They continue to offer a higher credit limit which helps my rating. I maintain my usage low but have wiggle room if I need it....
A empresa respondeu
Embora não verifiquemos reivindicações específicas uma vez que os autores têm direito a ter a sua opinião, podemos classificar as opiniões como "Verificadas" quando conseguimos confirmar a ocorrência de uma interação com a empresa. Saber mais
Para proteger a integridade da plataforma, todas as opiniões na nossa plataforma (verificadas ou não) são analisadas pelo nosso software automatizado 24 horas por dia, 7 dias por semana. Esta tecnologia foi concebida para identificar e remover conteúdos que violam as nossas diretrizes, incluindo opiniões que não se baseiam numa experiência real. É possível que não consigamos dar conta de tudo, pelo que poderá sinalizar alguma coisa que ache que nos possa ter escapado. Saber mais
Leia as opiniões dos outros
Payments are easy done, the app is by far the easiest to use and has stayed that way unlike other apps which keep updating and confuses people, and have a very generous credit limit, well done
A empresa respondeu
Hasn't worked in a few months. It not locked/blocked, has credit available but declined everywhere all the time. Think ill just lay it off and use my other one with lower interest In response to... Ver mais
A empresa respondeu
I’ve had a great experience with my Bip credit card. The app is really easy to use, making it simple to keep track of my spending, payments and available credit. I like that everything is managed digi... Ver mais
A empresa respondeu
Informações sobre a empresa
Escrito pela empresa
This is Bip. Cardless credit that lives on your phone. No fees, just one interest rate. Simple. Smart. Run by you. Representative 34.9% APR (variable). Credit provided by NewDay Ltd., 18+, subject to status, T&Cs apply, UK only.
Informações de contacto
Reino Unido
- www.bip.credit
4,3
Excelente
2 mil opiniões
Pede aos clientes que escrevam opiniões
Esta empresa convida os seus clientes a escrever opiniões, sejam estas positivas ou negativas
Na Trustpilot, focamo-nos em conteúdo criado por pessoas reais. Ainda assim, esta empresa pode usar a nossa ferramenta de respostas assistida por IA, para ajudá-los a redigir respostas.
Como esta empresa usa o Trustpilot
Veja como as respetivas opiniões e classificações são obtidas, classificadas e moderadas.
This company is listening to their…
This company is listening to their customers
Giving the right customer outcome.
31 de outubro de 2024
Resposta da Bip
Hi Jacqueline,
Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊
Thanks, Julie.
Resposta da Bip
Hi, Thank you for taking the time to leave us a kind review, we appreciate it! Thanks, Michelle.
Stay Away from Bip.Credit – Pathetic Service!
Bip.Credit is a joke. They offered me an *approved* credit card in the pre-eligibility check, and of course, I applied, thinking it was legit. Guess what? They declined me after the application! Complete waste of time.
To make matters worse, they tanked my credit score in the process! Bip clearly doesn’t care about their customers and handles things recklessly. They’ll lead you on with fake approvals and then mess up your credit without a second thought.
Seriously, don’t trust this company – they’re unethical, and using them will only hurt you in the long run.
---
23 de outubro de 2024
Opinião espontânea
Resposta da Bip
Hi Dilip, unfortunately pre-approval does not guarantee acceptance. When checking eligibility online, we advise that this is not a guarantee of acceptance or an offer of credit, as an application would involve a credit check. In addition, we could carry out fraud, identification, and other checks. I’m very sorry for any disappointment. Best Wishes, Chris.
A service that I found from an advert…
A service that I found from an advert on a tube train has proved invaluable in a changing world where a lot of places are no longer accepting cash.
17 de outubro de 2024
Resposta da Bip
Hi Mervyn, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.
Resposta da Bip
Hi Emil,
Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊
Thanks, Julie.
Above and Beyond
Fast, fear, above and beyond!
Easy to deal with the app!
Friendly staff always ready to help!
Always in touch!
17 de outubro de 2024
Resposta da Bip
Hi Erol,
We're happy to read that you are enjoying our app and the features! Thank you for taking the time to leave us a positive review 😊
Thanks, Julie.
Bip is a great online credit company
Bip has given me the freedom to use my money and buy things and pay later , they have been a very useable online credit company , and as long as you pay your monthly payments they are generous with there credit limits
17 de outubro de 2024
Resposta da Bip
Hi John, thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Thanks, Michelle.
