Raisin UK Opiniões 3827

TrustScore: 4.5 em 5

4,3

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

After an understandably long wait on the phone the gentleman to whom I spoke was most helpful, patient and guided me through how to close an account then transfer the money to my bank account. He was... Ver mais

Classificada 5 em 5 estrelas

Once I got used to the proceedures, I enjoyed the stay...will probably return (some funds) at some point ...currently chasing those fractions of a % - that be elsewhere ATM. Customer service has alw... Ver mais

A empresa respondeu

Classificada 2 em 5 estrelas

Found the system quite clunky and some things are quite tedious to do. For example if you want to switch banks you have extract the money, and you can’t take it all out unless you force a close on th... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Just started with Raisin as need to open multiple accounts due to current FSCS £85k guarantee (before this changes to £120k). Could not have been easier with super clear correspondence at every step.... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Serviço de investimentos
  2. Serviços de finanças alternativos
  3. Instituição financeira
  4. Serviços financeiros não bancários

Escrito pela empresa

Raisin.co.uk is the UK marketplace for Raisin, which serves over 220,000 savings customers across Europe. Today, Raisin UK has one aim; to help UK customers save time and make money through our savings marketplace. We provide UK savers with an easy way to apply for and manage savings products from a variety of partner banks which are guaranteed by the Financial Services Compensation Scheme (FSCS) for our UK banks or the European country equivalent for our European banks, through the European Deposit Guarantee Scheme (DGS).


Informações de contacto

4,3

Excelente

TrustScore: 4.5 em 5

4 mil opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

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Classificada 5 em 5 estrelas

Excellent professional service

After an understandably long wait on the phone the gentleman to whom I spoke was most helpful, patient and guided me through how to close an account then transfer the money to my bank account. He was very clear in his instructions and spoke very clearly. A very professional process. Thank you.

20 de abril de 2026
Opinião espontânea
Classificada 5 em 5 estrelas

Really useful savings platform

Really useful savings platform with an excellent range of options from different banks for easy access or fixed term savings bonds and accounts, straight forward and easy to use.

19 de abril de 2026
Classificada 1 em 5 estrelas

Watch them

Watch them! Raisin is not a bank ,they hold your money until you decide where you want to get the best interest,and when you want to withdraw your funds,you have to chase them on the phone as their website is not very clear on how you get your money back to your own nominated account.Fortunately one of their staff was very helpful.Unfortunately I lost two days interest. Scam?

17 de abril de 2026
Opinião espontânea
logótipo da Raisin UK

Resposta da Raisin UK

Dear Denis,

Thank you for taking the time to leave a review. We’re sorry to hear that the withdrawal process wasn’t clear, although we’re pleased to hear that a member of our team was able to assist.

To clarify, Raisin UK is a regulated savings marketplace. Customers first select their chosen savings product, then transfer funds into their Raisin UK Transaction Account in order to complete the application. Once the funds arrive, they are forwarded to the selected savings product so they can start earning interest in line with the product terms. The Transaction Account is used to transfer money between your nominated bank account and your selected savings product, and again when funds return following a withdrawal, closure or maturity.

When funds return to the Transaction Account, they can then be withdrawn to your nominated bank account. These withdrawals are processed immediately on our side, with the time to reach your bank depending on the receiving bank’s processing times.

We’re always working to make the platform as user-friendly as possible. If you ever need help navigating your account or withdrawing funds, our Customer Service team will be happy to assist, and you can also find step-by-step guidance in the FAQs on our website.

Kind regards,
The Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

Good service

After the frustrations of trying to make online alterations it was most refreshing to speak with Ashley who organised everything for us

Ann Neilan

15 de abril de 2026
Opinião espontânea
Classificada 2 em 5 estrelas

Found the system quite clunky and some…

Found the system quite clunky and some things are quite tedious to do. For example if you want to switch banks you have extract the money, and you can’t take it all out unless you force a close on the account, then await, then you have to post it to the new account. It’s also difficult to find transaction reports and there are large number of communications that you get which are not always that useful.

15 de abril de 2026
logótipo da Raisin UK

Resposta da Raisin UK

Dear Davie,

Thank you for taking the time to share your feedback, and we are sorry to hear about your experience.

