Credit.com Opiniões 1399

I don't really care for the fact that the score is not a real Fico score but there is a lot a good information to be found on the site.

My main complaint is the credit score prediction section. Ex. Keep credit debt below 10% and no late payments your next updated score will go up 7 points. Well I have done exactly that for multiple cycles and my credit score has not gone up. Other than that section I enjoy the app and find it in general helpfull.

The site and flow a complicated. I got through it but I never got to print my credit report because it told me I only had one chance to print it right then. I wasn't near a printer and,of course, it's not disclosed until you're partly through it.

Two main features of the site are the free credit score and a Credit.com report card, neither of which requires the use of a credit card to obtain. Both the Experian score and the report card are updated every 14 days, and the report card can tell you if there is anything holding down your credit score. For example, if you owe a lot relative to your credit limit, your scores will suffer, and the report card will highlight this red flag. Additionally, online services like Mint.com, CreditKarma.com, and others offer services similar to Credit.com. You can obtain free credit scores from these services in addition to insight into your credit. It can be worth it to use multiple services because each one provides information from different credit reporting agencies. Both Mint.com and CreditKarma.com, for example, provide TransUnion scores, as opposed to the Experian scores Credit.com provides. One of the links on Credit.com provides information about credit repair provided by Lexington Law. This is really an advertisement and an example of one of the ways Credit.com makes money despite offering free scores and advice. The most important thing to understand about credit repair is that there are no quick fixes. The services offered by Lexington Law center mostly around helping clients fix errors on their credit reports and on providing advice and strategies for improving credit. If you find errors on your credit report, a service like the one offered by Lexington Law may be worth considering. All in the end, I think there are quite a few great qualities to this site and what it offers, as I do with Credit Karma and Mint.com. All worth it, in my opinion. Hope this review helps you out. Have a fantastic day!

Aside for low credit lines I don't have any problems w/ Credit one. Thanks for believing in me!

It is a good service to use.

Credit.com provides me a overview of my credit and let's me know where I need to focus on

I see nothing spectacular with the site. it is kind of confusing in someways.

Love it! I rely on it to get a snapshot of my score.

They are always on top of what’s happening with my credit and keep me informed! They also send me tips and teach me better ways to improve my credit! I absolutely love them!

I think the site is some sort of scam. I have been tracking my score on this site for well over a year along with several other methods and Credit.com is consistently about 75 points lower than other sources. I contacted them to inquire and was told they report what Experian report to them. I paid through there site for my Experian credit report and once again, it was 75 points higher than Credit.com. I even checked all 3 of their scoring models, same thing. Also Credit.com shows I have 2 derogatory accounts, NONE of the bureaus show any. Of course Credit.com wants you to click on a link and pay them to "help" you with these accounts.

they are awesome

Credit .com has been nothing but good and helpful to me and I thank them.

good work keep it up

You report false or outdated information on my credit report . Your credit card survey is one sided and pigeon holed to your loyal customer I think you guy need to revamp your view of the situation and look at the big picture for a better experience

its ok could be easier

Bekaar service hai