Lendology CICOpiniões 

120
TrustScore: 3.5 em 5

3,4

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

I would so highly recommend. It’s been a huge relief to deal with a company that really does have ‘heart and mind’. Being a landlord can often mean having to jump through hoops when borrowing money an... Ver mais

A empresa respondeu

Classificada 1 em 5 estrelas

Update: it appears that getting a loan with Lendology makes it impossible to remortgage your property because of the title restriction they place on your property. My mortgage broker can’t find a mort... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Superb service. Lendology made the usually frightening experience of taking out a loan completely pain-free and satisfying. Their supportive team helped us every step of the way in affording and... Ver mais

A empresa respondeu

Classificada 4 em 5 estrelas

The loans and process and paperwork and variety of payment methods were explained to me well. The only negative was that there were some delays from both Lendology and East Devon Council which made th... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Agência de empréstimos
  2. Serviços de finanças alternativos
  3. Corrector financeiro

Escrito pela empresa

Lendology CIC is not your typical lender. This innovative B Corp, social enterprise lender is fully regulated by the Financial Conduct Authority and is transforming how homeowners access finance. Working in partnership with local councils, Lendology offers a diverse range of financial solutions to meet various needs, including home repairs, improvements, adaptations, energy efficiency enhancements, and renewable technology installations. What sets Lendology apart is their commitment to financial inclusion. We take the time to view each client as an individual, making lending decisions not based on their credit score or financial history but their ability to afford the loan repayments in the context of their personal financial circumstances. * Since its establishment in 2005, Lendology CIC has disbursed over £22 million in council capital, revolutionising conventional lending practices and enriching homes and lives through affordable finance. Lendology CIC's dedication to transparency and accountability is evident through its Impact Reports. These reports provide insights into their contributions to the community and the environment, highlighting the positive impact they make in the lives of individuals and communities. Lendology CIC is more than a lender; it's a catalyst for change, providing responsible, inclusive lending for homeowners. Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225. Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities. * Representative Example (4% fixed interest rate, Representative 4.2% APR). Loans are subject to status and are typically protected by a Title Restriction. Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.


Informações de contacto

3,4

Aceitável

TrustScore: 3.5 em 5

120 opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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3,4

Todas as opiniões

(120)

1 opinião nos últimos 12 meses

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Classificada 5 em 5 estrelas

A great service

Sedgemoor District Council and Somerset West and Taunton Council was one of the original key partners along with Bristol City Council and Lendology in setting up the loan scheme approx. 15 years ago. The products were devised to assist vulnerable, low income households to access affordable low interest loans which many lenders on the high street would not have entertained. Lendology have stayed true to the products and their ethos in supporting our vulnerable clients to get the help they need to undertake essential repairs to their home so that they can remain safe, warm and secure in the knowledge that they can afford to repay their loans. Avoiding further disrepair to the property and falling foul of loan sharks. Lendology also work alongside Somerset's preferred Home Improvement Agency Somerset Independence Plus (SIP). SIP support clients by surveying the home, preparing schedules of work, finding good contractors and overseeing the work financed by the clients loan through Lendology. The partnership of Lendology and SIP providing a 360 service for the client, taking the hassle away. I highly recommend Lendology for their products, customer service and support to our residents in Sedgemoor and Somerset West and Taunton.

13 de fevereiro de 2023
Opinião espontânea
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Resposta da Lendology CIC

Hi Christian, thank you for your feedback. Its fantastic to be able to support homeowners across Somerset with a wide range of solutions. We pride ourselves on being a lender where our people make decisions for people and its great that you have seen the benefit of our approach over the last 15 years.

The team at Somerset Independence Plus provide an excellent service, particularly where people are unsure how to go about a home repair or adaptation project.

We look forward to the partnership developing over the coming years!

Classificada 5 em 5 estrelas

I would so highly recommend

I would so highly recommend. It’s been a huge relief to deal with a company that really does have ‘heart and mind’. Being a landlord can often mean having to jump through hoops when borrowing money and dealing with officious institutions. However, Lendology have a totally different approach, making everything easy, uncomplicated and actually cost effective. I will be using again, and thank them for their help.

10 de fevereiro de 2023
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Resposta da Lendology CIC

Wow, thank you for your feedback Ann! Our no-nonsense approach is what we pride ourselves on, and I am glad you found the process so straightforward.

