Santander Consumer USA Opiniões 342

TrustScore: 2 em 5

2,2

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Leia as opiniões dos outros

Classificada 1 em 5 estrelas

ATM Ate my card and a check I was depositing. Been 30 days and still no progess on processing the check despite branch personnel actually having the check in their posession. Each call to customer ser... Ver mais

Classificada 1 em 5 estrelas

I am trying to create my brand new account and trying to login so that I can make my first payment. For whatever reason I can’t login and this is turning into a huge pain in my butt that I do not have... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Very helpful and show concern in regards to my situation and went out of his way to explain to me the process in regards to getting an extension while I make arrangements to care for a loved one's m... Ver mais

A empresa respondeu

Classificada 1 em 5 estrelas

You don't answer any questions it's a generic text situation and it's probably the worst website I've ever seen for help it's horrendous it's horrific and your people don't speak English. You actu... Ver mais

A empresa respondeu

Informações sobre a empresa

  1. Empresa de finanças e empréstimos para carros

Escrito pela empresa

Santander Consumer USA Inc. - Specializes in automotive financing for dealers and consumers. We offer a wide array of finance and auto-related products plus a robust loan servicing operation. Part of global banking leader Santander. Through its Drive®, RoadLoans® and Santander Auto Finance brands, Santander Consumer USA Inc. offers automotive financing through a network of dealer partners. Our finance programs help consumers with a wide range of credit situations purchase quality vehicles.


Informações de contacto

2,2

Mau

TrustScore: 2 em 5

342 opiniões

5 estrelas
4 estrelas
3 estrelas
2 estrelas
1 estrela

Sem histórico de convites para avaliação

Esta empresa não convidou os clientes, pelo que as opiniões podem não ser representativas

Respondeu a 97% das suas opiniões negativas

Geralmente responde em 14 horas

Como esta empresa usa o Trustpilot

Veja como as respetivas opiniões e classificações são obtidas, classificadas e moderadas.

Na Trustpilot, as empresas não podem oferecer incentivos ou pagar para esconder opiniões. As opiniões pertencem a cada um dos utilizadores e não à Trustpilot. Saber mais

Classificada 1 em 5 estrelas

I’m beyond speechless

I’m beyond speechless. I have called them at lease 20 times. Everytime rep saying different things. They might get paid minimum wage. Rude. Hard to undetanded English.

12 de maio de 2026
Opinião espontânea
logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Anna! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 5 em 5 estrelas

I went in with something in mind but…

I went in with something in mind but wasn't quite sure exactly what I wanted. My salesperson was very polite and took his time explaining all the options that were for me since i was so undecisive. It took hours of
Trying to pick the right one for me and and at the same time calculating numbers which was honestly my biggest concern.I thank him so much for having a lot of patience and helping me throughout this process. His service was amazing, he made me feel so comfortable, made sure my needs were met and also bought me lunch which was very nice of him.The overall experience was great . He also made sure my car was detailed when he gave it to me. I loved the service and the warranty that came with it.Everyone was so helpful.Thank you

27 de abril de 2026
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Resposta da Santander Consumer USA

Hello Mariamgelly! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!

Classificada 1 em 5 estrelas

Couldn’t answer my question

Couldn’t answer my question

12 de maio de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Rebecca! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 1 em 5 estrelas

Automated system is garbage website has…

Automated system is garbage website has the same process so it’s the same garbage

8 de maio de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Ricardo! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 1 em 5 estrelas

For 2 days The site is down and I can't…

If your EVEN considering Santander DON'T !!! What a mess for a company !! Thinking about a Class A Suit .... Been on Social Media Trying to get enough Signed up for this !!! Contact me if you have the many issues that so many are having with this Company. First off they need ACTUAL CUSTOMER SERVICE instead of call centers full of people that can't understand you NOR you understand them !! WORSE COMPANY OUT HERE !!!!!For 2 days The site is down and I can't access my account.Calling in all I get are call center employee's that I struggle to understand because their English is not well !! I have been told The site is Glitching then told its updating then told its maintenace going on !!! 2 days of this And No One can help !! Rediculous to say the least !!!!

