We recently started offering 0% finance to our kitchen customers, as for religious reasons we could not offer interest-based finance. Steve helped us get everything set up through Ideal4Finance, and t... Ver mais
A empresa respondeu
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We recently started offering 0% finance to our kitchen customers, as for religious reasons we could not offer interest-based finance. Steve helped us get everything set up through Ideal4Finance, and t... Ver mais
A empresa respondeu
I had to go through this company to partially fund replacement doors and windows. They contacted me before the job was even finished to asked if I was happy that the work was done. Shortly afte... Ver mais
A empresa respondeu
Friendly staff in store, was able to ask questions and take our time looking around without being pestered. easy to apply on line for product which we order and 3 seater and 2 seater sofa set. Co... Ver mais
We have just signed up with ideal4finance and already completed a sale on finance within the first week. Stephen Fairhust came out to our office to discuss the benefits and left us making the simple c... Ver mais
A empresa respondeu
We recognise that sometimes customers need help in spreading the cost of purchases. This can be done by breaking the cost down into smaller, equal monthly installments. Spread the cost of any purchase over a period of time, making it possible for you to finance the important things in life.
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Resposta da Ideal4Finance
The person I spoke to was polite, clear and helpful.

Resposta da Ideal4Finance
Great customer support and no hassle application - very pleasant staff

Resposta da Ideal4Finance
Currently using Ideal4Finance for various applications to do with my companies and have no complaints - easy efficient clear service throughout. 5 stars well earned

Resposta da Ideal4Finance
Very Helpful!
Spoke with Davina Heyes - Commercial Business Development Manager who was fantastic. Great to work with a company that has a holistic and human approach to finance.

Resposta da Ideal4Finance
Spoke with Davina who was very helpful and guided me through the process. She made the entire journey easy so I am very appreciative an dlook forward to working with your Company.

Resposta da Ideal4Finance
I just got off the phone with Neil, a broker, who went above and beyond to teach me about Ideal4Finances interest free financing services for businesses to offer to their customers. I had spoken to several other companies and not one had taken the time to explain the realities of how it would work, and Neil did so knowledgeably and patiently, with a consideration of how it would work with my business, and with regards to best ethical practice. I was hugely impressed, and very much value his help.

Resposta da Ideal4Finance
On the surface, everything looks and works as you would expect in a good company.
Each person I spoke to from Sales, to account manager to help-desk was professional, reliable and courteous. The website is easy to use and they will provide everything you need to be up and running very quickly.
The problem with the service is the unreasonable loan terms offered to our students. As a private education provider we have up to 60 students at any one time paying annual training fees. We had many enquiries about finance over the years and ideal4finance looked like a good option. Not cheap, but fair, given our expectation that many of our students could benefit from the service.
However, in over two years, not one of our students completed on a loan offer. Each time a student received a quote, they contacted us to protest and were frequently very upset about the terms and the APR they had been offered. Most of them went on to train but were able to obtain fair better loan rates from their banks, credit card providers or other loan companies.
I'm not sure what percentage Ideal4finance makes from completed loans but they make very good money just from setting up and charging the business owner for their services. They have a successful business model regardless of the loans that are offered to your customers.
Some of the applicants revealed to me the APR they had been offered and I can only say they were the equivalent to the absolute worst credit card rates or payday loan companies.
I have discontinued the service as I did not feel it was ethical to expose our students to this kind of debt.
Taking up this services counts as one of my biggest and most costly (in terms of ROI) business mistakes in 18 years of running the business.
If you sell large ticket items and consider yourself to be an ethical business, stay away!

Resposta da Ideal4Finance
Stephen Fairhurst was knowledgeable, personable transparent, and efficient a credit to Ideal For Finance. Keep up the great work.

Resposta da Ideal4Finance
We contacted the sales team about us offering finance options to our customers, they were very friendly and gave us a good explanation of what they can offer, we then arranged a meeting with Stephen Fairhurst within a couple of days of our enquiry. Stephen was amazing he is super knowledgeable, so enthusiastic and patient and explained everything to us in an easy to understand manor. We are confident through talking with Stephen that our business will continue to grow with the help of offering great finance packages through Ideal4finance and we look forward to working with him and the sales team in the coming months and years.

Resposta da Ideal4Finance
A huge thank you to Andrew Howse, for helping us get started! From the initial meeting to anytime we needed help and guidance - he has responded promptly. Always great to have a chat too!

Resposta da Ideal4Finance
Excellent service from Ideal4Finance! Fast approval, easy to reach, and great customer service. No issues at all—highly recommend!

Resposta da Ideal4Finance
Applying for finance to help fund the installation of solar panels at my home was a simple and straight forward exercise. Having been awarded the finance I could activate the agreement at the required time. Several telephone calls from a very friendly and supportive team member, ensured that the installation had been completed to my satisfaction, that all documentation was in place and that I was happy!

Resposta da Ideal4Finance
Great customer service lovely lady on the phone

Resposta da Ideal4Finance
Easy to process,secure and helpfull staff it's very convenient.

Resposta da Ideal4Finance
Professional on the phone talking to the customer

Resposta da Ideal4Finance
Andrew Howse came out to see us has been and has been very helpful supportive and friendly he could not have done more thank you so much Andrew

Resposta da Ideal4Finance
They were very friendly and easily approachable

Resposta da Ideal4Finance
I just want to take this opportunity and thank ideal4finance and specifically Xara, for an exceptional service from start to finish.
Xara was extremely friendly but above all professional in every aspect of the application and service.
I would highly recommend ideal4finance
And I will definitely use their services again in the near future.

Resposta da Ideal4Finance
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