I would so highly recommend. It’s been a huge relief to deal with a company that really does have ‘heart and mind’. Being a landlord can often mean having to jump through hoops when borrowing money an... Ver mais
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I would so highly recommend. It’s been a huge relief to deal with a company that really does have ‘heart and mind’. Being a landlord can often mean having to jump through hoops when borrowing money an... Ver mais
A empresa respondeu
Update: it appears that getting a loan with Lendology makes it impossible to remortgage your property because of the title restriction they place on your property. My mortgage broker can’t find a mort... Ver mais
A empresa respondeu
Superb service. Lendology made the usually frightening experience of taking out a loan completely pain-free and satisfying. Their supportive team helped us every step of the way in affording and... Ver mais
A empresa respondeu
The loans and process and paperwork and variety of payment methods were explained to me well. The only negative was that there were some delays from both Lendology and East Devon Council which made th... Ver mais
A empresa respondeu
Lendology CIC is not your typical lender. This innovative B Corp, social enterprise lender is fully regulated by the Financial Conduct Authority and is transforming how homeowners access finance. Working in partnership with local councils, Lendology offers a diverse range of financial solutions to meet various needs, including home repairs, improvements, adaptations, energy efficiency enhancements, and renewable technology installations. What sets Lendology apart is their commitment to financial inclusion. We take the time to view each client as an individual, making lending decisions not based on their credit score or financial history but their ability to afford the loan repayments in the context of their personal financial circumstances. * Since its establishment in 2005, Lendology CIC has disbursed over £22 million in council capital, revolutionising conventional lending practices and enriching homes and lives through affordable finance. Lendology CIC's dedication to transparency and accountability is evident through its Impact Reports. These reports provide insights into their contributions to the community and the environment, highlighting the positive impact they make in the lives of individuals and communities. Lendology CIC is more than a lender; it's a catalyst for change, providing responsible, inclusive lending for homeowners. Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225. Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities. * Representative Example (4% fixed interest rate, Representative 4.2% APR). Loans are subject to status and are typically protected by a Title Restriction. Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
Heatherton Park Studios, TA4 1EU, Taunton, Reino Unido
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Don't touch with a bargepole - the ' little restriction' they want to put on ( and just pop in the last set of documents they send you to sign) is the most severe and onerous possible - you can't do anything without their consent, not connected to the contract at all. It does not comply with what their agreement says it is intended to do and in my case (and many others I suspect) puts you breach of your mortgage conditions (which I was told it would not). If the ' cosy community company' gets sold or transferred in some way to someone else, this is another financial scandal waiting to happen. Two months of onerous enquiries to find this at the end. Had to pull out of Council promoted scheme for solar panels thanks to them.
Update: it appears that getting a loan with Lendology makes it impossible to remortgage your property because of the title restriction they place on your property. My mortgage broker can’t find a mortgage because the Lendology restriction even though there is a massive amount of equity in the house. My only option to get a mortgage is to pay off the Lendology loan. I honestly wish I hadn’t bothered with Lendology. It would have been less hassle just getting a personal loan out or remortgage first.

Resposta da Lendology CIC
Lee was really good at keeping me up to date
Superb service. Lendology made the usually frightening experience of taking out a loan completely pain-free and satisfying.
Their supportive team helped us every step of the way in affording and building our beautiful new kitchen.
We can't thank Shannon and the team enough for their patience and understanding whilst we took our time scoucing both our first rate kitchen and fitters.
They made the process a delight. We couldn't have hoped to afford our dream kitchen without their ongoing support.
They've helped us turn our ordinary little apartment into a fabulous comfortable home.

Resposta da Lendology CIC
Very helpful, willing to do their best for us. Efficient and accommodating in unusual circumstances.
Can't say more than brilliant.
Harriet at lendology has been absolutely brilliant (again). This is the second time we have worked together. They always answer the phone, respond to emails quickly. Very polite while providing a very professional service. I couldn't recommend them enough.

Resposta da Lendology CIC
Helpful and supportive staff, plus good information flow.

Resposta da Lendology CIC
For those who unfortunately become disabled/unable to continue work lendology are really helpful.
Standard applications for a loan from banks (who I have accounts/mortgage for 18 years +) proved unsuccessful. The rates are far higher and customer service does not accommodate those whose circumstances have changed for the worse despite being able to repay a loan at a manageable rate.
Lendology provide a human, friendly and informative service. Recommended. Really good. They communicate at every level ensuring the process is made clear.
Lendology have changed my life in the sense I am now able afford a new and much needed roof on the house/home I intend to live in for the rest of my life. Thanks!!

Resposta da Lendology CIC
So friendly, non judgemental, helpful and communicative. Got a loan for a new roof with excellent rates. Trustworthy and safe.

Resposta da Lendology CIC
Every member of staff that I spoke to was extremely helpful and understanding , gentle and clear.
They were focussing on the priority of getting the hole in the roof fixed in a timely way so that our tenants are not inconvenienced or worried.

Resposta da Lendology CIC
They have been a god send to us this is the 3rd they have helped us don't know what we would have done without there help

Resposta da Lendology CIC
Shannon could not have been easier to deal with. Thank you for making the whole process so easy :-)

Resposta da Lendology CIC
Lendology have been amazing. Shannon has been communicative, supportive and professional all the way through the process.

Resposta da Lendology CIC
The process was clear and accessible from the first contact to decision stage and all the staff refreshingly and reassuringly human and professional. Would highly recommend this community initiative

Resposta da Lendology CIC
The loans and process and paperwork and variety of payment methods were explained to me well. The only negative was that there were some delays from both Lendology and East Devon Council which made the whole process unnecessarily lengthy. This has caused a delay in getting some work done as lead-in times have been extended.

Resposta da Lendology CIC
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