When switching between savings products, funds need to be returned to your Raisin UK Transaction Account first before they can be placed into a new product. Depending on the product type, it may be possible to withdraw part of the balance, but this varies by account and the withdrawal options are set out in the product information provided during the selection process.

In terms of transaction reports, guidance on where to find statements and transaction history is available in our website FAQs. Our FAQs also explain how you can unsubscribe from our newsletter if you would prefer fewer communications. If you would like support navigating the platform, our Customer Service team can help by phone, secure message, or email.

Thank you again for your feedback. We’re continuously working to make the Raisin UK platform more user-friendly and easier to navigate.

Kind regards,
The Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

easy to invest

easy to invest, clear instructions, access to top rates, producets to meet my needs

12 de abril de 2026
logótipo da Raisin UK

Resposta da Raisin UK

Dear Paul,

Thank you for your great review.

We appreciate it when customers share their experiences with us and we’re pleased to hear that you have enjoyed your experience with Raisin UK.

If you need assistance with anything, please don't hesitate to contact us at 0161 388 2399, via email at service@raisin.co.uk or explore our FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

Straightforward reinvestment

Good telephone advice and guidance, with a pretty seamless reinvestment onto an alternative product..

8 de abril de 2026
logótipo da Raisin UK

Resposta da Raisin UK

Dear Mike,

Thank you for taking the time to leave a 5-star rating for us.

Your feedback is highly valued by Raisin UK and it motivates us to continue providing excellent services to our customers.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

If you need assistance, please don't hesitate to contact us.

Kind regards,
Raisin UK Customer Services Team

Classificada 1 em 5 estrelas

Zero customer support and communication…

They provide a simple and easy to use platform but fail miserably when you need to speak with them. Have used their messaging service within the app and no reply received. Be warned they are extremely slow to return funds on a cancelled product (done during 14 day cool off).

10 de abril de 2026
logótipo da Raisin UK

Resposta da Raisin UK

Dear Ross,

Thank you for taking the time to leave a review. We are sorry to hear you have been unhappy with the response time and communication.

Please note that not all savings products on the Raisin UK platform offer a 14-day cooling-off period. Whether a product can be cancelled or ended early is set out in the Product Information Sheet and the product terms provided at the time of application. Some fixed-term deposits do not allow early termination outside exceptional circumstances.

In this case, the product you selected does not include a cooling-off period. This means a cancellation request cannot be processed. The funds therefore remain invested in the fixed-term product in line with its terms.

We note that you contacted us yesterday, and we can confirm that we have now replied with further details via the secure message system in your Raisin UK Account. We always aim to respond as quickly as possible, and while most queries are answered promptly, response times can occasionally be longer during periods of higher demand.

Kind regards,
The Raisin UK Customer Services Team

Classificada 1 em 5 estrelas

Raisin UK is NOT PROTECTED by the Financial Conduct Authority (FCA)

Raisin UK is a trading name of Raisin Platforms Limited which is authorised and regulated by the Financial Conduct Authority (FRNs 813894 and 978619)

A Firm Reference Number (FRN) is a unique six or seven-digit identifier assigned by the Financial Conduct Authority (FCA) to authorized financial services firms in the UK. It serves as an official identifier on the "Financial Services Register" to prove a firm is authorised to conduct regulated business.

THE two FRNs numbers from the Raisin UK website have QUESTION MARKS. (FRNs 813894 and 978619)

FRNs 813894 NOTHING COMES UP
FRNs 978619 IS NOT PROTECTED.

go to the fscs.org.uk website and check to see if your money is protected.

Trustpilot reviews prevents anyone from entering a full URL/link for the fscs website

ONLY ClearBank Limited (FRN:754568) IS PROTECTED. But this Firm Reference Number FRN:754568 is NOT on the Raisin UK website. ONLY (FRNs 813894 and 978619) are.

All this raises BIG RED FLAGS. A company like Raisin UK should not have these issues/ flags when they need to earn customer trust!!!

8 de abril de 2026
Opinião espontânea
logótipo da Raisin UK

Resposta da Raisin UK

Dear Mebs,

Thank you for taking the time to leave us a review. We understand why this might have looked like a red flag, and we actually applaud you for being so vigilant about your financial security.