Nice I like it
17 de outubro de 2024
Resposta da Bip
Hi, Thank you for taking the time to leave us a positive review. We're pleased to have you as our customer 😊 Thanks, Michelle.
My experience of bip they are…
My experience of bip they are trustworthy.
Very reliable.
I am grateful to them because my credit wasn't good.
But they gave me a chance to improve my credit score.
And obtain credit.
Their offer was great and affordable.
10 de outubro de 2024
Resposta da Bip
Good Afternoon, Rosaline,
Thanks for taking the time to share your experience, and we're very happy to hear that Bip's been able to help!
- Kenith
Resposta da Bip
Hi Kerry,
Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊
Thanks, Julie.
Poor services
Locked out account - cannot access any information. Call the support line and no one ever answers. Been trying 4 months now.
Did not change any details and call the numbers and it dials off.
8 de outubro de 2024
Opinião espontânea
Resposta da Bip
Hi Rebecca,
I do apologise that when you attempted to contact us you were unable to get through to an agent. At times we may experience higher than anticipated call volumes, and we may not be able to answer the call as quickly as we would like to. Please be assured that we are working hard to get this resolved and ensure all customer calls are answered as quickly as possible.
Please can you reach out to our Customer Service team on 0330 838 0115 at your next convenience. The team will have full access to your account and will be happy to help. We hope to hear from you soon so that we can get this resolved for you.
Best,
Stephanie.
Easy to use, convenient and quick, now I just want to close it off...
I've found bip to be a very easy to use app. The credit feels fair although it's difficult to get out of. They keep increasing my credit for some reason but I'm trying to not use it whenever possible. They say they only do this if they think it's right for you so it doesn't feel overly predatory but it is a little, however you can opt out of it if you don't want an increase.
When paying on direct debit I'm usually happy but occasionally I might want to pay early and if it's too close to the direct debit day it isn't calculated in time so you end up paying your direct debit plus your early contribution. I found it best to pay at least 2 weeks before a direct debit to avoid any doubled fees if that's what you are needing.
Overall, the app is easy to use and I've had no trouble so far after a few years using them. All I want now is to stop using them though because I just want out of the credit and to close it off.
3 de outubro de 2024
Resposta da Bip
Hi Simon, Thank you for taking the time to leave us a positive review. Due to the public nature of this platform we are unable to discuss account specific information from here. We would however love to look into this further for you.
Please can you reach out to our Customer Service team on 0330 838 0115 or via chat in the app (More > Help & Support > Contact Us > Contact Details) at your next convenience. The team will have full access to your account and will be happy to help. Best Wishes, Chris.
Resposta da Bip
Hi Barry, thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.
Resposta da Bip
Hi Peter, we do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 Thanks, Michelle.
Easy transactions
12 de setembro de 2024
Resposta da Bip
Hi Ces, thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.
Resposta da Bip
Hi Narinder, thank you for taking the time to leave us a positive review. We're pleased to have you as our customer 😊 Thanks, Michelle.
Resposta da Bip
Hi Lynn, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.
Really easy to use
Really easy to use, customer service is excellent also. Great app.
29 de agosto de 2024
Resposta da Bip
Hello Wesley. Thanks for leaving a review. It's fantastic to hear that you've had a positive experience with us. Best, Audrey
Resposta da Bip
Hi Sharon, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Best, Elan
Brilliant cardless card easy to use…
Brilliant cardless card easy to use great interest rates been using it for about 2/3 years now love it . Honestly it's a for credit building thanks BIP
22 de agosto de 2024
Resposta da Bip
Hi Roxanne, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Best, Elan
A Experiência Trustpilot
Qualquer pessoa pode escrever uma opinião na Trustpilot. As pessoas que escrevem opiniões têm direito a editá-las ou eliminá-las a qualquer momento. Estas opiniões serão exibidas enquanto uma conta estiver activa.
Contamos com uma equipa especializada e tecnologia inteligente para proteger a nossa plataforma. Descubra como combatemos opiniões falsas.
Leia mais sobre como processamos as opiniões na Trustpilot.
Aqui estão 8 dicas para escrever óptimas avaliações.
A verificação pode ajudar a garantir que são pessoas reais a escrever as opiniões que lê no Trustpilot.
Oferecer incentivos em troca de opiniões ou solicitá-las selectivamente pode distorcer o TrustScore, o que vai contra as nossas directrizes.