Happy Money Opiniões 772

TrustScore: 4.5 em 5

4,7

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly a... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3... Ver mais

A empresa respondeu

Classificada 4 em 5 estrelas

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed. I had to resort to cr... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Serviços financeiros não bancários

Escrito pela empresa

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Informações de contacto

4,7

Excelente

TrustScore: 4.5 em 5

772 opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Na Trustpilot, focamo-nos em conteúdo criado por pessoas reais. Ainda assim, esta empresa pode usar a nossa ferramenta de respostas assistida por IA, para ajudá-los a redigir respostas.

Como esta empresa usa o Trustpilot

Veja como as respetivas opiniões e classificações são obtidas, classificadas e moderadas.

Na Trustpilot, as empresas não podem oferecer incentivos ou pagar para esconder opiniões. As opiniões pertencem a cada um dos utilizadores e não à Trustpilot. Saber mais

Classificada 5 em 5 estrelas

Hey- this was the most streamlined…

Hey- this was the most streamlined process I have done yet! All from my cell phone. From the app process to signing Docs. It was all quick and easy. They gave me a consolidation loan that helped get me out of a tight spot with too many credit cards pushing about 80 percent usage- which equated to hundreds of dollars a month going straight to the pockets of wealthy credit card companies! Personally, I think they should reenact the law that caps card companies at 20-24.9%! But, the lobbyist pay the politicians better than we do! Thanks for the loan and the very decent and respectable interest rate!

4 de janeiro de 2026
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Resposta da Happy Money

We're happy to hear that the loan process was streamlined and easy. We appreciate you sharing how we helped with your credit card situation. Thank you for the positive feedback!

Classificada 5 em 5 estrelas

Used it to pay off high interest …

Used it to pay off high interest credit cards great experience

4 de janeiro de 2026
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Resposta da Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Classificada 2 em 5 estrelas

Still waiting on the rest of the money…

Still waiting on the rest of the money I borrowed. Getting the run around

3 de janeiro de 2026
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Resposta da Happy Money

We’re sorry to hear about your experience. Please contact our team at support@happymoney.com or 1-800-878-0901, Monday - Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET). We’d love to help.

Classificada 5 em 5 estrelas

Easy approval and fast funding!

Easy approval and fast funding!

25 de dezembro de 2025
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Resposta da Happy Money

We're happy to hear that the approval process was easy and funding was fast. Thank you for your positive feedback!

Classificada 5 em 5 estrelas

Great customer service.

Great customer service...application process was easy ...funds received quickly...would recommend highly.

28 de dezembro de 2025
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Resposta da Happy Money

We're happy to hear that the application process was easy and you received funds quickly. Thank you for recommending us; we appreciate your feedback!

Classificada 5 em 5 estrelas

Fast

Fast, prompt, reliable and quick, also very efficient

25 de dezembro de 2025
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Resposta da Happy Money

We appreciate you taking the time to share your positive experience. We are happy to hear that you found our service efficient and reliable.

Classificada 5 em 5 estrelas

Happy money was there when I was in…

Happy money was there when I was in need and they stepped up on time. I will say I had no problem getting what I needed. If you have a low credit score Happy money is the way to go.

25 de dezembro de 2025
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Resposta da Happy Money

Thank you for the review! We appreciate you sharing your positive experience with us!

Classificada 5 em 5 estrelas

Without a doubt the quickest…

Without a doubt the quickest transaction I've ever experienced in obtaining a loan.

22 de dezembro de 2025
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Resposta da Happy Money

Thank you for the review! Hi, we are so happy you've had a wonderful experience. 🥳 We love helping people achieve their goals!

Classificada 5 em 5 estrelas

Easy and simple..

Easy and simple..I’ve been trying to pay off my Bills after a surgery in February and I’m almost done..a Big relief off my shoulders to bring in the new Year.
Thanks

22 de dezembro de 2025
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Resposta da Happy Money

Thank you for the review! We love to hear it! 😍 🙌Money really can be a tool for happiness.

Classificada 5 em 5 estrelas

Good they approved me and a week later…

Good they approved me and a week later I had my money

21 de dezembro de 2025
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Resposta da Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Classificada 5 em 5 estrelas

So far so good.

21 de dezembro de 2025
logótipo da Happy Money

Resposta da Happy Money

Thank you for the review! We love to hear it! 😍 🙌Money really can be a tool for happiness.

Classificada 4 em 5 estrelas

Nothing misleading

Nothing misleading, monthly withdrawals helped manage the debt consolidation. Fair interest rate

20 de dezembro de 2025
logótipo da Happy Money

Resposta da Happy Money

Hi, we are so happy you've had a wonderful experience. 🥳 We love helping people achieve their goals!

Classificada 5 em 5 estrelas

You all helped so much

You all helped so much. I have 100% on time payments but my debt to ratio was bad. Your loan will save me 300$ to $400 a month w so much less interest. So much help!!!

20 de dezembro de 2025
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Resposta da Happy Money

We love to hear it! 😍 🙌Thank you for the review! Money really can be a tool for happiness.

Classificada 5 em 5 estrelas

The rates are much better than credit…

The rates are much better than credit card interest rates. I was able to consolidate my cc debt and save hundreds per month in interest. I will be able to pay off all of my debt in 3 years because of the lower rate. The fee was about 2%, which I think is reasonable. The money was deposited to my account quickly. The whole process went smoother than expected. No issues.

20 de dezembro de 2025
logótipo da Happy Money

Resposta da Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Classificada 5 em 5 estrelas

This might be the only financial…

This might be the only financial service that doesn’t feel predatory. It’s been hard climbing out of credit card debt, but Happy Money genuinely helps.

20 de dezembro de 2025
logótipo da Happy Money

Resposta da Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Classificada 5 em 5 estrelas

Honestly

Honestly, I appriciate the service. When I was not being approved anywhere Happy Money found the best route for me to be approved. Thank you

19 de dezembro de 2025
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Resposta da Happy Money

We appreciate you sharing your experience! We're happy to hear that we could find a path toward approval when you were having difficulties.

Classificada 5 em 5 estrelas

Very clear and concise

Very clear and concise. Money was received promptly.

15 de dezembro de 2025
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Resposta da Happy Money

We are happy to hear that you found our service clear and prompt. Thank you for your positive feedback; we appreciate it.

Classificada 2 em 5 estrelas

When done paying, remove your data

I took out a personal loan with happy money to pay off some credit card debt and I've had it paid off for almost eight months. Five days ago, they charged me a hundred and fifty five dollars. When I reached out, they didn't seem bothered by it at all, claiming it was "simple oversight", and have yet to return my money. Once you're done paying off your loan , have them remove your data.

10 de dezembro de 2025
Opinião espontânea
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Resposta da Happy Money

We appreciate you bringing this to our attention. We are sorry to hear about your experience with Happy Money. If there is anything we can assist you with or do to enhance your experience, please let us know. You can reach our team at support@happymoney.com or 1-800-878-090, Monday-Frida between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

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