Classificada 5 em 5 estrelas

A great company have dealt with several…

A great company have dealt with several times over the years friendly,efficient,thorough service and accomodating most of all to the customer.

10 de fevereiro de 2023
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Resposta da Lendology CIC

Hi Lorraine, thank you for the kind words! We pride ourselves on delivering an efficient and helpful service, and we appreciate your feedback! We have passed your review onto the team.

Classificada 2 em 5 estrelas

Not everyone is eligible

I can’t fault the customer care of the Lendology team who were always efficient and polite to deal with. However, it should be made clear that loans are only available if you have a limited disposable income (I’ve yet to find out what the maximum limit is). I cannot find any indication of this on their site or that the applicants local council has the final say. For someone who has never asked for such a loan before to go through the whole process of providing their personal financial details only to be turned down after many weeks of waiting is quite a degrading process. Very very disappointed with the whole process,

9 de fevereiro de 2023
Opinião espontânea
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Resposta da Lendology CIC

Thank you for your feedback, we are pleased that you found the team efficient and polite. We cannot discuss the specifics of applications online, and you are welcome to contact us on 01823 461099 to discuss further. We have however taken on-board your feedback and will look to implement changes in our processes.

Classificada 5 em 5 estrelas

Lendology Loan

From beginning to end everything was explained and my eligibility was stress free. All staff I dealt with were very helpful.

7 de fevereiro de 2023
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Resposta da Lendology CIC

Thanks for the feedback, Trevor! We have passed your kind onto the team, who will appreciate your feedback greatly! We pride ourselves on delivering a stress-free and helpful service to all of our clients.

Classificada 5 em 5 estrelas

A Local Authority view of Lendology

I have been involved with Lendology as a local authority partner since the loan scheme was initially established.
As an organisation they put customer engagement and satisfaction as the heart of their delivery and engage positively with their local authority partners to develop new products to meet the every changing needs of their customers.
They will only lend to clients where the Lendology loan is the most appropriate financial solution to meet that customers needs, which is why they have the support of many Local Authorities in the South West.

8 de fevereiro de 2023
Opinião espontânea
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Resposta da Lendology CIC

Thanks for your feedback Tom. Who can believe it has been over 15 years since the partnerships began? A lot has changed in that time, but our focus on delivering a true partnership approach to private sector housing solutions remains. Our vision to disrupt traditional lending with our decisions powered by partnerships and people, enriching homes and lives through affordable finance is more important than ever with the increasing pressures on households and local councils to reduce energy and carbon costs.

Classificada 5 em 5 estrelas

Working with Lendology

We have been working with Lendology as a Local Authority partner for quite a while now. We have always tried our best to help or develop creative solutions to help residents to repair or improve their homes. The team have great skills and empathy in supporting residents through the application process.

8 de fevereiro de 2023
Opinião espontânea
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Resposta da Lendology CIC

Thanks for your feedback Dave! Our team are passionate about delivering a truly holistic service, and we couldn’t do this without our long-term, trusting partnerships.

Classificada 5 em 5 estrelas

We are a local authority partner

We are a local authority partner, working with Lendology. I find them to be flexible and open to new ideas. They take customer satisfaction seriously, both ours and our residents.

6 de fevereiro de 2023
Opinião espontânea
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Resposta da Lendology CIC

Thanks for your feedback Phil. Having worked with local councils for over 20 years, we understand the private sector housing challenges faced by our partners, and enjoy working collaboratively to create and deliver dynamic policies of support.

Classificada 1 em 5 estrelas

Great scheme, if you can get it. Five years is a long time to wait when you are disabled and unwell

Just had an email from you - about Supporting Homeowners to Remain Independent at Home. It's a wonderful scheme BUT I tried and tried to get help and pay for things, but you can't borrow anything unless you've been in your house for 5 years ... I bought my house BECAUSE it had the potential to create a downstairs bathroom, so had to apply for a DFG, which of course I won't get. Also need to do other things, but I am now stuck with a noose around my neck - can't adapt it, can't improve it, can't sell it ... I will be dead before I can borrow the money to live comfortably in my own home.

10 de julho de 2022
Opinião espontânea
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Resposta da Lendology CIC

Hi Rachel, thank you for taking the time to leave us a review and we are sorry to hear we were unable to support you on this occasion. We cannot discuss the specifics of your case online, so please contact us on 01823 461099 if you would like to discuss your application and feedback in more detail.

