Happy Money Opiniões 772

TrustScore: 4.5 em 5

4,7

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly a... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3... Ver mais

A empresa respondeu

Classificada 4 em 5 estrelas

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed. I had to resort to cr... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Serviços financeiros não bancários

Escrito pela empresa

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Informações de contacto

4,7

Excelente

TrustScore: 4.5 em 5

772 opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Na Trustpilot, focamo-nos em conteúdo criado por pessoas reais. Ainda assim, esta empresa pode usar a nossa ferramenta de respostas assistida por IA, para ajudá-los a redigir respostas.

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Classificada 5 em 5 estrelas

I was super easy and fast.

I was super easy and fast.

13 de dezembro de 2025
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Resposta da Happy Money

We're happy to hear that your experience was super easy and fast! Thank you for your positive feedback; it means a lot to us.

Classificada 5 em 5 estrelas

Easy process from start to finish

Easy process from start to finish

All told the rate was better than paying credit card debt. Trying to avoid bankruptcy.

2 de dezembro de 2025
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Resposta da Happy Money

Hi, we are so happy you've had a wonderful experience. 🥳 We love helping people achieve their goals!

Classificada 4 em 5 estrelas

Got exactly what they offered

Got exactly what they offered. Little sceptical at first when dealing with multiple companies, but in the emd was completely satisfied.

13 de dezembro de 2025
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Resposta da Happy Money

We appreciate you taking the time to share your experience. We're happy to hear that you were ultimately satisfied. Thanks for your feedback.

Classificada 5 em 5 estrelas

Easier Than I Thought

The application process was very easy and verification was quick. Approval came quickly and I received my funds within 3 business days. I highly recommend Happy Money

13 de dezembro de 2025
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Resposta da Happy Money

We're happy to hear that the application and verification process was easy! We're also glad you received your funds quickly. Thank you for recommending us!

Classificada 5 em 5 estrelas

Great experience

So far so good

4 de dezembro de 2025
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Resposta da Happy Money

We appreciate your feedback and are so glad you are having a positive experience with our services.

Classificada 5 em 5 estrelas

Great Company

This is the second personal loan I've gotten from Happy Money. Both experiences have been nothing but positive. Quick disbursement of funds to me.

11 de dezembro de 2025
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Resposta da Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Classificada 5 em 5 estrelas

I successfully paid off two loans and…

I successfully paid off two loans and couldn’t be happier. Aside from the ease of applying, the clear cut options and the assistance they extend in tough times. This will be my go to, time and time again.

8 de dezembro de 2025
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Resposta da Happy Money

We're happy to hear that you had a positive experience. Thank you for your feedback and for choosing us as your go-to!

Classificada 5 em 5 estrelas

Get the help you need fast and efficient!

Happy Money was willing to help me by loaning me the money I needed to payoff my credit card debt at a very reasonable rate when everyone else wanted an exorbitant interest and my car as collateral. I'm so grateful to Happy Money for how easy they were to work with and how quickly I received the funds needed to meet my goals. Thank you for your help and understanding.

6 de dezembro de 2025
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Resposta da Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness! We appreciate you sharing your experience and are grateful for your kind words.

Classificada 5 em 5 estrelas

Gave me a great rate on a loan

Gave me a great rate on a loan

6 de dezembro de 2025
logótipo da Happy Money

Resposta da Happy Money

We're happy to hear that you received a great rate on your loan. We appreciate you sharing your positive experience with us.

Classificada 5 em 5 estrelas

Happy Money Made Me Happy!l

Happy Money was extremely helpful! They found someone who would finance a loan for me that saved me 17% over the loan I was trying to refinance. My payment dropped $66 a month which will help me reduce my debt even more. They do charge a few so I would advise anyone to ask for at least 6% more than you need. They have great reps to work with and work very hard to finance you! I highly recommend them!

5 de dezembro de 2025
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Resposta da Happy Money

Thank you for the review! We're happy to hear that we could assist you in finding a loan that better suits your financial needs. I🥳 We love helping people achieve their goals!

Classificada 5 em 5 estrelas

My experience with Happy Money is and…

My experience with Happy Money is and has been great. Happy Money is a Top-notch company, the process is smooth and easy, interest rate are favorable to the customer, fast pay out and great customer services and support!!!!!

3 de dezembro de 2025
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Resposta da Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Classificada 5 em 5 estrelas

Quick and easy

The process was very simple for applying the loan. The money was delivered to my bank as promised! I especially like the updates and communication! I know exactly how and when my payments will be completed. Thank you!

4 de dezembro de 2025
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Resposta da Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Classificada 5 em 5 estrelas

Excellent experience!

The % rate was much better than expected, and the time from approval to deposit was relatively fast. The minute I received the deposit; I was at work clearing my debt! I highly recommend Happy Money to anyone seeking debt consolidation!!

23 de novembro de 2025
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Resposta da Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Classificada 5 em 5 estrelas

Very Simple and Easy Process

The ease of the entire process

30 de novembro de 2025
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Resposta da Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Classificada 1 em 5 estrelas

I was trying to view the interest rate…

I was trying to view the interest rate ect. And hit the back button for some reason it hit the final submit button. I emailed them immediately and they told me there was nothing I could do. Forced me into the loan

27 de outubro de 2025
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Resposta da Happy Money

Hi there, we’re sorry to hear about your experience with Happy Money. We have passed this along to our support team.

Classificada 5 em 5 estrelas

Easy to apply and funding was fast

Easy to apply and funding was fast. Thanks to a great organization and staff.

27 de novembro de 2025
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Resposta da Happy Money

We're happy to hear that the application process was easy and funding was fast.Thank you for the review!

Classificada 5 em 5 estrelas

Easy application

Easy application. Fast processing and funding. Plenty of notification updates to let me know when funding would occur. The process went smoothly and funding was in my account by the 3rd business day.

12 de novembro de 2025
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Resposta da Happy Money

We're happy to hear that the application was easy, the processing was fast, and you received timely updates. Thank you for sharing your positive experience with us!

Classificada 5 em 5 estrelas

So easy

So easy. So timely. So drama-free. And decent rates!

27 de novembro de 2025
logótipo da Happy Money

Resposta da Happy Money

We're happy our services were easy and timely for you. We appreciate your positive feedback and are grateful for your review!

Classificada 1 em 5 estrelas

chances of approval, “excellent”. Until…

Credit Karma says chances of approval are “excellent” which every time they said that I was approved instantly for whatever card or loan I was applying for. So I filled out the app, had to change the income which was 1600 less per year than what they had list and had to adjust rent which is 800 cheaper than what they had listed for me. Submitted the app and instantly denied for various stupid reasons like recent inquiries. Obviously paying off 12 of 15 credit cards and a 100% perfect payment history means nothing. So I take another hit on my credit report for another inquiry for absolutely nothing. I think they should communicate a little better with their partners as to what is realistic as far as approvals go. It’s fine, there are other options and I won’t be applying with them in the future.

25 de novembro de 2025
Opinião espontânea
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Resposta da Happy Money

We're sorry to hear that your experience did not meet your expectations. We will often send “Pre-Approved” offers to people who meet our initial credit criteria. However, upon initiation of the application, if their information differs from the information used during our pre-approval process, or if they are unable to meet our full criteria at that point in time, we may not be able to approve their application. Also, we utilize a soft inquiry, so the application will not affect credit score. If you have questions about the process, please feel free to call our support team at 1-800-878-0901, Monday - Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

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