The Mortgage Works Opiniões 

2689
TrustScore: 4.5 em 5

4,6

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Leia as opiniões dos outros

Classificada 5 em 5 estrelas

I had a mortgage already with TMW and wanted to secure additional borrowing on my BTL. I thought it would be very complicated and painful, but I was so pleasantly surprised. Daniel Morris explained ev... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Absolute go-to mortgage lender for buy-to-lets. Great range of products at competitive rates. Really like how you get one case handler that sees the whole process throughout. My case handler w... Ver mais

A empresa respondeu

Classificada 5 em 5 estrelas

Found it quite interesting re all the pros and cons your agent was most helpful but at the same time not influencing my choice 1st class.

A empresa respondeu

Classificada 5 em 5 estrelas

This is really about Olly(employment number P509469). He went above and beyond in answering my questions even though it wasn't strictly his department. Much appreciated.

A empresa respondeu

Informações sobre a empresa

  1. Credor hipotecário
  2. Instituição financeira

Sobre The Mortgage Works

Escrito pela empresa

The Mortgage Works is the buy to let lender of Nationwide Building Society.

Whether you’re looking to purchase a new property, want to remortgage or need to borrow more, we’ve got a range of products and specialist staff to support you with your mortgage.

We’ve been providing buy to let mortgages since 1988, so you can be sure your mortgage will be with one of the most experienced lenders in the business.


Informações de contacto

4,6

Excelente

TrustScore: 4.5 em 5

3 mil opiniões

5 estrelas
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3 estrelas
2 estrelas
1 estrela

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4,6

Todas as opiniões

(2689)

655 opiniões nos últimos 12 meses

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Classificada 5 em 5 estrelas

Helpful, kind and efficient service from start to finish

We were lucky to be assigned to a mortgage consultant called Neil Jacobs who could not have been more helpful. Right from the outset Neil explained the process, what our options would be and what he could and couldn’t advise on. The whole journey has been straightforward, supportive and efficient and we are very grateful to Neil for his help and expertise.

26 de março de 2026
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Resposta da The Mortgage Works

We're happy to hear that the mortgage consultant was so helpful during your journey. We truly appreciate your positive feedback regarding the straightforward, supportive, and efficient service you received. Thank you for sharing your experience.

Classificada 5 em 5 estrelas

Had an hour long call with Daniel…

Had an hour long call with Daniel Morris yesterday. He was extremely helpful and I felt he really went above and beyond and stayed late to finish our convo. Thanks very much

15 de abril de 2026
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Resposta da The Mortgage Works

We're happy to hear that the call was so helpful! We appreciate your positive feedback and are glad that you felt supported. Thank you for sharing your experience.

Classificada 5 em 5 estrelas

Amanda is an Asset to TMW

Amanda from the Switching Team was so patient and kind on the phone with me today helping me to switch by to let Mortgages over she is such an asset to the team and deserves the recognition for this. I had had a conversation with someone in the same department literally five minutes before and it was a completely different experience.. as a customer with severe disabilities and impairments he did not do anything to work around the issues of his facing. He knew nothing about section 20 of the Equality at 2010 where we are entitled to reasonable adjustments and just kept saying everyone get treated the same . Sadly, I didn’t get his name, but I do know if it was close to 9 o’clock this morning.. luckily Amanda we still had my faith in the Mortgage Works when I thought I’ll just give it a go and try again as despite what he said I was having no look online and through her patience and commitment she took me through every single stage and the whole process was done within 15 minutes. Amanda literally bought your stars up from 1 to a 5 today within 30 minutes

16 de abril de 2026
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Resposta da The Mortgage Works

We appreciate you sharing your experience. We're happy to hear that one of our team members was able to provide you with excellent support and meet your needs. We'll be sure to recognize them for their outstanding service. We're also sorry to hear about the previous interaction and will address this internally to ensure equitable service for everyone.

Classificada 5 em 5 estrelas

Excellent consultant, great communication and support

We had an excellent consultant, Laura McBurney, who has been generous with her time in explaining how everything works, giving details of the various options and rates, and clarifying different aspects of the remortgage / buy-to-let process. Very good communication, responsive and clear, she has been good at making us feel like a valued customer.

15 de abril de 2026
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Resposta da The Mortgage Works

We're happy to hear that you had such a positive experience. We appreciate your highlighting the consultant's communication and dedication in guiding you through the process. Thank you for your feedback.

Classificada 5 em 5 estrelas

Daniel Morris was extremely efficient…

Daniel Morris was extremely efficient and knowledgeable and explained everything thoroughly and clearly.

14 de abril de 2026
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Resposta da The Mortgage Works

We're happy to hear that you found our service efficient and informative. We appreciate you taking the time to share your positive experience with us.

Classificada 5 em 5 estrelas

My fifth mortgage with the mortgage works.

Well Natasha was very patient and she explained everything to me very clearly and professionally.

Thank you

13 de abril de 2026
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Resposta da The Mortgage Works

We're happy to hear that the explanation was clear and professional. We appreciate you taking the time to share your positive experience with us. Thank you!

Classificada 4 em 5 estrelas

Good application process but zero updates

I got lucky with waiting for an appointment as someone stood in to ease an apparently large backlog. He was very clear, patient and thorough.
The process took about a month, partly due to it taking 16 days to emerge that my agent's details for valuation access had gone astray.
I received a form in the post that I was told I had to sign to get the funds and asking me to choose a date, but the funds arrived before I replied, when I was only just instructing contractors and didn't need them, which seems somewhat irregular and will presumably cost me extra interest.