5 de maio de 2026
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Resposta da Santander Consumer USA

Hello Marsha! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 3 em 5 estrelas

The information on the interest rate

The information on the interest rate , length of notes , didn’t explain why note so high and my credit score. Just had me signing without explaining the contract

26 de abril de 2026
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Resposta da Santander Consumer USA

Hello John! Thanks for taking the time to provide your feedback, and we hate that you feel this way. Please be advised that Santander establishes a contract rate based on factors including the down payment, vehicle value, the applicant’s credit worthiness and credit rating. We provide contract terms for the applicant which they can either accept or reject at the time of the application approval. Anytime you feel a payment isn't affordable, or an APR is too high you have the option to reject the offer, or you can try and negotiate the cost of the vehicle with the dealership. We hope this information helps. If you have additional questions or concerns, please don't hesitate to give us a call at (888) 222-4227. This line is available Monday through Friday 7:00 AM to 9:00 PM, Saturday 7:00 AM to 5:00 PM Central Standard Time and closed Sunday. Have a great day!

Classificada 1 em 5 estrelas

Buggy Website

Your account establishing system is not working. I have it recover my username, it tells me, I enter my username to recover my password, and it says the username is not valid. THE EXACT SAME USERNAME YOU JUST GAVE ME.

Update: 58 mins on the phone with Sago and I'm no closer to logging in to my account. I can tell him exactly what the website bug is, but he has no power to escalate or log a tech support ticket.

4 de maio de 2026
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Resposta da Santander Consumer USA

Hello Bryan! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 3 em 5 estrelas

I appreciate the ability to secure the…


I appreciate the ability to secure the loan quickly and easily. But the dealer told me if I paid off the loan in full within the first month there would be no interest charged. First I was not permitted to pay more than $12999 online and then I was charged an extra $100 for something.

5 de maio de 2026
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Resposta da Santander Consumer USA

Hello Eric! Thanks for taking the time to provide your feedback and we hate to hear about any miscommunication. The type of loans that we offer are simple interest loans and interest starts accruing the day a contract is signed. Please click here https://santanderconsumerusa.com/learning-center to check out our "How Simple Interest Contracts Work" video in our Video Gallery. We hope this helps at understanding simple interest. If you are looking to pay off your auto loan. Please click here https://santanderconsumerusa.com/support#/articles/where-do-i-mail-payoff-checks----2d6bb74e-fab1-4cda-9b62-622fccdf77fe to view payoff address info. If you have any additional questions, please don't hesitate to give us a call at 888-222-4227. Have a great day!

Classificada 1 em 5 estrelas

Not at all impressed

Not at all impressed. To opt out of information sharing, I was instructed to go to my account online. When I did, all that was available was the privacy policy itself. There was no option to opt out. Then I called the support number, and an operator I could barely understand told me I had been automatically opted out. However, the instructions in the Santander intro packet specifically said I had to opt out intentionally. When I raised this disconnect, the operator was clueless about what to do. I am not happy with Santander. They're all hat and no cattle, as the saying goes.

5 de maio de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Stuart! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 5 em 5 estrelas

Santander diligently solves problems.

Santander was very helpful and gave us a great rate. 2.99%. The dealership made an error on our loan that didn't get caught until 16 months into the loan. Santander was great about working with us to resolve the issue. We ended up having to get another brand new (2025) car. Santander pre-approved us without even applying again and even gave us a 3.49% APR. I did give a 5 star, because Santander did an incredible job of fixing the problem. I highly recommend them.

2 de março de 2026
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Resposta da Santander Consumer USA

Thank you so much for taking the time to provide your feedback and happy to hear we were able to help! We appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!

Classificada 1 em 5 estrelas

Failed Customer Service

I recently tried to set up a new account with Santander Consumer USA and had a very frustrating experience.

I spoke with four different representatives during the process. During two calls, I requested to speak with a supervisor multiple times (at least eight), but my request was repeatedly denied, which ultimately led me to end the call.

