Just Mortgages Opiniões 

We had a horrendous experience some time ago - the broker was lying, providing false information and eventually harming the process which was ruined. We fully DO NOT RECOMMEND dealing with Mr Kapotwe on any matter.

Adrian was so helpful, I wouldn’t recommend anyone but him!!!! Thank you so much !!!

I recently used Ali as my mortgage broker and honestly couldn’t have asked for a better experience. From the beginning, Ali was approachable, professional, and always willing to take the time to explain things clearly, which really helped make the whole process far less stressful.

Ali was patient, responsive, and supportive throughout. I always felt kept informed and knew I could rely on him to answer questions quickly and honestly.

What stood out most was the genuine care and effort put into helping me secure the right mortgage rather than just pushing through the process. I really appreciated the guidance and reassurance along the way.

I’d happily recommend Ali to anyone looking for a trustworthy and knowledgeable mortgage broker.

I’ve been liaising with Ben Ditchfield from the Winsford office and he has been most helpful sharing his advice on 2nd property residential mortgages, and buy to let mortgages to help me make a decision on how to purchase a 2nd property. Great advice and expertise shared. Thank you!

Myself and my partner have had difficulty finding a mortgage that works for us when using these free brokers but then we found bridie and everything we didn't quite understand as being first time buyers she explained everything so well and have now got us a mortgage and now heading in the right direction to be home owners.

We had such a great experience working with Ary Prasher from haart Hayes. Ary first helped our family secure our very first home a few years ago, and now that our family has grown, he’s been there again to help us move into our second home. Having someone so reliable and consistent across both journeys has meant a lot to us.

He’s professional, responsive and genuinely cares about finding the right property rather than just making a sale. He kept us informed throughout the process, answered all our questions and made what can be a stressful experience feel much smoother.

We’re really grateful for all his support over the years and wouldn’t hesitate to recommend him to anyone looking to buy a home.

Just mortgages Hayes very helpful people my mortgage done'just few days we have very good experience
Thanku very much
Just mortgages Hayes

Emma Szabo has been absolutely amazing! She’s has been so helpful throughout the process and I can’t recommend her enough! She’s was so responsive with any emails and queries we had (especially as 1st time buyers we had a lot of questions!) and found us the best rate available! Thank you so so much :)

Andrew was extremely helpful and informative, incredibly competent and easy to get along. He's incredibly down to earth, made us feel relaxed and is very knowledgeable about the housing market. We have individually been to brokers before that aren't a patch on Andrew. HIGHLY RECOMMEND to anyone looking for an independent broker.

Emma was extremely helpful, knowledgible and professional. She guided me through the process very well, and was on hand to help with any queries I had.

Had initial chat with mortgage adviser which was helpful, sent through required documents and then tumbleweed. Sent a couple of follow up emails which were all ignored. Just plain rude and have found an alternative broker.

Paul was fantastic virtually saved my property would heartily recommend him and Just Mortgages to anyone

Amrish has been very helpful and has been patient with understanding my/ our requirements. He is a good communicator and delivered exactly what I requested with good advice and options. Thank you
Clare Blum

Emma was so helpful when speaking to her about possibly selling and moving. She explained everything really clearly including costs, likelihood of us selling and moving down to smaller things like working out how much we could afford and explaining which fees could be added on to our mortgage. She has been super helpful and has not pushed us in to selling just to get our business.

Jordan was articulate, knowledgeable and inspired confidence in Just Mortgages as the broker to trust.
Fantastic service!

Went to view a house with flagship under the shared ownership scheme. They stated that I had to pass an affordability check with just mortgages in order to progress my application- therefore had a telephone call with Matt Tilbury to discuss this. Looking back now that’s how they get you to start a mortage with them. My backstory was maybe a tad more complex than others with some previous poor credit on my credit file and DMP. I explained to Matt all of this from the get go and he stated that he would be able to work his magic, he’d worked with lots of scenarios like this before and it wouldn’t be an issue. Did an application - at a cost of £150 for the application only to find I got instantly declined because Matt hasn’t declared to them all the information that I had told him which was the whole purpose of using them. We tried a second lender £250 for another application and again they declined. In the mist of all of this I had selected a solicitor to use and paid £400 for them to commence with the promise that Matt would be able to get me a mortage-
Just to be clear I paid
£150 for a mortage application- yet to be refunded- paid on the 11/02/226
£250 to reserve the flagship house
£250 for a second mortage application that if you read the small print is non refundable- agin no refund
£400 on solicitors which is partly my own fault! Went to view the house on
The 18th December and 3 months later I still don’t have a mortgage via them. Was holding on hope but now wondering why I bothered. The last offer they came back with was for one last try- £199 application, £600 legal feeds, £375 valuation! No thanks!

PAUL WAS ABSOLUTELY AMAZING.

We had the different situation of both myself and my wife being self employed so i wasn’t the easiest thing to actually get a mortgage however Paul was brilliant. We hit dead end after dead end challenge after challenge and Paul continued to come through time and time again. He was a delight to work with professional, patient and went above and beyond.

If you’re looking for a mortgage or advice look no further than Paul.

Emma was brilliant from start to finish, she was very informative, professional and answered all of my questions with great detail. I would highly recommend Emma to any of my friends and family, it was so nice to have someone so lovely to navigate me with my mortgage queries and explore all of my options.
Thank you Emma, your a star!!

I paid a £499 fee to Just Mortgages for help securing a mortgage on an ex-local authority flat. My adviser, Caroline Smith, was initially very confident the application would succeed and presented herself as someone who would fight to get the deal through.

When the valuation came back unfavourable — the same outcome we had seen with other lenders due to the property type — her approach changed completely. Rather than exploring specialist lender options, she advised me to walk away from the property. She did eventually suggest a specialist lender, but at a significantly higher rate than I was comfortable with.

I subsequently found another broker independently, who secured a formal mortgage offer with a specialist lender at a far better rate on the same property.

I felt that for £499, the due diligence on lender suitability for this specific property type should have been more thorough before the application was submitted, and that the specialist market wasn't explored with enough effort when the mainstream route failed. I'd recommend anyone with a complex property case to ensure their broker has specific experience with specialist lenders before paying an upfront fee.

Absolutely shocking service clearly only in it for the highest commission possible they can make off you total disregard for getting you the Best deal available!! We had the unlucky services of joe robson 6.00% mortgage rate then the highest income protection and life insurance on the planet at over £250pm again only interested in commission!!!