We would like to clear up the confusion and reassure you that your money is fully protected. Here is a breakdown of why our Firm Reference Numbers (FRNs) operate differently than a standard bank’s:

We are a savings marketplace, not a bank. Raisin UK is an intermediary platform that connects you to various partner banks. Because we are not a bank ourselves, we do not hold your deposits directly.

What our specific FRNs mean: The two FRNs on our website (813894 and 978619) are our Financial Conduct Authority (FCA) registration numbers. They officially authorise us to operate as a platform for investment and payment services.

Where your money actually sits (and is protected): This is where ClearBank comes in. When you fund your Raisin UK account, your money sits in a Transaction Account provided by our partner, ClearBank Limited (FRN: 754568). ClearBank is a fully licensed UK bank, which is exactly why they appear on the FSCS register. Your money is 100% FSCS-protected while it sits in that ClearBank account.

Protection with Partner Banks: When you choose to move your money from your ClearBank Transaction Account into a specific savings product on our marketplace, it then becomes protected under the FSCS license (or European equivalent) of that specific partner bank. We partner strictly with fully regulated banks that offer deposit protection, ensuring your funds are safe at every step of the journey.

We hope this gives you peace of mind! If you have any more questions or would like us to walk you through how your money is safeguarded, please don't hesitate to reach out to our customer service team at help@raisin.com.

Kind regards,
The Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

My problem was solved by Gareth today…

My problem was solved by Gareth today ,what a helpful,caring young man ,a credit to your company ,

7 de abril de 2026
Opinião espontânea
logótipo da Raisin UK

Resposta da Raisin UK

Dear Grace,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Gareth was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

Once I got used to the proceedures

Once I got used to the proceedures, I enjoyed the stay...will probably return (some funds) at some point ...currently chasing those fractions of a % - that be elsewhere ATM. Customer service has always been spot on for me, that`s reassuring.

3 de abril de 2026
logótipo da Raisin UK

Resposta da Raisin UK

Dear Chris,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

I can recommend Raisin uk

I can really recommend Raisin uk, very easy app to use and like being able to have my savings all in one place they pay out interest quickly & great interest rates.

1 de abril de 2026
logótipo da Raisin UK

Resposta da Raisin UK

Dear Nerys,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

First class customer servicecustomer service…

Received first class customer service enquiry, answered thank you.

1 de abril de 2026
Opinião espontânea
logótipo da Raisin UK

Resposta da Raisin UK

Dear John,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Darren was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

Friendly and efficient service

Customer service answered very quickly and Darren took a lot of time to help me with my queries. Thank you.

30 de março de 2026
Opinião espontânea
logótipo da Raisin UK

Resposta da Raisin UK

Dear Valerie,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Darren was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

Excellent service no hassle and all…

Excellent service no hassle and all good.

27 de março de 2026
logótipo da Raisin UK

Resposta da Raisin UK

Dear Vivien,

We appreciate your feedback!

We're always so pleased to hear when a customer is enjoying using Raisin UK!

Please let us know if you require any assistance as we are more than happy to help.

Kind regards,
Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

So good talking to someone rather than…

So good talking to someone rather than a computer. Ashley was so very helpful and I am really pleased with all my experiences with raisin.

25 de março de 2026
Opinião espontânea
logótipo da Raisin UK

Resposta da Raisin UK

Dear Paul,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents XXX was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

Had a problem with re-setting my…

Had a problem with re-setting my password - rang customer service and could not have asked for a more helpful member of the team - Ashley was amazing and soon got it all sorted - thank you.

25 de março de 2026
Opinião espontânea
logótipo da Raisin UK

Resposta da Raisin UK

Dear Gill,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Ashley was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Classificada 5 em 5 estrelas

I have invested through Raisin for ease of managing my money

I have invested through Raisin for a good many years and always found them to be 'on the money' in all aspects - no complaints from me.

20 de março de 2026
logótipo da Raisin UK

Resposta da Raisin UK

Dear Julie,

We value your feedback and appreciate your taking the time to let us know how great your experience has been so far.

We are committed to providing a seamless experience to our customers.

Feel free to contact us if you ever need any assistance.

Kind regards,
Raisin UK Customer Services Team

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