Somo Opiniões 

It is essential to me that I work with lenders who will go the extra mile to support my clients and myself. Yet again SoMo have delivered on exactly that. Working with their Underwriting Director Rob Johnson and Completions Manager Claire McCaffery is always a pleasure. We work really well together as a team to secure the funding my clients need. There is never any drama but a genuine desire to get deals done.

SoMo have a wide range of bridging loan options available to clients and have a 'can do' approach to lending. They will work with you to find ways to do a deal, rather than finding reasons to walk away from a case. We have completed numerous deals over the years and I look forward to working with them for many years to come.

All the individuals involved acted professionally and courteously
I will not hesitate to bring my business to them again, they are simply incredible

SoMo is easily the best P2P lender I have used. Very good interest rates and very low defaults puts them in a class of their own. They have always been helpful and I cannot understand the few poor reviews. Lawrie Scott

I've been investing with Somo/TheBridgeCrowd since 2017. Despite the economic shocks over that period, I've received consistently excellent returns and haven't lost any capital even on some loans with 2nd charge security. It's been a truly excellent experience.

I would not even leave this company 1 star. These guys are legal loansharks and it's a reason why they push non regulated loans is that they want YOU to default on your loan so they can add high fees and in the end repossess your property. My Experience with these dogs are horrible and I strongly advise anybody seeking bridge finance to stay away from them. The owner/director is the lowest type of scum you can ever have in this earth and the pain and heartbreaks he has given to myself and no doubt other families will come and bite him in this world as he deserves what he put's others through. He lives in the hope you default your loan. PLEASE STAY AWAY FROM THIS COMPANY, MARK MY WORDS YOU WILL REGRET IF YOU GO AHEAD. THERE IS A REASON WHY THEY CHANGED THERE COMPANY NAME. Why are you not on google anymore? So no one can leave reviews right? Previously known as Bridge Crowd!
These cowboys are doing everything possible to get my review removed. I am sorry but it’s staying so others don’t go through what i experienced.

Again on 19th October 2023 I have been advised by Trustpilot to edit my review as somo.co.uk were not happy with it and I had mentioned the director's name. This information is easy to find out from public records.

Do your research on this company and they were previously known as Bridge Crowd. Stay away from these cowboys, you will regret it one way or another later on.

A responce to your reply:

Absolutely false and was not in my case then? You had bankrupt me first and then started repossession proceedings, playing a very smart game which meant you would get more default funds which you kept applying every 3 months and interest payment due to no company would provide finance to a person who is bankrupt.

Immediately the day after my loan was meant to be repaid in full. Did you not charge me the huge default fee of £10,000.00 and you added that every 3 months and also started to charge me the default interest rate?
I had offered to pay 25% of the complete loan and required a further 6-9 months to which you had immediately refused and wanted first charge security over another property (the words from the owner)

Yes, I had made many attempts to avoid bankruptcy as that's what you forced upon me initially and then repossessing my property. Every time I provided you with a solution and proof it was rejected immediately as you wanted to bankrupt me and ensure you could get the maximum amount from me by repossessing my property.

Why was it excess of 3 years? Let me explain to you! You had got me bankrupt through the courts and then covid came and repossessions were not allowed to happen.
As when responsions were allowed you carried this out the same week.

This was not a investment property, you were well aware that this was my main family residence.

As soon as I defaulted on the loan you started to charge me default fee (£10,000.00) every 3 months along with increased interest and increased interest on the default amount.
You wanted me to default on the loan so you could charge your ridiculous fees and wanted to get me bankrupt. Why not avoid the bankruptcy and just repossession my property in the first place? Let me tell you why then you would not have been able to get that extra £**0,000.00 (six figure amount) is that not right?

Absolute crooks and scum of the earth especially the director/owner! As mentioned above, previously known as Bridge Crowd and Social Money Limited.

Flawless customer service.
Investing and assisting others to achieve more.
No losses made to date.
Highly recommended.

Great trust worthy company offering consistent, solid returns.

I have been investing with Somo for over 5 years and have made more than 100 loans without losing a penny of my capital. I have one loan where the valuer made a serious error in his valuation but I nevertheless received a full return of capital and a partial return of interest. Simon and his colleagues are very professional and I have full confidence in their ability to provide a professional and efficient service. The only regret I have is that they were not willing or able to offer an ISA which would have made their returns even more attractive.

I have been successfully investing with SOMO for nearly eight years now. They provide regular investment opportunities, comprehensive materials to inform decision making and a great team to support you. Oh and most importantly the interest rates provide a healthy return!!!

The website is easy to navigate with all the features I need to keep track of my investments. Clear and regular information on any defaulting loans and no capital loses to date.

I have used other P2P's over the years but they have fallen short of the mark compared to SOMO. I would highly recommend SOMO for your P2P lending.

SoMo are very good at handling loans.
They are very approachable, professional and give confidence.
They are at least, as agood as Ratesetter, if not better.

Yet another long overdue loan paíd back with full interest today. Same as every loan I have taken with Somo over the last 9 years. These guys are the honest and professional face of P2P lending.

I can thoroughly recommend SOMO. The returns are good and only loan that I was involved with that experienced issues, was resolved and investors were paid out in full.

I have been an investor since 2016 and started with a small investment of 10k which has now grown considerably. Having reinvested all my profits has helped me enormously in the growth of my portfolio. To date all investments have been profitable. A slowdown in returns due to Covid is now recovering. No investment losses to date.

Communication could be more regular. A recent update promised action by mid-April and we are yet to hear anything mid-May.

Otherwise good.

I am kept well-informed and feel that the company has my interests at the heart of its business.

Excellent recovery and communication to investors!

Good rates but most significantly I have confidence in their intent and ability to successfully deal with the inevitable defaults.

I appreciated the clear and precise system of investment and the team disponibility to give updates and informations. and, of course, profitability very high