On a later call, I spoke with a representative named Mohit, who was professional and explained that wait times for supervisors can be long. He attempted to assist before escalating, which I appreciated.
My date of birth was put incorrectly in the system and that's what prevented me to set up an account. They want me to send them my drivers license, but don't they have that already?

However, the overall experience was inconsistent and difficult. Based on my experience, I cannot recommend Santander Consumer USA due to poor customer service and lack of proper escalation support.

4 de maio de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Margarita! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info. Please review your email at your earliest convenience. Have a great day!

Classificada 1 em 5 estrelas

You site sucks and will not let me sign…

You site sucks and will not let me sign into the account

3 de maio de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Robert! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of anyone. Trustpilot has sent you an email requesting additional info. Please review your email at your earliest convenience. Have a great day!

Classificada 1 em 5 estrelas

mocked by managers and staff

I was employed by Santander a few years back and at the time I was going through some personal stuff. I was unreliable, unprofessional, and anybody on the outside could tell that I was going through a tough time. I understand that people are at work to work and not to babysit anybody else but rather than try to talk to me or even encouraging me, the staff and managers mocked me. They would make announcements in front of everybody where they were clearly mimicking me or directed towards me acting as if they were not meanwhile, everybody knew that it was about me, which only further my insecurities instead of trying to help me they got joy out of my pain. It was awful. They also are very shady when it comes to their loans that’s all I can say.

2 de maio de 2025
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Resposta da Santander Consumer USA

Hello Michael! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of anyone. Trustpilot has sent you an email requesting additional info. Please review your email at your earliest convenience. Have a great day!

Classificada 1 em 5 estrelas

Absolutely terrible! Stay away!!

I would give them zero stars or possibly negative stars if it was possible. Their customer service is absolutely inept. They will charge you interest before giving you information on your loan and withhold payoff information for as long as possible. They will also delay receiving and processing your payoff payment in order to extend your loan and charge you additional interest. I can’t believe their business practices are legal. It’s almost as bad as a loan shark with the local mafia.

2 de maio de 2026
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Resposta da Santander Consumer USA

Hello David! Thank you so much for taking the time to provide your feedback and we hate that you feel this way. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 1 em 5 estrelas

Your web site doesn't work

Your web site doesn't work. I want someone from customer service to call and fix this account. The app for santander won't let me in the customer service doesn't know how to fix your bad app. I'm not sure at this point if I make a payment with you it will get apply correct. I've call customer no service and get the same answer of the the system will be fixed by Sunday. I want a call from your IT to fix this account

30 de abril de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello David! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 5 em 5 estrelas

It was easy to set up my account

It was easy to set up my account, it was so easy to edit my information

23 de abril de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Mayra! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!

Classificada 1 em 5 estrelas

Poor System

OK I am trying to set up my online account and the phone number that is in your system is incorrect and therefore could not recieve code as a text. I tried to get back into account to set the phone number and it locked me out. Tried to call and they lady just kept saying "am I audible to you" This is not a good start to a long term loan situation and I need to be able to manage my account online.

28 de abril de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Betsy! Hello! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 1 em 5 estrelas

After the repossession of the…

After the repossession of the vehicle,now Santander is reporting to credit bureaus targeting my credit.After they charged me for all those high interest rates.I never received a dime after repossession.I paid 5 years on a 2018 Nissan Rogue.$405.00 monthly + insurance,add all that up.For anyone buying a vehicle please buy from elsewhere.Santander is 1 class thieves.They're out to ripped you off.They coming to destroy credit.But I'm good.It doesn't matter with me now.My blessings comes from the most High.This is a wicked thieving company.

24 de outubro de 2025
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Katherine! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 1 em 5 estrelas

Payment issue

I called and asked to do weekly withdrawals and was told I can't. For people who struggle financially it really helps them to pay that way.

17 de abril de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Holly! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Classificada 5 em 5 estrelas

Friendly

Friendly, quick and easy interface.

22 de abril de 2026
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logótipo da Santander Consumer USA

Resposta da Santander Consumer USA

Hello Carlos! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!

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