Classificada 5 em 5 estrelas

Easy to understand Process

Straight forward information and timely responses. Very helpful contacts and easy to understand processes.

30 de janeiro de 2023
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Resposta da Lendology CIC

Hi Jane, thank you for taking the time to leave a review. I have passed your feedback to the team, and am pleased you found the process was easy to understand!

Classificada 5 em 5 estrelas

The lady I spoke to was really helpful…

The lady I spoke to was really helpful and understanding of my situation.

23 de janeiro de 2023
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Resposta da Lendology CIC

Thank you for taking the time to leave feedback, we are really pleased that you felt heard and understood.

Classificada 5 em 5 estrelas

Clear and quick communication

16 de janeiro de 2023
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Resposta da Lendology CIC

Thanks for your review! At Lendology we always strive to make our communications as clear and efficient as possible, and its great to hear that you had a positive experience.

Classificada 5 em 5 estrelas

I spoke to a few members of the team

I spoke to a few members of the team, Harriet, Lee, Chelsea and Philippa, all very helpful and dealt with my application quickly and kept me informed at all times, much appreciated.

20 de janeiro de 2023
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Resposta da Lendology CIC

Hi Jenny, thank you for taking the time to leave a review. I have passed your feedback to the team, and am pleased that you found the application quick and our team supportive!

Classificada 5 em 5 estrelas

Professional and responsible lending

I work closely with Lendology as a local authority partner, and have always found Lendology to be professional and responsible with their lending. They respond to customers quickly and in my experience only lend when it is truly affordable for the client, signposting clients to alternative grant funding where it is available. I have always found Lendology staff to be flexible and friendly in their approach to find the right solution for the individual client.

18 de novembro de 2022
Opinião espontânea
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Resposta da Lendology CIC

Thank you for your feedback Jeremy. Having worked with local councils since 2003, we pride ourselves on our partnership approach and flexibility, to deliver results for our clients and our council partners.

Classificada 5 em 5 estrelas

N.Boustead

Good Communication. Answer telephone calls promptly. Fast turnaround if viable. Human approach rather than an algorithm!

14 de novembro de 2022
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Resposta da Lendology CIC

Thanks for your feedback Mr Boustead! We pride ourselves on people making decisions for people, and I have passed your feedback onto the team.

Classificada 5 em 5 estrelas

The money was there when needed

The money was there when needed and the builders paid promptly. Friendly staff and easy to work with

31 de maio de 2022
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Resposta da Lendology CIC

Hi Jill, thank you for your lovely feedback, which I have passed on to the team at Lendology. You know where we are if you have any questions going forward.

Classificada 4 em 5 estrelas

Thank you and efficient service

I would like to thank both Emma Lower & Ellie Lister for their continued support and guidance, from when I first became responsible for loans within my organisation 3 years ago and more recently in the drafting of our revised Loan Policy.
All officers within Lendology CIC are approachable, friendly and provide an efficient service.

2 de novembro de 2022
Opinião espontânea
Classificada 5 em 5 estrelas

Friendly and approachable

Friendly and approachable. Great communication all the way
Ellie and Phillipa have gone above and beyond what I would expect
Many Thanks

28 de outubro de 2022
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Resposta da Lendology CIC

Thank you for your lovely feedback Tracey! I have passed onto Philippa, who is always keen to help!

Classificada 5 em 5 estrelas

We had a problem at home requiring…

We had a problem at home requiring immediate repair. We contacted Lendology and could not have been more happy we did. Our loan was completed extremely quickly efficiently and simply Ellie was wonderful very caring and understanding and took our circumstances into account. We would use them again if we needed too. We are very happy to highly recommend to anyone considering using them.

21 de outubro de 2022
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Resposta da Lendology CIC

Good morning, thank you for taking the time to leave your feedback. Its a pleasure to have been able to help you so swiftly!

Classificada 5 em 5 estrelas

They were wonderful from start to…

They were wonderful from start to finish and always communicated with you. I would highly recommend them.

14 de outubro de 2022
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Resposta da Lendology CIC

Hi Lorraine, thank you for your lovely comments, I have passed these on to the team here! Do feel free to share our details with your friends and family as we know that sadly, not enough people are aware of the work we do to support homeowners in partnership with local councils across the South West.

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