30 de março de 2026
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Resposta da The Mortgage Works

We appreciate you sharing your experience. We're glad the initial appointment was helpful. We apologize for the delays and lack of communication regarding the valuation details. We are looking into how this occurred to prevent similar issues in the future.

Classificada 5 em 5 estrelas

Excellent service from Naz

Naz was very pleasant, professional and efficient.
He made the whole experience uncomplicated and stress-free.
Thank you, Naz.

2 de abril de 2026
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Resposta da The Mortgage Works

We're happy to hear that the service was pleasant, professional, and efficient! We appreciate you letting us know that the experience was uncomplicated and stress-free.

Classificada 5 em 5 estrelas

The staff at the mortgage works were…

The staff at the mortgage works were very polite and helpful we’ve been with nationwide since the early 80’s they helped me online to switch interest only to repayment mortgage which I couldn’t have done it by myself and then the whole process of filling in an application form for a further top up loan I wouldn’t hesitate to recommend the mortgage works to anybody

13 de abril de 2026
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Resposta da The Mortgage Works

We're happy to hear that our staff were polite and helpful while assisting you with your mortgage needs. We appreciate your long-standing relationship since the early 80's, and we're glad we could help you through the application process. Thank you for recommending our services!

Classificada 5 em 5 estrelas

Very straightforward

Very straightforward, and received a mortgage in principal offer within seconds

13 de abril de 2026
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Resposta da The Mortgage Works

We're happy to hear that you found the process straightforward and received a mortgage in principle offer quickly. Thank you for your feedback.

Classificada 5 em 5 estrelas

Highly Recommended

Fabulous experience, very professional and a very smooth quick experience, highly recommended , Carly was amazing during application appointment as was Kamile during the initial call

8 de abril de 2026
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Resposta da The Mortgage Works

We're glad you had a fabulous experience and that it was smooth and quick. We appreciate your recommendation and are happy the application and initial call were amazing.

Classificada 5 em 5 estrelas

I spoke to Daniel in regards to my…

I spoke to Daniel in regards to my mortgage application . He was very thorough in regards to the process and also very friendly to chat to. I would highly recommend him if anyone considers using the mortgage works in regards to their mortgage.

1 de abril de 2026
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Resposta da The Mortgage Works

We're happy to hear that you had a positive experience with our team! We appreciate your kind words regarding the thorough and friendly service you received. Thank you for recommending our services!

Classificada 5 em 5 estrelas

Grear

Chris Andrews made what is a very tedious process simple and easy to get through, always very helpful
Thank you

7 de abril de 2026
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Resposta da The Mortgage Works

We're happy to hear that the process was made simple and easy. We appreciate you taking the time to share your positive experience and feedback!

Classificada 5 em 5 estrelas

Second mortgage application within a…

Second mortgage application within a short period which has gone smoothly. Many thanks to Laura for her support and excellent service.

23 de março de 2026
Opinião espontânea
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Resposta da The Mortgage Works

We appreciate you sharing your positive experience with us. We're so glad the second mortgage application went smoothly and that you received excellent support.

Classificada 5 em 5 estrelas

Good service

Spoke to few staff. Special thanks for to James Pye absolutely brilliant service. Explained everything in detail and in plain English.
Happy with staff every time I ring.

1 de abril de 2026
Opinião espontânea
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Resposta da The Mortgage Works

We're happy to hear that you received brilliant service and clear explanations. We appreciate your positive feedback about our staff and are glad you're happy with our service.

Classificada 1 em 5 estrelas

TELL US EVERYTHING AT THE START OF THE PROCESS

This is the second time I've had to leave a negative review about this company as I'm fairly easy going leaving one negative review is unusual leaving two is unheard of so here goes.
We are trying to buy a property in Coventry via a Ltd company set up by my daughter who was living in Australia at the time but has since moved back to the UK. We arrange our mortgages via a broker in Coventry who uses TMW as his sort of go to company. The valuer went out to the property and he was happy that TMW could borrow against it which was further than we got the last time so we thought everything was good to go but below was a list of issues we came up against every time our broker attempted an application all to do with Ltd company.
1. They weren't happy with the Ltd company having an Australian address with both the directors (myself and my daughter) being UK residents -> Action change the Ltd company address to a UK
2. Because I was a director and over 70 it restricted the amount TMW were prepared to loan to us from 75% to 65% -> Action remove myself as a director
3. Although I have removed myself as a director I was still a person of significant control -> Action remove myself as a person of significant control
4. Because my daughter hadn't lived at home for a number of years I had her removed from the electoral register TMW were not happy about this because they needed to see proof she was a UK resident -> Action Get my daughter back on the electoral register
5. Despite switching the address of the Ltd company back to the UK my daughter was still being shown as a person of significant control with an Australian address -> Action correct the address to the UK address
6. They needed to see my daughter was a UK tax payer Action -> This meant applying for a UTR number because my daughter had never completed a UK tax return and then completing 2 tax returns.

And so the list goes on and while in essence TMW have there own criteria of how an ex-pat Ltd company needs to be set up my complaint is TELL US EVERYTHING AT THE START, the process was held up and the application re-started every time in 1-6 above and the information would take a minimum 72 hours to update on the TMW systems if it was a quick fix like in 1. above, but could take as long as 3 weeks in 6. above.
So we started the process in January and still don't have a mortgage offer or know if there's something TMW need to know
To TMW
Is it possible you can help me sort this as I still may have time and would be very appreciative.
If you can please leave me your contact details.
Thanks

5 de janeiro de 2026
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Resposta da The Mortgage Works

Thank you for taking the time to leave a review, feedback is important to us and helps shape the criteria and processes for the future. In complex scenario's things can take longer than expected to process and as you say it's always good to try and share as much of this information upfront to your broker as possible.

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