 em 5 estrelas

Really Easy

This was used when I applied for my apartment. I did not mind linking my bank accounts as I am self employed. It was really easier than all the writing you used to have to do for credit approvals.

9 de janeiro de 2026
Opinião espontânea
Classificada 1 em 5 estrelas

Phishers

Nova Credit asked my son for my bank login information. My son is a doctor. Clearly, they are phishers. If you provided them with your bank login information, change your password, then close your bank account. When banks start losing enough customers, these scammers will get shut down.

13 de janeiro de 2026
Opinião espontânea
Classificada 5 em 5 estrelas

I recently used Nova Credit to help me…

I recently used Nova Credit to help me establish my credit profile in Canada, and I had a truly great experience. The entire process was smooth, clear, and very well organized, which made a potentially stressful situation much easier to manage.

What really stood out to me was the outstanding support I received from their customer service team—especially Kasey. Kasey was incredibly patient, knowledgeable, and supportive, and stayed with me throughout the entire process until every issue was fully resolved. Having that level of dedicated support made a huge difference and gave me a lot of confidence.

Thanks to Nova Credit and Kasey’s excellent assistance, I was able to move forward quickly and comfortably. I highly recommend Nova Credit to anyone looking to leverage their international credit history and start strong in a new financial system.

6 de janeiro de 2026
Opinião espontânea
Classificada 5 em 5 estrelas

Verifying my income with Nova Credit…

Verifying my income with Nova Credit was an amazing experience 😊 there whole team of experts offered me step by step instructions an supporting me with any issues or questions I had during the entire process they were super helpful …..thanks Nova Credit

25 de novembro de 2025
Opinião espontânea
Classificada 1 em 5 estrelas

Nova has a grade of F on BBB

Nova has a grade of F on BBB. So I am suppose to trust a company with an F rating on BBB, a 2.1 on this site, and just hand over my sign-in information from my bank, which the bank, BTW, told me to NEVER DO! The link takes you to a website that states that they SAVE your information. Why are you saving people's bank sign-in information?

Also, they don't tell you, but there is supposedly a way to UPLOAD your paystub into the site, but they don't offer that upfront.

25 de outubro de 2025
Opinião espontânea
Classificada 5 em 5 estrelas

Nova Credit

At first, I didn't have a good feeling about Nova Credit. But that quickly changed, After I reaches out to staff for clarification.
I gained a Deeper understanding of the process. System is quick, secure and able to help any situation.

24 de outubro de 2025
Opinião espontânea
Classificada 5 em 5 estrelas

I had an excellent experience with Nova…

I had an excellent experience with Nova Credit! I reached out with questions about submitting my financial information for an apartment application, and their team provided stellar assistance every step of the way. They were professional, prompt, and patient in helping me understand the process. I truly appreciate their support and the clarity they offered during what could have been a stressful experience. Thank you, Nova Credit, for your outstanding service and dedication to your customers!

16 de outubro de 2025
Opinião espontânea
Classificada 1 em 5 estrelas

Nova Credit not worth the risk!

The fact that Nova Credit requires a person to login to bank accounts on their website for income verification is ridiculous, especially when other "secure" sites such as Equifax, have been hacked in the past. Nova Credit wants consumers to "trust" in their system but the risk is not worth the benefit. Recently, I refused to use Nova Credit for income verification so just took my business somewhere else. So glad I did!

15 de outubro de 2025
Opinião espontânea
Classificada 1 em 5 estrelas

I am a guarantor on my son's new…

I am a guarantor on my son's new apartment (Arvella) application in Miami. The apartment requires that you use Nova Credit who requires that you give them both your login and password to your bank account to verify income. (AND they have indemnification "fine print" language that protects them and the apartment place if your data is accessed inappropriately.) Their website says they offer alternative ways for them to check your income but the apartment says the only way is to give your bank account information and the Nova Credit link they send (over and over with high pressure language to give your bank information or lose the apartment) doesn't show how to do alternatives to this. You can't call and get anyone on the phone at Nova Credit. This process is so sketchy.

8 de setembro de 2025
Opinião espontânea
Classificada 1 em 5 estrelas

"Verifiable" ...yea right. Too far!!

So now they have a computer snooping around into our bank accounts and job portals so that we can get a lease to PAY THEM and they can feel secure we can afford it. Wtf happened to privacy. Nova credit and things like it are steps way to far. We don't get to fully know if the place we are moving into is "good' but they get to snake themselves into our accounts "to be sure". WHAT WILL BE NEXT??? They don't want paystubs, explanations of things, nothing...just a nerdy ass number crunching computer. Are we still humans??? NEVER a late payment from me for rent and no evictions, but this shi*** a** "process" is what we have now??? You shouldn't have to connect your PERSONAL accounts. People, this isn't about verification, it's about permanent having access to ALL YOUR BUSINESS and fraud and hacking will follow. SO WHAT you let someone into an apartment and you had to do an eviction...first of all you're still making money with your overpriced rent. Second, THIS WONT STOP PEOPLE FROM HAVING HARD TIMES. This is a sign that the society is in MAJOR DECLINE. Accept a GD paystub and move tf on you greedy slimy overdoing it nerds.

12 de agosto de 2025
Opinião espontânea

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